1. E-NAIRA AND IT’S IMPLICATIONS ON THE FINTECH SECTOR
Background of the study
Financial service delivery is progressively merging with developing technologies in Nigeria, resulting in the already well-known 'financial technology.' Fintech was not a thing a few years ago, or rather, there was a significant gap betwe...
2. RETAILERS CULTURE AND ATTITUDINAL BARRIERS TOWARDS THE USE OF ENAIRA
BACKGROUND OF THE STUDY
Globalization and digitization have revolutionized how businesses operate and competes in the marketplace in the 21st century. Information and communication technology (ICT) is the lifeblood of this change (Onyeaghala & Anele, 2017). Thus, in...
3. A SURVEY INTO THE ACCEPTANCE AND ADOPTION OF THE CBN CASHLESS POLICY IN NIGERIA
BACKGROUND TO THE STUDY
According to Ajayi et al. (2006), supporting a secure, convenient, and inexpensive payment system is one of the criteria for the growth of the national economy. Today's world is shifting away from paper payment systems and to...
4. AN ASSESSMENT OF COVID-19 LOCKDOWN AND ITS EFFECTS ON POS WITHDRAWAL CHARGES IN NIGERIA
BACKGROUND OF THE STUDY
COVID-19 was found in Wuhan, China, in December 2019. However, it spread quickly and had a detrimental influence on all countries and territories worldwide. As of 5 October 2020, about 6 million COVID-19 cases have been recorded...
5. RETAILERS CULTURE AND ATTITUDINAL BARRIERS TOWARDS THE USE OF ENAIRA
BACKGROUND OF THE STUDY
Globalization and digitization have revolutionized how businesses operate and competes in the marketplace in the 21st century. Information and communication technology (ICT) is the lifeblood of this change (Onyeaghala & Anele...
6. THE BENEFIT OF E-NAIRA PLATFORM TO NIGERIA CITIZENS
Background Of The Study
According to the Financial Action Task Force (FATF 2014), digital currency is a digital representation of value that is digitally transmitted while functioning as a medium of exchange, unit of account, and store of value, and it...
7. THE EFFECT OF E-NAIRA ON INFLATION
Background of the study
Inflation is a term used to describe the rate at which the price of goods and services rises over time. Inflation impacts not only the cost of life – items like transportation, power, and food – but also interest rate...
8. THE EFFECT OF E-NAIRA PLATFORM ON NIGERIA COMMERCIAL BANKS
Background Of The Study
Nigeria's financial landscape has never been static. New services and products are offered on a regular basis, changing the way Nigerians engage with financial institutions and the Nigerian monetary and payment system (Adelma...
9. THE IMPACT OF ENAIRA IN TRACKING MONEY LAUNDERING AND FRAUD IN NIGERIA
Background of the study
The promotion of cashless policies has become a driving factor for global economies to investigate currency digitalization as it fast tracks online transactions. Various uses of e-transaction, includin...
10. THE IMPACT OF E-NAIRA ON DEPOSIT MONEY BANK
Background of the study
Banks are a vital part of every economy. It is the driving force behind society and economic progress. The importance of banking services to any economy's growth and development cannot be overstated. Prior to the introduction...
11. THE IMPACT OF E-NAIRA ON POS BUSINESS IN NIGERIA
Background of the study
In recent years, rapid technical advancement and new business models have led in a slew of novel retail payment options. These advancements are raising the possibility of significant changes in the re...
12. THE INFLUENCE OF E-NAIRA AND SMALL BANKS SURVIVAL
Background of the study
A bank is a financial organization that collects deposits and puts those deposits into lending activities, either directly or through capital markets (Uremadu, S. 2012). Customers with capital shortages are linked to customers wi...
13. THE POSSIBLE CHALLENGES IN THE USE OF ENAIRA PLATFORM
Background Of The Study
Considering the rapid technological advancement and financial market evolution, a lot of innovative transactional products have emerged in recent years. According to McKarles (2019), the global financial system has clearly embrac...
14. THE RELEVANCE OF E-NAIRA PLATFORM TO COOPERATE ORGANIZATIONS
Background Of The Study
Digital currencies are money that exist entirely as electronic data and do not exist in physical form, but serve the core functions of money, such as being a unit of account, a store of value, and a means of exchange. As a result...
15. THE IMPACT OF CASHLESS POLICY ON ECONOMIC GROWTH OF NIGERIA
Background Of The Study
The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of development where the use and demand for physical cash is gradually declining. These recent evolution of tec...
16. CASHLESS POLICY AND ITS IMPACT ON ECONOMIC GROWTH OF NIGERIA
Background Of The Study
The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of development where the use and demand for physical cash is gradually declining. These recent evolution of tec...
17. CHALLENGES AND PROSPECTS OF POS BUSINESSES IN NIGERIA
BACKGROUND OF THE STUDY
With the increasing use of advanced electronic technologies for e-funds worldwide, the introduction of POS into the Nigeria economy has facilitated the ease of doing business without necessarily going about with huge cash in wall...
18. EFFECT OF CASHLESS POLICY ON THE NIGERIAN ECONOMY
BACKGROUND OF THE STUDY
The recent evolution of technology for financial transactions poses interesting questions for policy makers and financial institutions regarding the suitability of current institutional arrangements and availability of instruments to guarantee fi...
19. AN EXAMINATION INTO THE FUNCTIONS OF ELECTRONIC BANKING ON THE DEVELOPMENT OF NIGERIAN ECONOMY
Background Of The Study
Before the emergence of modern banking system, banking operation was manually done which lead to a slowdown in settlement of transactions. This manual system involves posting transactions from one ledger to another which human ha...
20. DETERMINANTS OF BANK CUSTOMERS' PATRONAGE OF POINT OF SALE (POS) SERVICES IN EKWULOBIA, ANAMBRA STATE
BACKGROUND OF THE STUDY
On the convergence curve of information and communication technology, the world's financial institutions and telecommunication firms are about to enter a new cycle. A novel and potential application of the e-payment system fo...
21. AN EVALUATION ON THE EFFECT OF COVID-19 LOCKDOWN AND POS WITHDRAWAL CHARGES IN LAGOS STATE
BACKGROUND OF THE STUDY
In December 2019 in Wuhan, China, COVID-19 was found for the first time. Despite this, it spread quickly and had a detrimental effect on all of the nations and territories on Earth. As of the 5th of October 2020, nearly 6 million...
22. PERCEPTION OF CENTRAL BANK OF NIGERIA CASHLESS POLICY BY BANK CUSTOMERS
BACKGROUND OF THE STUDY
The United States of America was the country that started the trend of electronic payment many years ago. Since then, it has spread to other industrialized countries such as the United Kingdom, France, Sweden, an...
23. THE IMPACT OF CASHLESS POLICY ON THE PERFORMANCE OF NIGERIA FINANCIAL INSTITUTIONS
Abstract
This study examines the Impact of Cashless Policy on the Performance of Nigeria Financial Institutions. This study employs survey research design. Analytically, the research adopted descriptive statistics to highlights the effectiveness of the cash-less policy...
24. CASHLESS POLICY AND ECONOMIC GROWTH EVIDENCE FROM NIGERIA
Abstract
This study was carried out on the impact of cashless policy on the economic growth of Nigeria. The research design that was adopted in this study was the Descriptive design. The population for this study was the entire city of Abuja. The respondents were drawn...
25. DETERMINANTS AND ADOPTION OF POINT OF SALES OF SELECTED BUSINESS ORGANISATIONS
ABSTRACT
Nigerian payment systems are cash-driven because cash is the main mode of payments for several transactions. However, the Point of Sales (POS) Systems which is meant to encourage cashless economy as against the cash-centered operations is challenged with inadequate infrastructu...
26. IMPACT OF CASHLESS POLICY ON PROFITABILITY OF COMMERCIAL BANKS IN NIGERIA
Abstract
This research work examines the impact of cashless policy on the profitability of commercial banks in Nigeria. Thus it analyses critically to the very beginning, the introduction of cashless policy in banking business in Nigeria. The cashless s...
28. PERCEPTION OF BANK CUSTOMERS ON CBN'S CASHLESS POLICY IN NIGERIA
Abstract
The study was carried out on perception of bank customers on CBN's cashless policy in Nigeria. The Central Bank of Nigeria (CBN) has been active in the inauguration of policies and schemes to foster the implementation of the cashless policy in Nigeria. Howe...
29. THE EFFECT OF MARKETING STRATEGIES ON DEPOSIT BANK PERFORMANCE
Abstract
The study examined the effect of marketing strategies on deposit bank performance in Ogun-State, Nigeria. The objective of the study is to evaluate to what extent the „Product Development, Pricing Strategy, Physical Distribution Strategy, Personal Selling...
30. ASCERTAINING THE IMPACTS OF 2019 CBN CASHLESS POLICY DIRECTIVE ON MARKET ORGANIZATIONS (A STUDY OF ONITSHA MAIN MARKET)
Abstract
Before the emergence of modern banking system, banking operation was manually done which lead to a slowdown in settlement of transactions, which massively affected market operations. This manual system involves posting transactions from one ledger to another w...
31. DESIGN AND IMPLEMENTATION OF AN ONLINE ELECTRICITY PAYMENT AND METERING SYSTEM WITH PAYMENT INTEGRATION, EMAILING AND SMS. (A CASE STUDY OF HARCOURT ELECTRICITY DISTRIBUTION COMPANY)
ABSTRACT
The Nigerian power sector is confronted with inadequate, poor, un-organized electricity billing and consumer relations management. Electricity Tariff charges and collection has been a major challenge in some community in Nigeria even with the adoption of pr...
32. THE IMPACT OF CBN CASHLESS POLICY ON THE DEVELOPMENT OF THE BANKING SECTOR OF NIGERIA
STATEMENT OF THE PROBLEM
As more payment systems have been introduced, pundits have been predicting the emergence of a ‘cash less society’. Today, we still pay with cash and checks, but several other payment instruments, such as credit and debit cards, are w...
33. THE EFFECTIVENESS AND CHALLENGES OF CBN CASHLESS POLICY ON RURAL BUSINESS DEVELOPMENT
Abstract
This study is on the effectiveness and challenges of CBN cashless policy on rural business development. The total population for the study is 200 staff of CBN in Enugu State. The researcher used questionnaires as the instrument for the data collection. Descript...
34. THE IMPACT OF CASHLESS POLICY ON THE PERFORMANCE OF NIGERIA FINANCIAL INSTITUTIONS
Abstract
This study examines the Impact of Cashless Policy on the Performance of Nigeria Financial Institutions. This study employs survey research design. Analytically, the research adopted descriptive statistics to highlights the effectiveness of the cash-less policy...
35. AN ASSESSMENT OF THE EFFECT OF COVID-19 LOCKDOWN AND POS AVAILABILITY IN NIGERIA
BACKGROUND OF THE STUDY
The novel coronavirus disease 2019 (COVID-19) is currently a global pandemic. This infectious respiratory disease was first reported in Wuhan, China, in December 2019 [WHO 2020]. Symptoms commonly associated with COVID-19 include...
36. AN ASSESSMENT OF THE EFFECT OF E-NAIRA PLATFORM ON NIGERIA COMMERCIAL BANKS
Background Of The Study
Nigeria's financial landscape has never been static. New services and products are offered on a regular basis, changing the way Nigerians engage with financial institutions and the Nigerian monetary and payment system (Adelma...
37. AN EVALUATION OF ELECTRICITY INFRASTRUCTURE AS AN IMPEDIMENT TO DIGITAL ECONOMY AND ECONOMIC GROWTH IN LAGOS STATE
BACKGROUND OF THE STUDY
One of the key developments which has immensely impacted on the economic growth pattern in the world in the new “millennium has been the strides in the domain of the Information Technology sector. Information technology has drastically chan...
