1. AN EVALUATION OF THE CHALLENGES TO PROVIDING AFFORDABLE HOUSING IN NIGERIA
Background Information
Housing has a central importance to quality of life with considerable economic, social, cultural and personal significance. Though a country’s national prosperity is usually measured in economic terms, increasing wealth is o...
2. AN ASSESSMENT OF HOUSING DEMAND AND SUPPLY
Background of the study
Housing is one of the basic necessities of man and has no doubt a profound impact on the health, welfare and productivity of the individual others are clothing and food. Housing must not be considered purely as shelter but agains...
3. AN EVALUATION OF THE CHALLENGES TO PROVIDING AFFORDABLE HOUSING IN NIGERIA
Background Information
Housing has a central importance to quality of life with considerable economic, social, cultural and personal significance. Though a country’s national prosperity is usually measured in economic terms, increasing wealth is o...
4. THE CONTRIBUTION OF FINANCIAL INSTITUTION IN THE DEVELOPMENT OF NIGERIA ECONOMY
BACKGROUND OF THE STUDY
Having chosen this topic to write on, my objectives is to find out the roles played by our financial institutions in our present economic situation whether they being followed in this time of economic recession their effects on the economy and t...
5. THE CONTRIBUTION OF FINANCIAL INSTITUTION IN THE DEVELOPMENT OF NIGERIA ECONOMY
BACKGROUND OF THE STUDY
Having chosen this topic to write on, my objectives is to find out the roles played by our financial institutions in our present economic situation whether they being followed in this time of economic recession their effects on the economy and t...
6. THE IMPACT OF MORTGAGE BANKING IN NIGERIANS ECONOMIC DEVELOPMENT PROGRAMMES
BACKGROUND OF THE STUDY
FEDERAL MORTGAGE BANK OF NIGERIA (FMB)
Housing is one of the Importance factors that determine Urban forms and constitutes the single most serious problem facing large cities in Nigeria...
7. EVALUATION OF MORTGAGE BANKING AND ITS IMPACT ON NIGERIANS ECONOMIC DEVELOPMENT PROGRAMMES
BACKGROUND OF THE STUDY
Housing is one of the Importance factors that determine Urban forms and constitutes the single most serious problem facing large cities in Nigeria today.
In the 1950s and 1960s, the need to finance housing in Nigeria re...
8. A SURVEY ON DEPOSIT MONEY BANKS AND THEIR IMPACTS ON THE GROWTH OF MICRO INDUSTRIES IN NIGERIA
EXCERPT FROM THE STUDY
Micro, small, and medium firms, which are typically risk-appraised by lenders as the "lower end" of the credit market, sometimes experience discrimination from formal credit providers, resulting in strict credit restriction and hefty ris...
9. CO-OPERATIVES SOCIETIES AND THEIR ROLES IN HOUSING DELIVERY
Background Of The Study
Co-operative societies in Nigeria are believed to have started between the period of the first and second world wars and more especially in the (Beer 1976). The operation of co-operative societies was first regulated by the comin...
10. FRAUD IN FINANCIAL INSTITUTION AND THE AUDITORS LIABILITY
BACKGROUND OF THE STUDY
The problem of fraud in financial institution in Nigeria has remained one of the disturbing features of the banking sector. The menace is of the great concern to regulatory authorities the government and the general public...
11. THE IMPACT OF ACCOUNTING INFORMATION ON THE PERFORMANCE OF NON PROFIT MAKING ORGANIZATIONS IN OSOGBO
Background of the study
The word non-profit making organizations explained that the organizations are not established for the purpose of making profits. Non-profit making organizations such as clubs, societies, charitable organizations and social organi...
12. IMPACT OF GLOBAL FINANCIAL CRISIS ON RESIDENTIAL PROPERTY MARKET
Background to the Study
Several local and international media have reported on the cause, impacts and the consequences of global financial meltdown. The global financial meltdown is a situation where the world’s status quo can no longer be maintained (Ajayi, 2013)...
13. DESIGN AND IMPLEMENTATION OF A COMPUTER BASED INFORMATION SYSTEM FOR MORTGAGE FINANCING
Background of the study
The provision of the financial resources that are necessary for homebuyers to complete the acquisition of their properties is the primary objective of mortgage financing systems (Akinwale, 2021). The issuance, sale, and trading of mortgage-backed...
14. IMPACT OF BANK CHARGES ON CUSTOMER SAVING HABIT A CASE STUDY OF UNION BANK PLC
BACKGROUND OF THE STUDY
CBN is solely responsible for regulating the operations of financial firms and actively encourages the growth of financial institutions that are either specialized or connected to development. The Securities and Exchange Commissi...
15. THE ACCURACY OF MORTGAGE VALUATION AS A LENDING REQUIREMENT FOR SELECTED BANKS IN KADUNA METROPOLIS
Background of the study
Landed property is frequently a significant percentage of a company's assets that are eligible as collateral security for corporate loans. Real estate values are critical for financial institutions, particularly banks,...
16. FINANCIAL INTERMEDIARIES AND THE DEVELOPMENT OF NON FINANCIAL FIRMS IN NIGERIA
BACKGROUND OF THE STUDY
The availability of sufficient financing is one of the most important factors that determines economic growth. This financing is needed by a variety of organizations, people, and economic actors so that various goals may b...
17. MONETARY POLICY AND DOMESTIC INVESTMENT NEXUS 1986-2020
Background of the study
Monetary policy interventions such as an increase in money supply indirectly affect aggregate demand and subsequently output and prices through their impact on investment spending. This indirect effect reveals that a change in mo...
18. THE IMPACT OF TREASURY SINGLE ACCOUNT PROFITABILITY OF COMMERCIAL BANK IN NIGERIA, (CASE STUDY OF UBA PLC)
Background Of The Study
The Treasury single account is a banking arrangement that was put into place in order to control several accounts that were formed by various ministries, departments, and organizations (MDAs). The primary goal of a TSA is to guar...
19. AN EVALUATION OF HOUSING AFFORDABILITY FOR NIGER STATE CIVIL SERVANTS UNDER PUBLIC-PRIVATE PARTNERSHIP (PPP) HOUSING DEVELOPMENT
ABSTRACT
Niger state government achievement in Public housing delivery for its citizen since its creation in 1976 has been very minimal–with just 3,000 houses provided for a population of 3,954,772 so far. Changing its delivery strategy from being...
20. THE ROLE OF MORTGAGE INSTITUTION IN HOUSING IN NIGERIA (A CASE STUDY OF ANAMBRA HOME LIMITED (2006-2014)
ABSTRACT
This research work focuses on the “The role of mortgage institution in housing delivery in Nigeria. A case study of Anambra Home Limited (2006-2014). The study aimed at finding out how to reduce the cost of housing in Nigeria and to find out how to deal w...
21. THE IMPACT OF CORRUPTION ON MORTGAGE DEVELOPMENT IN NIGERIA
ABSTRACT
In most of the corruption allegations in Nigeria, real estate acquisition is a common phenomenon. Corrupt public office holders are been alleged of acquiring chains of properties in different locations of the country. This paper focused on the...
22. URBAN GROWTH AND HOUSING PROBLEM IN NIGERIA
ABSTRACT
The Research looks at housing demand as a result to urban growth. The study attempts to identify the effects of urban growth on housing demand in emerging settlements like Rukpokwu Town with respect to the identification of the causes of the upsurge in population, the impact of...
23. DESIGN AND IMPLEMENTATION OF USERS APPLICATION SOFTWARE FOR ESTATE MANAGEMENT PRACTICE
ABSTRACT
This study was carried out to appraise the role of design and implementation of users application software for estate management or real estate practice, it is obvious that the society cannot exist without land, which is the bases for estate practice, and a...
24. AN APPRAISAL OF MORTGAGE OF LANDED PROPERTY AS SECURITY FOR LOAN FROM BANKS IN NIGERIA
ABSTRACT
This study aimed at examining the problems associated with mortgage transactions in Nigeria which has created a lacuna in using Landed Property as security for loan. Land being one of the most important security for capital investment business and agriculture because of it&rsqu...
25. AN APPRAISAL OF THE LEGAL AND INSTITUTIONAL FRAMEWORK FOR MORTGAGE FINANCING IN NIGERIA
ABSTRACT
Housing is one of the priorities of man‟s needs. In African setting, owning a house mean that a person has graduated group of household, a status which characterized selfautonomy, manhood, some level of independence and capability to bring other relations who want to live there...
26. AN EXAMINATION OF THE LEGAL IMPLICATIONS OF MORTGAGES AS COLLATERAL IN NIGERIA
ABSTRACT
The challenge identified by this research was the manner of collaterisation of credits by financial institutions. It was discovered that due to the volume of funds available at the disposal of financial institutions as a result of the consolidation exercise and stiff competitio...
27. CRITICAL APPRAISAL OF COURT MARTIAL CASES AT APPELLATE COURTS IN NIGERIA 1990- 2014
ABSTRACT
Court martial is a major aspect of administration of military justice. In Nigeria, courts martial set up by the Army, Navy and Air Force have had numerous problems in the last 24 years leading to upturning of majority of the judgments by appellate courts. Judgments of about 70...
28. GLOBAL ECONOMIC RECESSION: ITS IMPACT ON THE BANKING INDUSTRY IN NIGERIA
ABSTRACT
The crisis that has rocked the Global economy in the past few year has been nothing but of great interest to governments, experts and scholars in different fields of study worldwide. Several phrases have been used to describe the situation. Indeed, names like;...
29. EVALUATION OF SIGNIFICANCE OF HOUSING FINANCING MODELS TO DELIVERY
ABSTRACT
Housing is an integral element of a nation economy. Thus, focus on finance for housing projects has been more prominent due to huge financial resources that is required for provision of decent houses which is practically not at the disposal of low income earners in Nigeria. The...
30. AN ASSESSMENT OF THE CAPITAL MARKET AND THE CHALLENGES OF REAL SECTOR FINANCING IN NIGERIA. ( A STUDY OF THE PERIOD 2000-2009)
Background Of Study
Any economy's economic stability, long-term growth, and progress are all dependent on the capital market. The viability of the productive sector is directly related to the economy's long-term growth and development. To...
31. The Role of Mortgage Financing in Home Ownership in Nigeria: Evidence from Federal Mortgage Bank
Background of the Study
Homeownership is a critical indicator of economic stability and social well-being. In Nigeria, achieving homeownership remains a challenge for many due to high property costs, limited access to affordable housing, and inadequate financing options (Adebisi & O...
32. An Analysis of Property Valuation Practices and Financial Reporting: A Study of Real Estate Agencies in Lagos
Background of the Study
Property valuation is a critical component in the real estate sector, influencing investment decisions, financial reporting, and the broader economic environment. In Lagos, one of Nigeria's largest and most dynamic property markets, accurate property valuatio...
33. The Effect of Public Housing Policies on Urban Poverty Alleviation in Jos North Local Government, Plateau State
Background of the Study
Urban poverty remains a significant challenge in Nigeria, particularly in fast-growing urban areas like Jos North Local Government in Plateau State. Public housing policies have been central to addressing urban poverty, with the government provid...
34. The Impact of High-Interest Rates on Mortgage Uptake in Jos, Plateau State
Background of the Study
Interest rates are a fundamental determinant in the financial dynamics of mortgage markets globally. In countries like Nigeria, where access to homeownership remains a challenge for a large proportion of the population, the rate at which banks and financial insti...
35. An Assessment of Housing Microfinance Solutions for Informal Sector Workers in Kwara State
Background of the Study
Housing finance has long been a challenge in developing economies, particularly for informal sector workers who often lack access to formal credit systems. In Nigeria, where a large proportion of the workforce is...
36. An Appraisal of Mortgage-Backed Securities as a Real Estate Financing Option in Niger State
Background of the Study
Mortgage-backed securities (MBS) are a type of asset-backed security that is backed by a pool of mortgages, offering investors a way to invest in real estate without directly purchasing property. In developed economies, MBS have become a key component of the real es...
37. An Appraisal of Affordable Housing Strategies for Low-Income Earners in Niger State
Background of the Study
Affordable housing is a critical issue for low-income earners in many parts of the world, including Nigeria. In Niger State, which has a large rural population and growing urban centers, the housing deficit is exacerbated by limited financial resources, lack of infr...
38. An Appraisal of Housing Affordability Challenges in Kano State
Background of the Study
Housing affordability has emerged as a major challenge in urban areas across Nigeria, especially in rapidly growing cities like Kano. Kano, as one of the largest urban centers in Nigeria, has experienced rapid population growth and urbanization, lea...
39. An Appraisal of Mortgage Accessibility for Middle-Income Earners in Gombe State
Background of the Study
Mortgage financing plays a pivotal role in enabling middle-income earners to access homeownership, especially in rapidly urbanizing states like Gombe. However, many middle-income earners in Gombe State face significant barriers in accessing mortgage...
40. An Evaluation of the Role of Financial Institutions in Property Financing in Kwara State
Background of the Study
Financial institutions play a critical role in property financing by providing the necessary capital for individuals, developers, and businesses to invest in real estate. In Nigeria, the role of financial institutions in property financing has evolv...
41. The Impact of Mortgage Financing on Housing Affordability: A Study of the Federal Mortgage Bank of Nigeria in Kaduna State
Background of the Study
Mortgage financing plays a pivotal role in the housing market by enabling individuals to purchase homes without the need to pay the full price upfront. This form of financing is particularly crucial in countries like Nigeria, where the housing defic...
42. The Impact of Government Housing Schemes on Low-Income Homeownership in Niger State
Background of the Study
The government of Nigeria has recognized the importance of providing affordable housing to its citizens, particularly the low-income groups. Various housing schemes have been developed at both the federal and state levels to address the housing defi...
43. The Relationship Between Inflation Rates and Mortgage Default Rates in Kwara State
Background of the Study
Inflation is a key macroeconomic variable that can significantly impact various sectors of an economy, including the real estate market. In Nigeria, inflation rates have fluctuated considerably in recent years, with implications for housing affordability, the cos...
44. The Impact of High-Interest Rates on Mortgage Uptake in Jos, Plateau State
Background of the Study
Interest rates play a pivotal role in shaping the housing market, particularly in relation to mortgage uptake. The Nigerian economy, like many others, has witnessed fluctuations in interest rates over the years, largely influenced by macroeconomic c...
45. An Evaluation of the Effectiveness of Nigeria’s Housing Finance Policies in Bauchi State
Background of the Study
Housing finance policies play a crucial role in shaping the housing market by providing financial access to homeownership, facilitating real estate development, and addressing housing shortages. In Nigeria, the government has introduced several hous...
46. An Evaluation of the Effectiveness of Nigeria’s Housing Finance Policies in Bauchi State
Background of the Study
Housing finance policies play a crucial role in shaping the housing market by providing financial access to homeownership, facilitating real estate development, and addressing housing shortages. In Nigeria, the government has introduced several hous...
47. An Examination of Commercial Real Estate Financing Options in Sokoto State
Background of the Study
Commercial real estate financing involves acquiring capital to fund the development, acquisition, or renovation of commercial properties. In Sokoto State, which is known for its agricultural economy and historical significance, the commercial real e...
48. An Investigation of Housing Financing Options for First-Time Homebuyers in Niger State
Background of the Study
Homeownership is a significant milestone for many individuals, and for first-time homebuyers, securing financing for a home purchase is often one of the most challenging obstacles. In Niger State, the housing market has seen an increase in demand fo...
49. An Assessment of Housing Microfinance Solutions for Informal Sector Workers in Kwara State
Background of the Study
The informal sector plays a significant role in the Nigerian economy, employing a large proportion of the population, especially in states like Kwara. Informal sector workers often face difficulties in accessing traditional financial services due...
50. An Appraisal of Mortgage-Backed Securities as a Real Estate Financing Option in Niger State
Background of the Study
Mortgage-backed securities (MBS) are financial instruments that are backed by a pool of residential or commercial mortgages, offering a way for investors to indirectly invest in real estate markets. The MBS market has grown globally as a way to prov...
