Abstract: THE ROLE OF COST ACCOUNTING IN RISK MANAGEMENT IN LOAN DISBURSEMENT
This study investigates the role of cost accounting in risk management for loan disbursement in the banking sector in Lagos. The objectives are to analyze how cost accounting supports risk management, evaluate its impact on loan performance, and identify the challenges faced. A survey design was employed, with data collected from 200 financial managers and loan officers, derived using Taro Yamane's formula. A case study of a leading bank in Lagos provided comprehensive insights. The reliability coefficient score was 0.88. Findings reveal that cost accounting plays a crucial role in risk management by providing detailed cost information and facilitating better decision-making. However, challenges such as data collection difficulties and compliance issues were noted. Recommendations include providing more training for financial managers on cost accounting and risk management, simplifying data collection processes, and integrating cost accounting with overall risk management practices to enhance loan performance.
Background of the Study
The Special Anti-Robbery Squad, or SARS, is a special police team that was esta...
BACKGROUND OF THE STUDY
Political parties are critical to the political process in modern cultures. In...
ABSTRACT
The only profession that is committed to transmitting knowledge to any level is the teaching profession. It is...
ABSTRACT
This study assesses the use of ICT in teaching biology in selected secondary schools.&nbs...
ABSTRACT
This study was carried out on the relationship between teachers qualification and students academic performance in English. The...
Abstract
Solid wastemanagement is an established environmental health challenge in most societies. The heterogeneousnat...
ABSTRACT
This study aimed to evaluate the influence of sustainable development goals on the advancement...
Abstract
Rural communities in Nigeria have largely been relegated to the periphery of the regular mainstream socio-econo...
Background Of The Study
In the child of bringing new life into the world, childbearing is one of the pe...