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1. ASSESSING E-NAIRA USER CHALLENGES BY FEATURE PHONE USERS

1.1 BACKGROUND OF THE STUDY

The general market and the majority of financial markets have changed greatly. In this sense, trading systems have evolved and adapted to market demands, with the goal of making business transactions as simple as possible through the developm...

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2. ASSESSING THE EFFECTIVENESS OF THE E-NAIRA USER SUPPORT SYSTEM IN NIGERIA

1.1 Background Of The Study

The ongoing developments in information technology have resulted in huge growth in both the number of Internet users and the number of digital products (Probets, 2012). By taking advantage of the quick technology advancement and financial mar...

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3. E-NAIRA AND IT’S IMPLICATIONS ON THE FINTECH SECTOR

Background of the study

Financial service delivery is progressively merging with developing technologies in Nigeria, resulting in the already well-known 'financial technology.' Fintech was not a thing a few years ago, or rather, there was a significant gap betwe...

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4. A CRIRICAL INVESTIGATION OF THE IMPLICATIONS EXTERNAL DEBTS ON THE ECONOMY OF NIGERIA

BACKGROUND OF THE STUDY

Although infrastructure investment is widely seen as a critical engine of economic growth, many developing nations, including Nigeria, fall behind in terms of the quality and quantity of critical economic infrastructure. Developing countries...

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5. A CRITICAL EVALUATION OF TEACHER’S MOTIVATION AND ITS EFFECTS ON STUDENTS’ PERFORMANCE IN ENUGU EDUCATION ZONE OF ENUGU STATE

Background of the Study

Physical, financial, and human resources are the three categories of essential resources that every firm has. Without a question, the most important is an organization's people resource. These are the individuals who have the ability to eith...

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6. EXAMINING E-NAIRA AWARENESS IN NIGERIA'S RURAL DEMOGRAPHICS

Background of the study

“Rural” means open land and tiny settlements in general, although "rural areas" are typically taken for granted or left undefined in policy-oriented and scientific literature, in a process of description that is sometimes la...

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7. RETAILERS CULTURE AND ATTITUDINAL BARRIERS TOWARDS THE USE OF ENAIRA

BACKGROUND OF THE STUDY

Globalization and digitization have revolutionized how businesses operate and competes in the marketplace in the 21st century. Information and communication technology (ICT) is the lifeblood of this change (Onyeaghala & Anele, 2017). Thus, in...

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8. PUBLIC PERCEPTION OF NIGERIA ELECTRONIC NAIRA (E-NAIRA). A STUDY OF KANO METROPOLIS.

​​​​​​Without a doubt, the global financial system is embracing the current technological transformation from physical currency to practically virtual currencies. In recent years, rapid technological innovation and new business models have led in a slew of novel retail payment methods. These deve...

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9. PROBLEM AND PROSPECT OF E-NAIRA IN NIGERIA.

Changing technology, economic advancement, and the desire to effectively fulfill the functions of money have all spurred monetary changes throughout history. These developments point to substantial changes in the retail payment environment, including a drop in cash usage. Digital money was born a...

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10. A SURVEY INTO THE ACCEPTANCE AND ADOPTION OF THE CBN CASHLESS POLICY IN NIGERIA

BACKGROUND TO THE STUDY

According to Ajayi et al. (2006), supporting a secure, convenient, and inexpensive payment system is one of the criteria for the growth of the national economy. Today's world is shifting away from paper payment systems and to...

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11. A SURVEY OF EMPLOYEE PERFORMANCE APPRAISAL AND ITS EFFECTS ON ORGANIZATIONAL PRODUCTIVITY

BACKGROUND OF THE STUDY

The function of performance appraisal is a strategic aspect in any review of the conditions required for an organization's growth and survival. It is considered that both the person and the organization require knowledge of h...

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12. A CRIRICAL INVESTIGATION OF THE IMPLICATIONS EXTERNAL DEBTS ON THE ECONOMY OF NIGERIA

BACKGROUND OF THE STUDY

Although infrastructure investment is widely seen as a critical engine of economic growth, many developing nations, including Nigeria, fall behind in terms of the quality and quantity of critical economic infrastructure. Developing countries...

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13. AN EVALUATION OF ACCOUNTING AND ITS PROBLEMS IN SMALL AND MEDIUM SIZE INDUSTRIES

BACKGROUND OF THE STUDY

The interdependence of businesses is a core element of modern economic life. No contemporary firm is self-contained. There is no question that small and medium-sized businesses are the true foundation of a country's economy....

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14. AN INVESTIGATION OF ELECTRONIC BANKING AND ITS IMPLICATIONS IN NIGERIA BANKS

Background to the study

Electronic banking in Nigeria has been considered by many, particularly economists, as having significant ramifications for the Nigerian economy, particularly the banking industry, over time. Nigeria's economy has benefited g...

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15. GOVERNMENT EXPENDITURE AND ECONOMIC GROWTH IN NIGERIA: A DISAGGREGATED ANALYSIS

BACKGROUND OF THE STUDY

The relationship between government expenditure and economic growth has continued to generate series of debate among scholars. Government performs two functions­-Protection (and security) and Provision of certain public goods...

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16. AN INVESTIGATION OF OPERATIONAL PROBLEMS FACING MICRO FINANCE BANK

 BACKGROUND OF STUDY

Nigeria is a country rich in natural and human resources, with a population of more than 140 million people primarily engaged in agriculture and small-scale business. Micro, small, and medium-sized firms (MSMEs) and both peasa...

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17. AN INVESTIGATION OF THE CONTRIBUTIONS OF COMMERCIAL BANKS TO THE ECONOMIC DEVELOPMENT OF NIGERIA

BACKGROUND OF THE STUDY

Nigeria as a nation is characterized by a developing economy because the various sectors responsible for economic development are not optimally utilized, as a result of which we have not been able to fully tap the natural resourc...

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18. AN INVESTIGATION OF THE EFFECTIVENESS OF POS AND AVAILABILITY OF FUND DURING THE COVID-19 LOCKDOWN IN NIGERIA

BACKGROUND OF THE STUDY

Coronaviruses are a kind of virus that infects both animals and humans. They are members of the Coronaviridae family. Human corona viruses can cause moderate sickness, similar to a common cold, or severe illness (such as MERS - M...

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19. DIFFICULTIES AND SURVIVING MECHANISMS OF SMALL SCALE INDUSTRIES AFTER THE COVID-19 LOCKDOWN PERIOD IN NIGERIA

BACKGROUND OF THE STUDY

Because SSIs come in a variety of forms and have made significant contributions to nation building, the promotion of small scale industries has been a priority for governments all over the world (Aderemi et al. 2019; Tehseen &...

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20. THE CAPITAL MARKET AND ITS IMPACT ON THE NIGERIAN ECONOMY, WITH SPECIAL EMPHASIS ON THE NIGERIAN STOCK EXCHANGE

BACKGROUND OF THE STUDY

A formal and active capital market exists in Nigeria. Prior to 1961, practically all formal savings and deposits flowed through t...

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21. EVALUATION OF THE ROLE OF CENTRAL BANK OF NIGERIA IN ENSURING EFFICIENT AND EFFECTIVE BANKING OPERATION IN NIGERIA

BACKGROUND OF THE STUDY

The need for supervision and control of commercial banks activities is to ensure that they adhere to the stipulated monetary policies, rules and regulations as well. The last three decades has seen industrialized countries around...

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22. INVESTIGATION ON THE RISK ATTACHED TO USING E-NAIRA IN NIGERIA

Background of the study

Connection to the financial system is very important to different economies in the world. Digital currencies have attracted strong interest in recent years and have the potential to become widely adopted for use in making payment...

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23. PROBLEM AND PROSPECT OF E-NAIRA IN NIGERIA.

Background of the study

Changing technology, economic advancement, and the desire to effectively fulfill the functions of money have all spurred monetary changes throughout history. These developments point to substantial changes in the retail payment e...

Read more

24. PUBLIC PERCEPTION OF NIGERIA ELECTRONIC NAIRA (E-NAIRA). A STUDY OF KANO METROPOLIS.

Background of the study

Without a doubt, the global financial system is embracing the current technological transformation from physical currency to practically virtual currencies. In recent years, rapid technological innovation and new business models...

Read more

25. RETAILERS CULTURE AND ATTITUDINAL BARRIERS TOWARDS THE USE OF ENAIRA

BACKGROUND OF THE STUDY

Globalization and digitization have revolutionized how businesses operate and competes in the marketplace in the 21st century. Information and communication technology (ICT) is the lifeblood of this change (Onyeaghala & Anele...

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26. THE BENEFIT OF E-NAIRA PLATFORM TO NIGERIA CITIZENS

Background Of The Study

According to the Financial Action Task Force (FATF 2014), digital currency is a digital representation of value that is digitally transmitted while functioning as a medium of exchange, unit of account, and store of value, and it...

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27. THE BENEFIT OF E-NAIRA TO UNBANKED NIGERIANS

Background of the study

Many millions, if not billion of people will be able to use a range of convenient, accessible, and dependable financial instruments for the first time in the not-too-distant future, regardless of their proximity to tradition...

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28. THE ECONOMIC IMPLICATION OF INCREASING EXTERNAL DEBT LIABILITY IN NIGERIA

A HISTORICAL PERSPECTIVE OF NIGERIA’S EXTERNAL DEBT

The management of Nigeria’s external debt has been a major macroeconomic problem especially since the early 1980s. For many years now, the country’s debt has been growing in spite of the efforts being...

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29. THE EFFECT OF E-NAIRA ON INFLATION

Background of the study

Inflation is a term used to describe the rate at which the price of goods and services rises over time. Inflation impacts not only the cost of life – items like transportation, power, and food – but also interest rate...

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30. THE EFFECT OF E-NAIRA ON SME'S IN NIGERIA

Background of the study

Many impoverished individuals in emerging nations face declining living conditions and unemployment as a result of economic downturns. This has been exacerbated by the fact that the formal economy has been steadily losing jobs wh...

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31. THE EFFECT OF E-NAIRA PLATFORM ON NIGERIA COMMERCIAL BANKS

Background Of The Study

Nigeria's financial landscape has never been static. New services and products are offered on a regular basis, changing the way Nigerians engage with financial institutions and the Nigerian monetary and payment system (Adelma...

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32. THE EFFECTIVENESS OF E-NAIRA SERVICES TO USERS (CASE STUDY OF SELECTED E-NAIRA USERS IN LAGOS STATE)

Background Of The Study

There have not been any broadly agreed definition of digital currency. This is owing to the fact that the digital currency system is a novel transaction system that has never been used before, and it is impossible to compare to t...

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33. THE IMPACT OF ENAIRA IN TRACKING MONEY LAUNDERING AND FRAUD IN NIGERIA

Background of the study 

The promotion of cashless policies has become a driving factor for global economies to investigate currency digitalization as it fast tracks online transactions. Various uses of e-transaction, includin...

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34. THE IMPACT OF E-NAIRA ON DEPOSIT MONEY BANK

Background of the study

Banks are a vital part of every economy. It is the driving force behind society and economic progress. The importance of banking services to any economy's growth and development cannot be overstated. Prior to the introduction...

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35. THE IMPACT OF E-NAIRA ON FINANCIAL INCLUSION

Background of the study

The availability and equality of opportunities to receive financial services are characterized as financial inclusion. It's a method for individuals and organizations to obtain relevant, inexpensive, and timely financial good...

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36. THE IMPACT OF E-NAIRA ON POS BUSINESS IN NIGERIA

Background of the study  

In recent years, rapid technical advancement and new business models have led in a slew of novel retail payment options. These advancements are raising the possibility of significant changes in the re...

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37. THE INFLUENCE OF E-NAIRA AND SMALL BANKS SURVIVAL

Background of the study

A bank is a financial organization that collects deposits and puts those deposits into lending activities, either directly or through capital markets (Uremadu, S. 2012). Customers with capital shortages are linked to customers wi...

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38. THE POSSIBLE CHALLENGES IN THE USE OF ENAIRA PLATFORM

Background Of The Study

Considering the rapid technological advancement and financial market evolution, a lot of innovative transactional products have emerged in recent years. According to McKarles (2019), the global financial system has clearly embrac...

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39. THE RELATIONSHIP BETWEEN E-NAIRA AND E-BANKING

Background of the study

The notion of electronic banking was born as a result of technological improvement in the banking system. Customers no longer need to visit a physical financial institution to complete a transaction; instead, they can do it from...

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40. THE RELEVANCE OF E-NAIRA PLATFORM TO COOPERATE ORGANIZATIONS

Background Of The Study

Digital currencies are money that exist entirely as electronic data and do not exist in physical form, but serve the core functions of money, such as being a unit of account, a store of value, and a means of exchange. As a result...

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41. THE RELEVANCE OF E-NAIRA PLATFORM TO SMES IN NIGERIA

Background Of The Study

Apparently, the global financial system is embracing the present technological transformation from physical cash to practically virtual currencies. The birth of digital currencies has been ushered in by this wave. According...

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42. THE EFFECTIVENESS OF MONETARY POLICY IN ACHIEVING PRICE STABILITY IN NIGERIAN ECONOMY

BACKGROUND TO THE STUDY

Research on effectiveness of monetary policy on economic variables in Nigerian economy has for long been of interest to economist...

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43. THE IMPACT OF CASHLESS POLICY ON ECONOMIC GROWTH OF NIGERIA

Background Of The Study

The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of development where the use and demand for physical cash is gradually declining. These recent evolution of tec...

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44. EVALUATION OF THE ROLE OF CENTRAL BANK OF NIGERIA IN ENSURING EFFICIENT AND EFFECTIVE BANKING OPERATION IN NIGERIA

BACKGROUND OF THE STUDY

The need for supervision and control of commercial banks activities is to ensure that they adhere to the stipulated monetary policies, rules and regulations as well. The last three decades has seen industrialized countries around...

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45. IMPACT OF TRADE LIBERALIZATION ON NIGERIA ECONOMIC GROWTH

Abstract:- This study examined the relationship between trade liberalization and economic growth proxied by gross domestic growth rate in Nigeria. The study specifically assessed whether there is a long run and short run causal relationship running from trad...

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46. CASHLESS POLICY AND ITS IMPACT ON ECONOMIC GROWTH OF NIGERIA

Background Of The Study

The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of development where the use and demand for physical cash is gradually declining. These recent evolution of tec...

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47. THE IMPACT OF CORPORATE SOCIAL RESPONSIBILITY ON PROFITABILITY IN NIGERIA BANKING INDUSTRY

Background of the Study

Corporate Social Responsibility (CSR) as a concept entails the practice whereby corporate entities voluntarily integrate both social and environment upliftment in their business philosophy and operations. A business enterprise is...

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48. EVALUATION OF SMALL AND MEDIUM SCALE INDUSTRIES AND THEIR IMPACT ON THE ECONOMIC GROWTH OF NIGERIA (1986 – 2010)

BACKGROUND OF THE STUDY.

In recent time, the fortune of small scale and medium scale Industries attracted the attention of government world-wide and thus has been the focus of general interest and research, especially in developing Countries due to the...

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49. THE 25 BILLION RECAPITALIZATION BY THE CENTRAL BANK OF NIGERIA AND ITS IMPACT ON COMMERCIAL BANKS

INTRODUCTION

Central bank of Nigeria is the apex financial institution in Nigeria charged with the responsibility of maintaining fiscal and monetary. Stability in the economy. The CBN has its headquarters in Abuja (F.C.T) with some zonal offices in Lagos, Kaduna, Enugu...

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50. A SURVEY ON DEPOSIT MONEY BANKS AND THEIR IMPACTS ON THE GROWTH OF MICRO INDUSTRIES IN NIGERIA

EXCERPT FROM THE STUDY

Micro, small, and medium firms, which are typically risk-appraised by lenders as the "lower end" of the credit market, sometimes experience discrimination from formal credit providers, resulting in strict credit restriction and hefty ris...

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