Background of the study
Financial service delivery is progressively merging with developing technologies in Nigeria, resulting in the already well-known 'financial technology.' Fintech was not a thing a few years ago, or rather, there was a significant gap betwe...
Background to the study
Entrepreneurship's dynamism is considered as capable of addressing new economic, social, and environmental concerns as globalization reshapes the global economic landscape and technological advancement creates more unpredicta...
BACKGROUND OF THE STUDY
Poverty has been on the rise in the Nigerian economy for the past two decades, and the plague was particularly severe in the 1980s. As a result, it becomes critical to use all relevant economic factors to correlate economic growt...
Background to the Study
Since the discovery of crude oil in Nigeria, farming has been plagued by discrepancies and relegation. Agriculture is a vital part of the Nigerian economy. Its importance in economic progress cannot be overstated. According to Umar (2004), agricu...
Without a doubt, the global financial system is embracing the current technological transformation from physical currency to practically virtual currencies. In recent years, rapid technological innovation and new business models have led in a slew of novel retail payment methods. These deve...
Changing technology, economic advancement, and the desire to effectively fulfill the functions of money have all spurred monetary changes throughout history. These developments point to substantial changes in the retail payment environment, including a drop in cash usage. Digital money was born a...
Background of the study
Throughout history, people have exchanged products and services via a number of techniques and channels. Many of these methods and materials, such as metal coins or paper money, are typically physical.
Without a questio...
Background of the Study
The success of corporations is influenced by a variety of factors, one of which is dividend policy. Dividend policy is used to keep a manager's opportunism under check. Empirical studies reveal that companies in underdevelope...
BACKGROUND TO THE STUDY
In terms of economic growth and job prospects, the construction industry is one of the most significant (Powell, Hassan, Dainty,...
BACKGROUND OF THE STUDY
Importing raw materials and machinery is one way to increase profit margins. Importing items has a lot of advantages, including excellent quality, affordable pricing, and advantages associated to international trade. An importer...
Background to the study
Electronic banking in Nigeria has been considered by many, particularly economists, as having significant ramifications for the Nigerian economy, particularly the banking industry, over time. Nigeria's economy has benefited g...
BACKGROUND OF THE STUDY
The construction sector occupies a focal position in the economy of any nation because it is an important contributor to the process of development (Aje, 2008). In the conduct of economic activities, the construction sector is al...
BACKGROUND TO THE STUDY
There are typically triumphs and failures in all human endeavors. As a result, businesses are no exception. Many corporate enterprises and people struggled in an era of abundance and waste mania, such as we saw in the mid-seventi...
Background of the study
For some months, the discourse of restructuring has dominated the public sphere, and this theme has been disseminated via the use of digital, print, and electronic media. Restructuring appears to be the in-thing currently in every quarter. Until...
Background of the Study
For a long time, small and medium-sized businesses have been seen as a source of financial development and improvement. As a result of this growing recognition, the World Bank Group has made small and medium-sized firms (SMEs) a...
BACKGROUND OF THE STUDY
Because SSIs come in a variety of forms and have made significant contributions to nation building, the promotion of small scale industries has been a priority for governments all over the world (Aderemi et al. 2019; Tehseen &...
Background of the Study
Agriculture is one of Nigeria's most significant economic sectors, accounting for over 42 percent of the country's GDP and more than 70 percent of non-oil exports. It meets more than 80% of the country's food requirements. Approximate...
BACKGROUND OF THE STUDY
According to Long (2012), tourism is an efficient approach to reinvigorate the economy of any place and is widely recognized as one of the fastest growing industries in the world. The constant and rapid rise of tourism is not ind...
BACKGROUND OF THE STUDY
A very striking feature of every federal state is the existence of diversities. Whether federations are formed by integration of previously independent entities or through differentiation of a single entity into many components, the...
Background to the Study
There have been several studies done within and outside Nigeria on the effects of home environment as well as the socio-economic status of parents on the academic achievement of students (Ajila & Olutola, 2007; Uw...
Background of the study
Connection to the financial system is very important to different economies in the world. Digital currencies have attracted strong interest in recent years and have the potential to become widely adopted for use in making payment...
Background of the study
Changing technology, economic advancement, and the desire to effectively fulfill the functions of money have all spurred monetary changes throughout history. These developments point to substantial changes in the retail payment e...
Background of the study
Without a doubt, the global financial system is embracing the current technological transformation from physical currency to practically virtual currencies. In recent years, rapid technological innovation and new business models...
Background of the study
Many millions, if not billion of people will be able to use a range of convenient, accessible, and dependable financial instruments for the first time in the not-too-distant future, regardless of their proximity to tradition...
Background of the study
Inflation is a term used to describe the rate at which the price of goods and services rises over time. Inflation impacts not only the cost of life – items like transportation, power, and food – but also interest rate...
Background of the study
Many impoverished individuals in emerging nations face declining living conditions and unemployment as a result of economic downturns. This has been exacerbated by the fact that the formal economy has been steadily losing jobs wh...
Background of the study
The promotion of cashless policies has become a driving factor for global economies to investigate currency digitalization as it fast tracks online transactions. Various uses of e-transaction, includin...
Background of the study
Banks are a vital part of every economy. It is the driving force behind society and economic progress. The importance of banking services to any economy's growth and development cannot be overstated. Prior to the introduction...
Background of the study
The availability and equality of opportunities to receive financial services are characterized as financial inclusion. It's a method for individuals and organizations to obtain relevant, inexpensive, and timely financial good...
Background of the study
In recent years, rapid technical advancement and new business models have led in a slew of novel retail payment options. These advancements are raising the possibility of significant changes in the re...
Background of the study
A bank is a financial organization that collects deposits and puts those deposits into lending activities, either directly or through capital markets (Uremadu, S. 2012). Customers with capital shortages are linked to customers wi...
Background of the study
The notion of electronic banking was born as a result of technological improvement in the banking system. Customers no longer need to visit a physical financial institution to complete a transaction; instead, they can do it from...
BACKGROUND OF THE STUDY
Drug abuse is a very sensitive and vital issue on our social, education, economic and moral life. It was due to the negative effect it have on the individual or society, that lead to the establishment of Nigeria Drug Law Enforcement Agency (NDLEA...
BACKGROUND OF THE STUDY
The small scale industries (SSIs) form the bedrock of the economic growth in every nation. No country achieves a viable economic growth and development without the establishment of small scale business firms. They have always bee...
Background To The Study
Infrastructure is very significant to a country’s developmental prospect, the adequacy of infrastructure may determine a country’s success of failure in diversifying production, coping with population growth, reducing...
Background To The Study
Infrastructure is very significant to a country’s developmental prospect, the adequacy of infrastructure may determine a country’s success of failure in diversifying production, coping with population growth, reducing...
Background to the Study
Procurements processes entail various functions move far beyond traditional perception that procurement main role is acquiring works or services from outside sources for replenishing organization needs. Mlinga (2007), describe pr...
Introduction
By 1900, the partition of Africa among the colonizing powers of Europe -France, Britain, Germany, Belgium, Dutch, Italy and Portugal was practically completed. Though, the detailed demarcation of the co...
BACKGROUND TO THE STUDY
Terrorism and insurgency is globally becoming a household word as there is no nation that is completely absolved from its effect. This is the reason why Rourke (2015) observes that war, terrorism and other forms of transnational political violenc...
Background to the Study
There have been several studies done within and outside Nigeria on the effects of home environment as well as the socio-economic status of parents on the academic achievement of students (Ajila & Olutola, 2007; Uw...
Background Of The Study
The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of development where the use and demand for physical cash is gradually declining. These recent evolution of tec...
Undoubtedly, parts of the macroeconomic goals which the government strives to achieve are the maintenance of stable domestic price level and full-employment. Macroeconomic performance is judged by three broad measures- unemployment rate, inflation...
In the global terms, knowledge on all ramification of human endeavor, be it engineering, marketing, medicine and so on, is the pivot upon which the fulcrum of wisdom gravitate. This accounts for the differences in development on the private life and national life of individuals and the nations al...
In view of the important of SMEs, government has been playing an appreciation role in promoting their survival and growth, various policies towards this has enunciated plan and the ongoing three year rolling plan, priority was accorded industrialization with emphasis on SMEs.
Thus, it h...
Background to the Study
Accounting is regarded as the language of business used by corporate firms in communicating their financial positions to their users through the publication of annual financial statements containing the required financial account...
Background Of The Study
The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of development where the use and demand for physical cash is gradually declining. These recent evolution of tec...
EXCERPT FROM THE STUDY
Micro, small, and medium firms, which are typically risk-appraised by lenders as the "lower end" of the credit market, sometimes experience discrimination from formal credit providers, resulting in strict credit restriction and hefty ris...
EXCERPT FROM THE STUDY
Schultz (1961) proposed the human capital theory, which was further expanded by Nobel Prize winner economist Garry S. Becker in 1962 and 1964. Because of the competitive nature of businesses, the presence of globalization factors, technology, econ...
EXCERPT FROM THE STUDY
Online shopping involves searching for products and service information and the actual buying and selling of products and/or services online. The Internet has made online shopping not only a possibility but also a huge success contributing to economies around the...
EXCERPT FROM THE STUDY
Undoubtedly today we live in a time of significant economic change. Mergers and acquisitions have become common business tools, implemented by thousands of companies in world. Driven by a philosophy of shareholder value they not only form a new ec...