1. A SURVEY INTO THE ACCEPTANCE AND ADOPTION OF THE CBN CASHLESS POLICY IN NIGERIA
BACKGROUND TO THE STUDY
According to Ajayi et al. (2006), supporting a secure, convenient, and inexpensive payment system is one of the criteria for the growth of the national economy. Today's world is shifting away from paper payment systems and to...
2. AN INVESTIGATION OF THE EFFECTIVENESS OF POS AND AVAILABILITY OF FUND DURING THE COVID-19 LOCKDOWN IN NIGERIA
BACKGROUND OF THE STUDY
Coronaviruses are a kind of virus that infects both animals and humans. They are members of the Coronaviridae family. Human corona viruses can cause moderate sickness, similar to a common cold, or severe illness (such as MERS - M...
3. INVESTIGATION ON THE RISK ATTACHED TO USING E-NAIRA IN NIGERIA
Background of the study
Connection to the financial system is very important to different economies in the world. Digital currencies have attracted strong interest in recent years and have the potential to become widely adopted for use in making payment...
4. THE BENEFIT OF E-NAIRA TO UNBANKED NIGERIANS
Background of the study
Many millions, if not billion of people will be able to use a range of convenient, accessible, and dependable financial instruments for the first time in the not-too-distant future, regardless of their proximity to tradition...
5. THE EFFECT OF E-NAIRA PLATFORM ON NIGERIA COMMERCIAL BANKS
Background Of The Study
Nigeria's financial landscape has never been static. New services and products are offered on a regular basis, changing the way Nigerians engage with financial institutions and the Nigerian monetary and payment system (Adelma...
6. THE IMPACT OF E-NAIRA ON POS BUSINESS IN NIGERIA
Background of the study
In recent years, rapid technical advancement and new business models have led in a slew of novel retail payment options. These advancements are raising the possibility of significant changes in the re...
7. THE IMPACT OF CASHLESS POLICY ON ECONOMIC GROWTH OF NIGERIA
Background Of The Study
The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of development where the use and demand for physical cash is gradually declining. These recent evolution of tec...
8. CASHLESS POLICY AND ITS IMPACT ON ECONOMIC GROWTH OF NIGERIA
Background Of The Study
The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of development where the use and demand for physical cash is gradually declining. These recent evolution of tec...
9. AN EXAMINATION OF POTENTIAL BENEFITS AND CONSTRAINTS ASSOCIATED WITH SMALL BUSINESS USE OF E-COMMERCE
EXCERPT FROM THE STUDY
E-commerce is referred to as electronic commerce. It means the electronic media and the internet for dealing with goods and services. E-Commerce entails a company accessing the internet as well as IT, such as the electronic data interchange (EDI). E-commerce conce...
10. CHALLENGES AND PROSPECTS OF POS BUSINESSES IN NIGERIA
BACKGROUND OF THE STUDY
With the increasing use of advanced electronic technologies for e-funds worldwide, the introduction of POS into the Nigeria economy has facilitated the ease of doing business without necessarily going about with huge cash in wall...
11. EFFECT OF CASHLESS POLICY ON THE NIGERIAN ECONOMY
BACKGROUND OF THE STUDY
The recent evolution of technology for financial transactions poses interesting questions for policy makers and financial institutions regarding the suitability of current institutional arrangements and availability of instruments to guarantee fi...
12. THE IMPACTS OF ACCOUNTING INFORMATION ON NON-PROFIT MAKINGS ORGANIZATION (A CASE STUDY OF GRACE OF GOD MISSION AWKUNANAW, ENUGU STATE)
INTRODUCTION
The applications of Accounting Information have contributed to the growth and development of every business entity. Non-profit making organization on the other hand has immensely benefited from accounting information to survive, integ...
13. THE IMPACTS OF ACCOUNTING INFORMATION ON NON-PROFIT MAKINGS ORGANIZATION IN OSOGBO (A CASE STUDY OF UNION BAPTIST CHURCH, OSOGBO, OSUN STATE)
INTRODUCTION
The applications of Accounting Information have contributed to the growth and development of every business entity. Non-profit making organization on the other hand has immensely benefited from accounting information to survive, integ...
14. BANK CREDIT FACILITY AND CUSTOMERS’ SATISFACTION
Background to the Study
The banking system is a very strong element of the entire edifice of the nation. A bank is simply an institution that provides the minimum banking services and which is licensed by the federal government as a banking institution....
15. ROLE OF MOBILE MONEY IN ENHANCING BUSINESS PERFORMANCE
Background to the study
Businesses, which involve individuals, groups of individuals, companies or corporations in public and private sectors play an important role in the economic development of a given country. In this era of globalization, the demand...
16. DESIGN AND IMPLEMENTATION OF ACCOUNT HOLDERS INFORMATION SYSTEM FOR A MICROFINANCE BANK
OBJECTIVE OF THE STUDY
The main objective of this study is to design an account holder’s information system for Micro finance banks. The aim is to ensure efficient user account management in banks. To achieve the stated objective, the following specific objectives...
17. A CRITICAL ASSESSMENT OF THE EFFECTIVENESS OF POS AND AVAILABILITY OF FUND DURING THE COVID-19PANDEMIC LOCKDOWN PERIOD IN NIGERIA
BACKGROUND OF THE STUDY
The family Coronaviridae is home to a group of viruses known collectively as the coronaviruses. These viruses may infect both animals and humans. Human corona viruses may either induce a minor sickness comparable to the common co...
18. AN ASSESSMENT ON THE EFFECT OF AUTOMATED TELLER MACHINE (ATM) ON CUSTOMER SATISFACTION IN ACCESS BANK NIGERIA PLC, KADUNA
Background of the Study
Automated Teller Machines, sometimes known as ATMs, are machines that allow clients of banks to do financial transactions. Typically, a user will insert a specific plastic card that is encoded with information on a magnetic strip into the ATM. Th...
19. ANALYTICAL DESIGN AND IMPLEMENTATION OF A COMPUTERIZED ACCOUNTS RECEIVABLE SYSTEM
BACKGROUND OF THE STUDY
Account receivable is a broad notion in the banking or financial sectors that concentrates on timing and measurement. The term "account receivable" suggests a problem with timing and measurement. The accou...
20. THE EFFECT OF AUTOMATED TELLER MACHINE ON CUSTOMER SATISFACTION IN NIGERIN BANKS
Background of the Study
Automated Teller Machines, sometimes known as ATMs, are machines that allow clients of banks to do financial transactions. Typically, a user will insert a specific plastic card that is encoded with information on a magnetic strip into the...
21. APPRAISAL AND CHALLENGES OF INTERNET BANKING SYSTEM IN NIGERIA BANKING ENVIRONMENT
Background of the Study
The application of information and communication technology concepts, techniques, policies and implementation strategies to banking services has become a subject of fundamental importance and concerns to all banks and indeed a pr...
22. DETERMINANTS OF BANK CUSTOMERS' PATRONAGE OF POINT OF SALE (POS) SERVICES IN EKWULOBIA, ANAMBRA STATE
BACKGROUND OF THE STUDY
On the convergence curve of information and communication technology, the world's financial institutions and telecommunication firms are about to enter a new cycle. A novel and potential application of the e-payment system fo...
23. PERCEPTION OF CENTRAL BANK OF NIGERIA CASHLESS POLICY BY BANK CUSTOMERS
BACKGROUND OF THE STUDY
The United States of America was the country that started the trend of electronic payment many years ago. Since then, it has spread to other industrialized countries such as the United Kingdom, France, Sweden, an...
24. THE IMPACT OF AUTOMATED TELLER MACHINE (ATM) ON CUSTOMER SATISFACTION IN ACCESS BANK NIGERIA PLC, KADUNA
Background of the Study
Automated Teller Machines (ATM) are devices used by bank customers to process account transactions. Typically, a user inserts into the ATM a special plastic card that is encoded with information on a magnetic strip. The strip contains an identifi...
25. TRIPLY ENTRY ACCOUNTING SYSTEM AND FINANCIAL REPORTING
INTRODUCTION
Modern financial accounting is based on a double entry system. Described simply, double entry bookkeeping allows firms to maintain records that reflect what the firm owns and owes and also what the firm has earned and spent over any given p...
26. THE IMPACT OF CBN CASHLESS POLICY ON THE DEVELOPMENT OF THE BANKING SECTOR OF NIGERIA
STATEMENT OF THE PROBLEM
As more payment systems have been introduced, pundits have been predicting the emergence of a ‘cash less society’. Today, we still pay with cash and checks, but several other payment instruments, such as credit and debit cards, are w...
27. THE IMPACT OF INTERNET BANKING ON PROFITABILITY OF COMMERCIAL BANKS IN NIGERIA (A CASE STUDY OF FIDELITY BANK PLC)
STATEMENT OF THE PROBLEM
The vast majority of the recent literature on electronic money and banking suffers from a narrow focus. It generally ignores internet banking entirely and equates electronic money with the substitution of currency through electronic gadget...
28. THE DESIGN AND IMPLEMENTATION OF AN EFARMING SYSTEM APPLICATION FOR BELLO GOSTU FARMS
ABSTRACT
There are so many farmers in Nigeria with good products, the kind that someone somewhere wants to buy, but one of many problems that buyers face is that they have no access to the poultry producers or don’t even know those products exits. Now, Bello Gostu Farms App is an...
29. E-Banking Service Delivery and Customer Satisfaction in commercial banks in Lagos metropolis, Nigeria
Statement of the Problem
Effective service delivery in the service industry and the banking sector in particular, is the ultimate goal and objective so that customer retention can be evidently possible. More often than not, it can be quite an issue. It is therefore expe...
30. AN ASSESSMENT OF THE EFFECT OF E-NAIRA PLATFORM ON NIGERIA COMMERCIAL BANKS
Background Of The Study
Nigeria's financial landscape has never been static. New services and products are offered on a regular basis, changing the way Nigerians engage with financial institutions and the Nigerian monetary and payment system (Adelma...
31. An investigation of the adoption of cashless payment methods in retail stores: A study of supermarkets in Gombe State
Background of the study
In recent years, cashless payment methods have become increasingly popular, offering convenience, security, and efficiency for both consumers and retailers. Cashless payment methods such as mobile wallets, credit and debit cards, and online payment...
32. An Appraisal of the Impact of Digital Payments on the Hotel Industry in Sokoto State
Background of the Study
The use of digital payment systems has revolutionized the hospitality industry, offering both businesses and customers a faster, safer, and more convenient way to conduct transactions. In Sokoto State, where the tourism and hospitality sector is growing, hotels a...
33. Design of an Online Course Registration and Payment System for Bayero University, Kano
Background of the Study
Course registration and payment of fees are fundamental administrative processes in higher education institutions. However, traditional manual registration systems often pose significant challenges, including long queues, delays,...
34. Implementation of a Secure Online Payment System for School Fees in Secondary Schools in Bida Local Government Area, Niger State
Background of the Study
In many educational institutions, the process of paying school fees has traditionally been conducted using manual methods, which often lead to inefficiencies, mismanagement, and the risk of fraud. For secondary schools in Bida Local Government Ar...
35. AN ANALYSIS OF CREDIT MANAGEMENT IN THE BANKING INDUSTRY
BACKGROUND OF THE STUDY
Credit management in our banking sector today has taken a different dimension from what it used to be. The banking industry has adopted a lot of strategies in checking credit management in order to stay in business. Thu the banking industry in Ni...
36. EFFECTIVENESS OF CREDIT ADMINISTRATION AND CONTROL IN NIGERIA INDUSTRY (A CASE STUDY FIRST BANK OF NIGERIA PLC. ENUGU.)
BACKGROUND OF THE STUDY
Credit management in our banking sector today has taken a different dimension from what it used to be. The banking industry has adopted a lot of strategies in checking credit management in order to stay in business. Thu the banking industry in Ni...
37. The effect of debit charge reforms on transaction frequency in banking: a case study of United Bank for Africa
Background of the Study
In recent years, the banking sector in Nigeria has undergone significant regulatory changes, particularly in the area of debit charge reforms. These reforms involve modifications to the fee structures associated with debit transactions, aiming to enhance transpar...
38. The effect of debit charge policies on transaction volumes in banking: a case study of Wema Bank
Background of the Study
Debit charge policies, implemented by banks to generate ancillary revenue, play a pivotal role in shaping customer behavior and transaction volumes. In recent years, Wema Bank has adopted revised debit charge policies aimed at balancing revenue gen...
39. The impact of debit charge adjustments on customer retention in banking: a case study of Ecobank Nigeria
Background of the Study
Debit charge adjustments are a common strategy employed by banks to balance revenue generation with service affordability. In recent years, Ecobank Nigeria has modified its debit charge structure to remain competitive while addressing customer conc...
40. An examination of debit card charge policies on transactional behavior in banking: a case study of Ecobank Nigeria
Background of the Study
Debit card charge policies are a critical component of a bank’s fee structure, influencing customer behavior and overall transactional patterns. Ecobank Nigeria has recently reviewed its debit card charge policies to strike a balance between...
41. The effect of debit fee transparency on customer behavior in banking: a case study of Fidelity Bank Nigeria
Background of the Study
Debit fee transparency refers to the clear and open communication of charges associated with debit card usage. Fidelity Bank Nigeria has increasingly focused on enhancing fee transparency as part of its efforts to build trust and foster positive cu...
42. An assessment of debit transaction fee structures on consumer spending in banking: a case study of United Bank for Africa
Background of the Study:
Debit transaction fee structures are critical components of a bank’s revenue model and can significantly influence consumer spending behavior. United Bank for Africa (UBA) has re-evaluated its debit fee structures to ensure that fees are comp...
43. The effect of debit fee transparency on customer behavior in banking: a case study of Fidelity Bank Nigeria
Background of the Study
Debit fee transparency involves clearly communicating the fees associated with debit card transactions to customers. Fidelity Bank Nigeria has recently prioritized fee transparency as part of its strategy to build trust and influence customer behav...
44. An investigation of debit fee structures on consumer behavior in banking: a case study of United Bank for Africa
Background of the Study
Debit fee structures have emerged as a critical element in shaping consumer behavior in the competitive banking landscape. In recent years, United Bank for Africa (UBA) has reformed its debit fee policies in response to customer feedback and regulatory pressures,...
45. An assessment of debit fee standardization on transaction consistency in banking: a case study of United Bank for Africa
Background of the Study
Debit fee standardization has become an important initiative in the banking industry as institutions seek to provide consistent, transparent, and equitable transaction services to customers. United Bank for Africa (UBA) has adopted a policy of stan...
46. The effect of transparent debit fee practices on improving customer trust in banking: a case study of United Bank for Africa
Background of the Study
Transparency in fee practices has emerged as a critical factor influencing customer trust and loyalty in the banking sector. United Bank for Africa (UBA) has implemented transparent debit fee practices to ensure that customers clearly understand th...
47. An investigation of debit fee restructuring on enhancing transaction transparency in banking: a case study of United Bank for Africa
Background of the Study
Transaction transparency is a critical factor in building customer trust in the banking sector. United Bank for Africa (UBA) has undertaken a comprehensive restructuring of its debit fee framework to enhance transparency in financial transactions....
48. An appraisal of debit fee optimization on enhancing customer satisfaction in banking: a case study of United Bank for Africa
Background of the Study
Transparent and optimized debit fee structures are vital for enhancing customer satisfaction in the banking industry. United Bank for Africa (UBA) has reformed its debit fee framework to ensure fairness, clarity, and competitiveness. By optimizing...
49. An evaluation of debit fee system standardization on enhancing transparency in banking: a case study of United Bank for Africa
Background of the Study
Transparency in fee structures is critical for building trust and credibility in the banking industry. United Bank for Africa (UBA) has undertaken an initiative to standardize its debit fee system, aiming to eliminate hidden charges and present a c...
50. The Impact of Debit Charge Policy Reforms on Enhancing Transactional Transparency in Banking: A Case Study of United Bank for Africa
Background of the Study
In today’s highly competitive banking environment, transparency in fee structures is essential for building customer trust and fostering loyalty. United Bank for Africa (UBA) has initiated comprehensive debit charge policy reforms designed to...
