1. AN INVESTIGATION OF ELECTRONIC BANKING AND ITS IMPLICATIONS IN NIGERIA BANKS
Background to the study
Electronic banking in Nigeria has been considered by many, particularly economists, as having significant ramifications for the Nigerian economy, particularly the banking industry, over time. Nigeria's economy has benefited g...
2. AN INVESTIGATION OF THE CONTRIBUTIONS OF COMMERCIAL BANKS TO THE ECONOMIC DEVELOPMENT OF NIGERIA
BACKGROUND OF THE STUDY
Nigeria as a nation is characterized by a developing economy because the various sectors responsible for economic development are not optimally utilized, as a result of which we have not been able to fully tap the natural resourc...
3. ANALYSIS OF INSURANCE AWARENESS AND INSURANCE PERFORMANCE IN THE NIGERIAN ECONOMY
Background Of The Study
The insurance business serves as the backbone of Nigeria's risk management system. Insurance companies are non-bank financial businesses that play an essential role in financial intermediation within the financial system of a...
4. THE CONTRIBUTION OF FINANCIAL INSTITUTION IN THE DEVELOPMENT OF NIGERIA ECONOMY
BACKGROUND OF THE STUDY
Having chosen this topic to write on, my objectives is to find out the roles played by our financial institutions in our present economic situation whether they being followed in this time of economic recession their effects on the economy and t...
5. AUDITING AS A TOOL FOR FRAUD RISK ASSESSMENT IN COMMERCIAL BANKS
BACKGROUND OF THE STUDY
The recent global financial crisis, which had its roots in the banking sector, highlighted, except from the existing regulatory gaps, the lack of proper and efficient internal audit functions within the banking institutions in or...
6. EVALUATION OF THE ROLE OF NDIC TO BANK DEPOSITOR AND THEIR SERVICE ADEQUACY
ABSTRACT
In this research study titled an evaluation of the role of NDIC to bank depositors and their services adequacy. The objective of the study was to know if the purpose of introduction of NDIC in the Nigeria financial institution has actually actualize...
7. FINANCIAL DEEPENING AND ECONOMIC GROWTH IN NIGERIA
ABSTRACT
Financial deepening has been found to promote economic growth by its ability to mobilize more investments thereby making financial resources readily available, and hence raises productivity. They are found important as they play intermediation...
8. ONLINE MARKETING'S EFFECT ON REAL ESTATE BUSINESS
Background of the study
Over the past decade, there has been a spectacular increase in the usage of the Internet, and more specifically the World Wide Web. This rise has had an influence on virtually every aspect of daily life in industrialized c...
9. AN EVALUATION OF MONETARY POLICY AND ITS IMPACT ON BANKING ACHIEVEMENT IN NIGERIA
Background to the study
ACHIEVEMENT in the banking industry is influenced by a variety of external variables. Within the scope of this study, profitability will serve as the ACHIEVEMENT indicator for financial institutions. The regulatory framework with...
10. ASSESSMENT OF ONLINE MARKETING AND ITS INFLUENCE ON REAL ESTATE BUSINESS
Background of the study
Over the past ten years, there has been a spectacular increase in the usage of the Internet, and more specifically the World Wide Web. This rise has had an influence on practically every aspect of daily life in industrialised cul...
11. IMPACT OF TOTAL QUALITY MANAGEMENT ON CUSTOMERS' SATISFACTION AND BANK PROFITABILITY
BACKGROUND OF STUDY
It was once thought that a country's economy is centred on its banking sector. The banking industry plays a critical role in every country's economic growth. The banking sector's primary and most essential function is financial intermedia...
12. INVESTIGATION OF MARKETING STRATEGIES AND ITS SIGNIFICANCE ON THE PERFORMANCE OF SMALL SCALE AND MEDIUM ENTERPRISE IN LAGOS STATE, NIGERIA
Background of the Study
The practice of marketing goods and services is nearly as old as commerce itself; however, the marketing of small-scale products in the form in which it is practiced today has had an impact on a sizable port...
13. APPRAISAL AND CHALLENGES OF INTERNET BANKING SYSTEM IN NIGERIA BANKING ENVIRONMENT
Background of the Study
The application of information and communication technology concepts, techniques, policies and implementation strategies to banking services has become a subject of fundamental importance and concerns to all banks and indeed a pr...
14. FINANCIAL INTERMEDIARIES AND THE DEVELOPMENT OF NON FINANCIAL FIRMS IN NIGERIA
BACKGROUND OF THE STUDY
The availability of sufficient financing is one of the most important factors that determines economic growth. This financing is needed by a variety of organizations, people, and economic actors so that various goals may b...
15. IMPACT OF DEPOSIT MONEY BANKS ON THE GROWTH OF MICRO ENTREPRISES IN BIDA LOCAL GOVERNMENT AREA, NIGER STATE
Background to the study
Small and medium-scale enterprises (SMEs) are viewed as tools for alleviating poverty in Nigeria and enhancing the country's economy.
Economic development is a long-term process in which an economy's actual...
16. THE IMPACT OF EQUITY PURCHASE IN THE CAPITAL MARKET (2000-2007)
Background Of The Study
The role of the capital market in the revolutionisation of the economy cannot be over emphasize especially when one considers the high level of financial intermediation it conducts as regards its role in channeling funds in large amount fr...
17. THE IMPACT OF STRATEGIC MARKETING PRACTICES TO THE EFFECTIVENESS AND EFFICIENT PERFORMANCE OF SMALL SCALE AND MEDIUM ENTERPRISE
Background Of The Study
The problem of marketing of Small-Scale Enterprises is truly born of our time; it is product of the standard of timing enjoyed by advanced communities and the ways in which those communities organize the res...
18. THE IMPACT OF ONLINE VALUE ADDED TAX ON E-COMMERCE IN NIGERIA
ABSTRACT
This study was carried out to examine the impact of online Value Added Tax on e-commerce in Nigeria. Specifically, the study examined if online Value Added Tax has any impact on e-commerce in Nigeria. The study employed the survey descripti...
19. THE EFFECT OF INTERNET VALUE ADDED TAX ON E-COMMERCE IN NIGERIA
ABSTRACT
This study was carried out to examine the EFFECT of online Value Added Tax on e-commerce in Nigeria. Specifically, the study examined if online Value Added Tax has any EFFECT
20. AN APPRAISAL OF THE IMPLICATION OF ELECTRONIC BANKING NIGERIA BANKS (A CASE STUDY OF DIAMOND BANK)
ABSTRACT
Electronic banking have long been recognized to play an important role in economic development on the basis of their ability to create liquidity in the economy through financial intermediation between savers and borrowers. It also offers financial services and...
21. IMPACT OF FINANCIAL INTERMEDIATION ON NIGERIA ECONOMIC GROWTH
ABSTRACT
One of the activities of financial institutions (banks) involves intermediating between the surplus and deficit units of the economy. Banks as financial intermediaries emerge to lower the cost of reaching potential investments, exerting c...
22. THE IMPORTANCE OF IMPROVING AGRICULTURAL PRODUCTION THROUGH THE ACTIVITIES OF AGRICULTURAL COOPERATIVES IN NIGERIA
BACKGROUND TO THE STUDY
Agriculture accounts for about 20 percent of GDP in the West African sub-region (World Bank, 2005); two thirds of the people derive livelihoods and 40 per cent of exports commodities come from this sector (World Bank,...
23. THE ROLE OF COMMERCIAL BANKS IN ACHIEVING STABILITY IN FOREIGN EXCHANGE
Abstract
This research project work was undertaken with a purpose of determining and evaluation of the effect of the Role of Commercial Bank in Achieving Stability in Foreign Exchange. The effect of the Role of Commercial Bank on the behavioral aspect of management inf...
24. THE ROLE OF FINANCIAL INTERMEDIATION ON THE CAPITAL MARKET AND ECONOMIC DEVELOPMENT
Abstract
This study investigates the impact of financial intermediaries on capital market development in Nigeria employing co-integration. To capture the activities of financial intermediaries, five proxies were used to explain financial intermediaries which include credit...
25. ASCERTAINING THE IMPACTS OF 2019 CBN CASHLESS POLICY DIRECTIVE ON MARKET ORGANIZATIONS (A STUDY OF ONITSHA MAIN MARKET)
Abstract
Before the emergence of modern banking system, banking operation was manually done which lead to a slowdown in settlement of transactions, which massively affected market operations. This manual system involves posting transactions from one ledger to another w...
26. EFFECTS OF FOREIGN DIRECT INVESTMENT ON COMMERCIAL BANKS IN NIGERIA (2010-2021)
Background of the study
Various classifications have been made on Foreign Direct Investment (FDI). For instance, FDI has been described as investment made so as to acquire a lasting management interest (for example, 10 percent of voting stock) and at le...
27. LEGAL AND INSTITUTIONAL FRAMEWORK REGULATING PUBLIC OFFERING OF SECURITIES IN THE NIGERIAN CAPITAL MARKET
ABSTRACT
A nation’s financial system is made up of the Money Market, Capital Market and the Insurance Market. While Central Bank of Nigeria serves as the apex regulatory organization of the Nigerian Money Market, the Securities and Exchange Commission (SEC) is the apex regulatory...
28. EFFECT OF MONETARY POLICY ON FINANCIAL PERFORMANCE OF LISTED DEPOSIT MONEY BANKS IN NIGERIA
ABSTRACT
This study investigated the effect of monetary policy on the financial performance of twelve listed Deposit Money Banks (DMBs) in Nigeria over ten (10) years (2010 – 2019). Monetary policy is proxied by Loan to Deposit Ratio (LDR), Loan to Asset Ratio (LAR), and Central B...
29. FINANCIAL INTEGRATION AND ECONOMIC GROWTH IN NIGERIA
ABSTRACT
This study investigated the effect of financial integration on economic growth in Nigeria from 1986 to 2020. In this study, financial integration variables such as foreign direct investment inflow, foreign portfolio investment inflow, trade openness, financial deepening, foreig...
30. STOCK MARKET AND ECONOMIC GROWTH IN WEST AFRICA: A COMPARATIVE STUDY OF COTE D’IVOIRE, GHANA AND NIGERIA
Background to the Study
All nations of the world strive to achieve sustainable economic growth on a long term basis. This desire is attributable to the fact that sustainable economic growth enhances the market size of a country thereby serving to project the economy as...
31. AN ANALYSIS OF THE ECONOMIC IMPACT OF STOCK MARKET ON NIGERIAN ECONOMY (1986-2010)
ABSTRACT
A major engine of economic growth and development of any nation is the stock market. It impacts positively on the economy by providing financial resources through its intermediation process for financing long term projects. These projects could be promoted by governments or pri...
32. FINANCIAL REFORMS AND CREDIT GROWTH NEXUS ON INCOME INEQUALITY IN SELECTED SUB-SAHARAN AFRICAN COUNTRIES
ABSTRACT
Income inequality stalls economic growth with undesirable socio-economic consequences. Despite measures targeted towards reducing the inequality gap, disparities in income distribution persists. The link between financial reforms and income inequality is still relatively unexpl...
33. Commercial Banks‟ Pricing of Loans, Assets Quality and Financial Intermediation in Nigeria
Abstract
Despite the interest rate liberalization policy that gave rise to commercial banks’ pricing of loans models which is expected to enhance quality of banks assets and improve financial intermediation, poor assets quality of banks, bank failures and poor intermediation role...
34. MONETARY POLICY AND THE BANKING PERFORMANCE IN NIGERIA
Background to the study
There are several factors that affect the performance of banks. In this research work profitability shall be used as the performance indicator of banks. The mostly direct factors that affect prof...
35. COOPERATE SOCIAL RESPONSIBILITY AND FINANCIAL PERFORMANCE OF MONEY DEPOSIT BANK IN NIGERIA
Background to the Study
Competition from nonbank&nb...
36. EFFECT OF CREDIT RISK ON BANKS PERFORMANCE IN NIGERIA
Background of Study
Commercial banks play a significant role in the economic development of nations through the financial services they provide. Their intermediation role can be said to be a catalyst for economic growth (Kolapo, Ayeni and Oke, 2012). Lending is no doubt...
37. THE EFFECT OF MERGER AND ACQUISITION ON NIGERIAN BANK
Background of the study
A sound and competent banking sector is essential for a stable macroeconomic environment, therefore, the importance of commercial banks in a country cannot be overemphasized, because they occupy key positions in a country’s financial...
38. The Role of Central Bank of Nigeria in Promoting IFRS Compliance
Background of the Study
The Central Bank of Nigeria (CBN) plays a crucial role in the country’s financial regulatory environment, overseeing the banking sector and ensuring financial stability. As part of Nigeria’s transition to International Financial Reportin...
39. An Analysis of the Financial Challenges Facing Commercial Banks in Nigeria: A Case Study of GTBank
Background of the Study
Commercial banks are central to the economic development of any nation, as they facilitate financial intermediation, capital formation, and economic stability. In Nigeria, the banking industry has undergone significant transformations over the pa...
40. An appraisal of the role of banking in financial intermediation and economic growth: a case study of Sterling Bank
Background of the Study
Banks play a pivotal role in financial intermediation, channeling funds from savers to borrowers, and thereby stimulating economic growth. Sterling Bank has been instrumental in promoting financial intermediation by providing credit facilities, fac...
41. An examination of the role of banking in economic development: a case study of Keystone Bank
Background of the Study
Banking institutions play a pivotal role in economic development by mobilizing savings, providing credit, and facilitating financial transactions. Keystone Bank, recognized for its robust lending practices and innovative financial products, has con...
42. An appraisal of the role of banking in financial intermediation and economic growth: a case study of Sterling Bank
Background of the Study
Banking plays a pivotal role in financial intermediation—the process of channeling funds from savers to borrowers—and thereby contributes to economic growth. Sterling Bank has long been recognized for its efforts in mobilizing savings an...
43. An examination of the strategic role of banking in national economic development: a case study of First City Monument Bank
Background of the Study
Banking institutions are fundamental drivers of economic growth, serving as the primary channels through which savings are mobilized and capital is allocated to productive sectors. First City Monument Bank (FCMB) has long played a pivotal role in Ni...
44. An Examination of the Relationship Between Savings Rates and Investment in Nigeria
Background of the Study
Savings serve as a critical source of domestic capital, and their relationship with investment is central to economic growth. In Nigeria, where a significant portion of the population faces financial exclusion, understanding how savings behavior in...
45. An Examination of the Role of Financial Institutions in Promoting Sustainable Economic Growth in Nigeria
Background of the Study
Financial institutions play a critical role in mobilizing resources, facilitating investment, and supporting economic development. In Nigeria, the contribution of banks, microfinance institutions, and other financial intermediaries is pivotal for s...
46. Assessing the Impact of Central Bank Digital Currency Prospects on Nigeria’s Monetary Policy
Background of the Study
Central Bank Digital Currency (CBDC) represents a transformative innovation in monetary policy, offering new avenues for enhancing financial inclusion and improving policy transmission. In Nigeria, the prospect of introducing a CBDC has generated significant inte...
47. Exploring the Effect of Banking Sector Reforms on Nigeria’s Economic Growth
Background of the Study
The banking sector is integral to the economic growth of any nation, serving as the conduit for financial intermediation, credit allocation, and investment mobilization. In Nigeria, a series of banking sector reforms have been initiated over the past decades to e...
48. Assessing the Role of Digital Transformation on Industrial Organization in Nigeria
Background of the Study
Digital transformation involves the integration of digital technologies into all aspects of business operations, fundamentally altering industrial organization. In Nigeria, digital transformation is reshaping industries by streamlining processes, en...
49. An Appraisal of the Relationship Between GDP and Capital Formation in Nigeria
Background of the Study
Capital formation is a key driver of long-term economic development, providing the necessary investment in physical and human capital to enhance productive capacity. In Nigeria, the relationship between GDP and capital formation is crucial for unde...
50. An Investigation of Interest Rate Policies and Their Impact on Banking Sector Performance in Nigeria
Background of the Study
The banking sector is the cornerstone of any economy, facilitating financial intermediation and supporting economic growth through credit provision and deposit mobilization. In Nigeria, interest rate policies formulated by the Central Bank have a d...
