TOPICS

 BACKGROUND OF STUDY

Nigeria is a country rich in natural and human resources, with a population of more than 140 million people primarily engaged in agriculture and small-scale business. Micro, small, and medium-sized firms (MSMEs) and both peasa...

The thesis statistically analyzed of the role of microfinance bank in agricultural development in Nasarawa state. The study cover three selected microfinance banks, microfinance bank has played a vital role in the financing of various agricultural development programme. According to Schreive...

BACKGROUND OF THE STUDY

Microfinance bank has played a vital role in the financing of various agricultural development programme. According to Schreiver and Columbet (2001) define microfinance as a development tools used to create access for the ec...

Background to the Study

Human resource management is concerned with the supervision and controlling of employees so as to enhance organizational performance. Human resource management covers such practices such as human resource planning, recruitment an...

Background to the Study

The development of the various sectors of any economy is the basis for its survival, different measures have been   put in place by the Federal Government of Nigeria in order to achieve this objective, such as, the establishment of  the...

EXCERPT FROM THE STUDY

The idea of creating Micro Finance Institutions (MFIs) is to provide an easy accessibility of SMEs to finance/ fund particularly those which cannot access formal bank loans. Microfinance banks serve as a means to empower the poor and provide valua...

Background of the Study

The utilisation of computers in the preparation of various sorts of accounts, the processing of client statements of accounts, money transfers, and cash dispensing versions have all contributed to the influence that microfinance...

​​​​​​​BACKGROUND OF THE STUDY

The availability of sufficient financing is one of the most important factors that determines economic growth. This financing is needed by a variety of organizations, people, and economic actors so that various goals may b...

ABSTRACT

This study was carried out to examine micro finance bank and economic growth in Nigeria with special reference to LAPO Ondo state. Specifically, the study investigate the impact of micro finance bank and economic growth in Nigeria. The stu...

ABSTRACT

This study explores the immense role of the microfinance banks in the rural development in Nigeria. The researcher revealed  that  the  rate  at  which  rural dwellers deposit their  money  in  their...

ABSTRACT

This research project sought to empirically examine the impact of microfinance institutions on poverty in Nigeria. To conduct this research, structured questionnaire was used. The questionnaire consisted of 25 questions which focused on the 4 areas of microfina...

ABSTRACT

This study covered a critical analysis of the role of bank of industry towards the development of small and medium scale enterprises in Nigeria where many Small and Medium Scale Enterprises are springing up and more microfinance banks are being established. The...

ABSTRACT

This study investigated the impact of corporate social responsibility practices on financial productivity of micro finance bank in Nigeria. The study used generalized least square multiple regression to analyze the se...

ABSTRACT

The main objective for embarking on this study was to examine informal micro financing and small scale business in Makurdi Local Government Area: a study of daily contribution. A survey research design was adopted with a sample of 160, using a four (4) point Li...

ABSTRACT

The critical causes on why financing small and medium scale industries by microfinance banks in Nigeria have not been very effective were evaluated. Not only are the SMEs starved with financial back-up, they are also faced with other external problems such as h...

ABSTRACT

The critical causes on why financing small and medium scale industries by microfinance banks in Nigeria have not been very effective were evaluated. Not only are the SMEs starved with financial back-up, they are also faced with other external problems such as h...

STATEMENT OF RESEARCH PROBLEM

According to Anyanwu etal (1997:14) “the agricultural sector has been recognized for a long time as an important sector to Nigeria economy and development is one...

BACKGROUND OF THE STUDY

Nigeria is an immensely endowed country in both natural and human resources, with the population of over 140 million people who are largely engaged in the farming sector and small scale business. This sector is primarily dominate...

Abstract

In today’s knowledge on economy, firm performance and competitive advantage are derived more from what a firm knows and the human capital that permits the firm to use what it knows. Thus human capital has been identified as one of the mos...

ABSTRACT 

Poverty reduction is a function of many factors which include funding by microfinance banks. The effort to transform innovations into economic goods certainly would require reasonable level of funding which appears elusive due to global economic...

Background of the Study

With all the measures implemented to encourage new business, help existing businesses grow and to ultimately improve the economy, there is still a growing concern of business development. As a means to address this concern, microfinance banks were introduced to c...

ABSTRACT

This study explores the immense role of the microfinance banks in the alleviation of poverty in Nigeria. The researcher revealed that the rate at which rural dwellers deposit their money in their pillows rather than in microfinance banks is high. Data were collected through pri...

1.1 Background of the Study

Financial inclusion is a critical driver of economic growth, aiming to provide affordable and accessible financial services to underserved populations. In Nigeria, a significant portion of the population remains unbanked or underbanked, particularly in rural...

Background of the Study

Financial inclusion refers to the availability and accessibility of financial services to all segments of society, especially the unbanked and underserved populations. In Nigeria, significant portions of the population remain excluded from formal...

Background of the Study

Microfinance banks are crucial in providing financial services to underserved communities, especially in rural areas like Dukku LGA. These banks offer essential services such as savings, loans, and financial education, aimed at promoting economic development and...

Background of the Study

In Nigeria, microfinance banks (MFBs) play a critical role in providing financial services to underserved populations, particularly in rural areas, and contributing to economic growth and development. However, the sector has faced significant cha...

Background of the Study
Microfinance banks play a crucial role in providing financial services to individuals and small businesses that are often excluded from traditional banking systems. In Kaiama LGA, Kwara State, microfinance banks are vital in promoting economic devel...

Background of the Study
Credit risk management is a key component of the banking industry, particularly for microfinance banks that deal with small loans to individuals and businesses that may not have access to traditional banking services. Effective credit risk managemen...

Background of the Study

Financial literacy is a critical factor in promoting financial inclusion and economic growth, particularly in developing countries like Nigeria. Microfinance banks (MFBs) have emerged as key players in enhancing financial literacy by providing ed...

Background of the Study

Small and Medium Enterprises (SMEs) are critical drivers of economic growth and employment generation in Nigeria. However, access to financing remains one of the significant challenges facing SMEs, with microfinance institutions like LAPO Microfinance Bank playin...

Background of the Study

Microfinance banks are institutions that provide small-scale financial services, including loans, savings, and insurance, to individuals and small businesses, particularly those that are underserved by traditional commercial banks. The importance of microfinance...

Background of the Study

Access to finance, particularly in the form of loans, is essential for the growth and sustainability of agricultural businesses. In Nigeria, farmers often rely on loans from financial institutions, government schemes, and microfinance banks to finance their opera...

Background of the Study

Microfinance banks (MFBs) play a crucial role in economic development, particularly in emerging economies, by providing financial services to low-income individuals and small businesses that typically lack access to traditional banking se...

Background of the Study

Financial inclusion is a cornerstone of economic development, enabling individuals and businesses to access financial services such as credit, savings, and insurance. Microfinance banks play a pivotal role in promoting financial inclusion, especi...

Background of the Study

Strategic risk management (SRM) involves the proactive identification, assessment, and mitigation of risks that could impede business objectives. It plays a crucial role in ensuring the continuity of operations,...

Background of the Study

Strategic investment decisions are crucial in determining the long-term financial stability and growth of organizations, especially in the financial sector. Microfinance banks, which focus on providing financial...

Background of the Study

In an era of digital banking, the security of data is paramount, especially for financial institutions like microfinance banks that deal with sensitive customer information and financial transactions. Cybersecuri...

Background of the Study

With the growing reliance on digital banking systems, financial institutions are increasingly vulnerable to cyber threats. Cybersecurity compliance involves adhering to regulatory frameworks and adopting practices to protect sensitive information...

Background of the Study

Strategic risk management involves identifying, assessing, and mitigating risks to ensure organizational stability and continuity. For microfinance banks, managing risks such as loan defaults, regulatory changes, and economic volatility is critic...

Background of the Study

Credit scoring is a critical element in the financial services industry, as it helps financial institutions assess the creditworthiness of borrowers. Traditional credit scoring models rely heavily on historical financial data, su...

Background of the Study

Risk management is an essential function for financial institutions, including microfinance banks, as it helps safeguard against potential financial losses and operational disruptions. Traditionally, risk management in microfinan...

Background of the Study

Fraud prevention is a critical concern in the banking sector, as financial institutions face increasing threats from sophisticated fraud schemes. Big data, characterized by large, complex datasets that traditional methods cannot...

Background of the Study

The increasing prevalence of fraud in Nigeria's banking sector has necessitated the adoption of advanced technological solutions to combat these activities effectively. Real-time data processing, which involves the immediate...

Background of the Study

In today’s digital age, data security has become a critical concern for financial institutions worldwide, including microfinance banks. These institutions, which serve low-income individuals and small businesses, handle a significant amount of sensitive fin...

Background of the Study

Strategic investment decisions are critical for microfinance banks, as these decisions shape the long-term sustainability and financial performance of the institution. Microfinance banks in Nigeria are tasked with providing financial services to underserved commu...

Background of the Study

Strategic risk management plays a critical role in ensuring the continuity and success of businesses, especially in sectors like banking, where financial stability is paramount. Microfinance banks, which provide financial services to low-income and underserved po...

Background of the Study

Corporate governance has become a critical factor in ensuring the success, stability, and sustainability of financial institutions. Microfinance banks (MFBs), which serve as an essential tool for poverty alleviation and financial inclusion, rely...

Background of the Study

Corporate governance in financial institutions, particularly microfinance banks, plays a crucial role in ensuring that banks operate transparently, efficiently, and in the best interests of their stakeholders. Go...

Background of the Study

Corporate governance refers to the structures, policies, and processes that guide the management of an organization to ensure accountability, fairness, and transparency in its operations. In the banking sector, particularly withi...

Background of the Study

Cybersecurity compliance is critical for financial institutions to safeguard customer data, maintain regulatory standards, and ensure operational resilience. With the increasing sophistication of cyber threats and the proliferation of digital financial services,...