BACKGROUND OF THE STUDY
Small businesses and individuals have access to loan services provided by financial institutions thanks to a number of reforms that were implemented in response to a variety of concerns about the banking sector (Kimuyu, 2019). This project intend...
ABSTRACT
Over the past few years, the financial sector have dedicated numerous resources to developing internal models to better quantify their financial risks and attain economic capital. These endeavors have been supported and recognized by bank regulators. Over time, banks have exten...