1. A SURVEY INTO THE ACCEPTANCE AND ADOPTION OF THE CBN CASHLESS POLICY IN NIGERIA
BACKGROUND TO THE STUDY
According to Ajayi et al. (2006), supporting a secure, convenient, and inexpensive payment system is one of the criteria for the growth of the national economy. Today's world is shifting away from paper payment systems and to...
2. AN INVESTIGATION OF ELECTRONIC BANKING AND ITS IMPLICATIONS IN NIGERIA BANKS
Background to the study
Electronic banking in Nigeria has been considered by many, particularly economists, as having significant ramifications for the Nigerian economy, particularly the banking industry, over time. Nigeria's economy has benefited g...
3. AN INVESTIGATION OF THE CONTRIBUTIONS OF COMMERCIAL BANKS TO THE ECONOMIC DEVELOPMENT OF NIGERIA
BACKGROUND OF THE STUDY
Nigeria as a nation is characterized by a developing economy because the various sectors responsible for economic development are not optimally utilized, as a result of which we have not been able to fully tap the natural resourc...
4. THE CAPITAL MARKET AND ITS IMPACT ON THE NIGERIAN ECONOMY, WITH SPECIAL EMPHASIS ON THE NIGERIAN STOCK EXCHANGE
BACKGROUND OF THE STUDY
A formal and active capital market exists in Nigeria. Prior to 1961, practically all formal savings and deposits flowed through t...
5. EVALUATION OF THE ROLE OF CENTRAL BANK OF NIGERIA IN ENSURING EFFICIENT AND EFFECTIVE BANKING OPERATION IN NIGERIA
BACKGROUND OF THE STUDY
The need for supervision and control of commercial banks activities is to ensure that they adhere to the stipulated monetary policies, rules and regulations as well. The last three decades has seen industrialized countries around...
6. THE BENEFIT OF E-NAIRA TO UNBANKED NIGERIANS
Background of the study
Many millions, if not billion of people will be able to use a range of convenient, accessible, and dependable financial instruments for the first time in the not-too-distant future, regardless of their proximity to tradition...
7. THE EFFECT OF E-NAIRA PLATFORM ON NIGERIA COMMERCIAL BANKS
Background Of The Study
Nigeria's financial landscape has never been static. New services and products are offered on a regular basis, changing the way Nigerians engage with financial institutions and the Nigerian monetary and payment system (Adelma...
8. THE EXTENT OF LIABILITY OF BANKS FOR E-BANKING FRAUD
Background to the study
With the global use of progressively more sophisticated internet and information technology (Papazoglou, 2003), electronic banking is developing as a key channel for banking businesses (Wei et al., 2012). Globally, remote banking...
9. THE IMPACT OF E-NAIRA ON DEPOSIT MONEY BANK
Background of the study
Banks are a vital part of every economy. It is the driving force behind society and economic progress. The importance of banking services to any economy's growth and development cannot be overstated. Prior to the introduction...
10. THE INFLUENCE OF E-NAIRA AND SMALL BANKS SURVIVAL
Background of the study
A bank is a financial organization that collects deposits and puts those deposits into lending activities, either directly or through capital markets (Uremadu, S. 2012). Customers with capital shortages are linked to customers wi...
11. THE RELATIONSHIP BETWEEN E-NAIRA AND E-BANKING
Background of the study
The notion of electronic banking was born as a result of technological improvement in the banking system. Customers no longer need to visit a physical financial institution to complete a transaction; instead, they can do it from...
12. THE IMPACT OF CASHLESS POLICY ON ECONOMIC GROWTH OF NIGERIA
Background Of The Study
The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of development where the use and demand for physical cash is gradually declining. These recent evolution of tec...
13. THE ROLE OF COMPUTER IN FRAUD DETECTION AND PREVENTION
BACKGROUND OF THE STUDY
Since 1986 when structural adjustment programme was introduced, the banking business changed. As the number of branches grow form sixty five in 1985 to one hundred and fifty five in 1994, the techniques of delivering bank s...
14. CASHLESS POLICY AND ITS IMPACT ON ECONOMIC GROWTH OF NIGERIA
Background Of The Study
The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of development where the use and demand for physical cash is gradually declining. These recent evolution of tec...
15. THE IMPACT OF CORPORATE SOCIAL RESPONSIBILITY ON PROFITABILITY IN NIGERIA BANKING INDUSTRY
Background of the Study
Corporate Social Responsibility (CSR) as a concept entails the practice whereby corporate entities voluntarily integrate both social and environment upliftment in their business philosophy and operations. A business enterprise is...
16. A COMPARATIVE REVIEW OF PUBLIC RELATIONS FUNCTIONS IN THE NIGERIAN BANKING SYSTEM AND GOVERNMENT PARASTATALS
EXCERPT FROM THE STUDY
Public relations are the art and social science of that link inside and outside both public and private organizations. Public relations draw purpose, and shows programs can be effected.
- Findings from the study revealed...
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17. EFFECT OF AUTOMATED TELLER MACHINE ON THE PERFORMANCE OF NIGERIAN BANKS
EXCERPT FROM THE STUDY
Bank customers in Nigeria have a collective sign-of- relief when the Automated Teller Machine (ATM) was introduced as an instrument to aid banking operations in 2006. The introduction of the ATM by financial institutions changed the face of banking in Nigeria but...
18. EFFECT OF AUTOMATED CLEARING SYSTEM ON BANK PERFORMANCE IN BANKING
GENERAL DESCRIPTION OF THE STUDY
The cheque clearing system is the means whereby bank exchange cheque drawn each others through clearing system. Clearing system on the other hand is the medium through which proceeds of cheques and other payment instrume...
19. EFFECT OF COVID-19 ON BANKING SYSTEM IN NIGERIA
BACKGROUND OF THE STUDY
A pandemic is a disease outbreak that spreads across countries or continents. It affects more people and takes more lives than an epidemic, which according to the World Health Organization (WHO) declared COVID-19 to be a pandemic...
20. FRAUDS AND FORGERIES IN THE NIGERIAN BANKING INDUSTRY
ABSTRACT
This study examines the impact of frauds and forgeries on the banking industry in Nigeria. One of the major characteristics a bank must possess is that its customers must be able to have unflinching and undoubted confidence in the banking the b...
21. FRAUDULENT PRACTICES IN THE BANKING INDUSTRY: CAUSES AND POSSIBLE REMEDIES
BACKGROUND OF THE STUDY
Fraud can be described as a conscious premeditated action of a person or group of persons with the intention of altering the truth or fact for selfish personal monetary gain. It involves the use of deceit and trick and some...
22. HISTORY OF KOLANUT TRADE IN SOKOTO CITY: 1900-2014
ABSTRACT
This dissertation studies the kolanut trade in Sokoto city from 1900-2014. The virtues of kolanut as masticatory to the people of Sokoto as well as the roles it plays in the promulgation of socio-cultural activities cannot be over emphasized. Just like coffe, K...
23. INVESTIGATION OF FRAUD PREVENTION AND CONTROL IN BANKING SYSTEM
ABSTRACT
This study was carried out to examine fraud prevention and control in banking system using staffs of three (3) selected banks in Ikeja, Lagos State as case study. Specifically, the study was aimed at studying critically how fraud in banks...
24. EFFECT OF COVID-19 ON BANKING SYSTEM IN NIGERIA
ABSTRACT
This study was carried out on the effect of covid-19 on banking system in Nigeria using access bank Yaba branch Lagos state as case study. To achieve this 4 research questions were formulated. The survey design was adopted and the s...
25. APPRAISAL OF THE EFFECTIVENESS OF RURAL BANKING PROGRAMME
Background of the study
Globally, majority of nations populace reside in rural locale. As stated in United Nations (2022) report, the world population is currently estimated to be over 7.3 billion of which about 56 percent resides in rura...
26. BANK CREDIT FACILITY AND CUSTOMERS’ SATISFACTION
Background to the Study
The banking system is a very strong element of the entire edifice of the nation. A bank is simply an institution that provides the minimum banking services and which is licensed by the federal government as a banking institution....
27. ROLE OF MOBILE MONEY IN ENHANCING BUSINESS PERFORMANCE
Background to the study
Businesses, which involve individuals, groups of individuals, companies or corporations in public and private sectors play an important role in the economic development of a given country. In this era of globalization, the demand...
28. AN EVALUATION OF THE EFFECTS OF COMPUTERISED ACCOUNTING METHOD AND CONTROL SYSTEM ON PRODUCTION
BACKGROUND OF THE STUDY
Accounting is the art of recording, classify...
29. COMPUTER BASE NETWORK SECURITY AND FIREWALLS IN BANKING SYSTEM
INTRODUCTION
The interconnection of computer with other related office equipments are finding increasing application in almost all field of human endeavour most especially the financial
sector. More and more banks are introducing the us...
30. DESIGN AND IMPLEMENTATION OF A COMPUTER BASED LOAN SCHEME MANAGEMENT SYSTEM
Loan service for small organizations individuals was initiated after a number of considerations on the banking system. Major Banks are mainly guided by financial profit for their shareholders. They are after minimization of financial risks. Such strategies don’t leave much...
31. COMPUTER BASE NETWORK SECURITY AND FIREWALLS IN BANKING SYSTEM
OBJECTIVE OF THE STUDY
Networking is the backbone of accessing vital information the world has becomes a global village, sharing everything through networking. Networks requires a high level of security, which involves the technical and administrative...
32. DESIGN AND IMPLEMENTATION OF ACCOUNT HOLDERS INFORMATION SYSTEM FOR A MICROFINANCE BANK
OBJECTIVE OF THE STUDY
The main objective of this study is to design an account holder’s information system for Micro finance banks. The aim is to ensure efficient user account management in banks. To achieve the stated objective, the following specific objectives...
33. COMPUTER BASE NETWORK SECURITY AND FIREWALLS IN BANKING SYSTEM: A CASE STUDY OF DIAMOND BANK NIG PLC OWERRI
INTRODUCTION
The integration of computers with other relevant office equipment is finding growing use in virtually every aspect of human endeavor, but particularly in the realm of finance. The usage of computer networks is becoming increasingly commonp...
34. AN EXAMINATION INTO THE FUNCTIONS OF ELECTRONIC BANKING ON THE DEVELOPMENT OF NIGERIAN ECONOMY
Background Of The Study
Before the emergence of modern banking system, banking operation was manually done which lead to a slowdown in settlement of transactions. This manual system involves posting transactions from one ledger to another which human ha...
35. AN INVESTIGATION INTO THE IMPACT OF MONETARY POLICY ON THE ECONOMIC DEVELOPMENT IN NIGERIA
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- Background of the study
- Background of the study
In many cases, monetary management is an essential component of macroeconomic management. Macroeconomic management is typically the responsibility of a state's Monetary Authority or, alternativel...
36. ASSESSMENT OF MONETARY POLICIES EFFECT ON NIGERIA COMMERCIAL BANK (A CASE STUDY OF ZENITH BANK PLC)
BACKGROUND OF THE STUDY
Credit has remained the backbone of banking operations, hence the majority of banking activities are focused on lending. It is because it provides the majority of the profits. Today, its importance in commercial banking activities stems from the...
37. THE INFLUENCE OF MONETARY POLICY ON NIGERIA'S ECONOMIC GROWTH
Background to the Study
Macroeconomic policy consists of the actions aimed at inducing appropriate changes in macroeconomic aggregates such as output, employment and the price level. The major components of macroeconomic policy include fiscal, monetary, debt manag...
38. IMPACT OF BANK CHARGES ON CUSTOMER SAVING HABIT A CASE STUDY OF UNION BANK PLC
BACKGROUND OF THE STUDY
CBN is solely responsible for regulating the operations of financial firms and actively encourages the growth of financial institutions that are either specialized or connected to development. The Securities and Exchange Commissi...
39. IMPACT OF TOTAL QUALITY MANAGEMENT ON CUSTOMERS' SATISFACTION AND BANK PROFITABILITY
BACKGROUND OF STUDY
It was once thought that a country's economy is centred on its banking sector. The banking industry plays a critical role in every country's economic growth. The banking sector's primary and most essential function is financial intermedia...
40. THE IMPACT OF INFORMATION COMMUNICATION TECHNOLOGY (ICT) ON STUDENTS’ ACADEMIC PERFORMANCE IN MATHEMATICS
Background to the Study
Mathematics and its applications have evolved significantly. The introduction of computation and computers as tools in mathematics has altered how mathematicians conduct mathematics as well as how scientists, engineers, and social scientists util...
41. APPRAISAL AND CHALLENGES OF INTERNET BANKING SYSTEM IN NIGERIA BANKING ENVIRONMENT
Background of the Study
The application of information and communication technology concepts, techniques, policies and implementation strategies to banking services has become a subject of fundamental importance and concerns to all banks and indeed a pr...
42. CONTRIBUTION OF COMMUNITY BANKS IN THE DEVELOPMENT OF RURAL AREA OF ANAMBRA STATE, A STUDY OF FOUR DIFFERENT BANKS
Background Of The Study
The activity that is referred to as "banking" refers to the procedure by which individuals who need money for immediate and justifiable reasons are able to borrow such money in a timely manner. To put it another way, ba...
43. IMPACT OF DEPOSIT MONEY BANKS ON THE GROWTH OF MICRO ENTREPRISES IN BIDA LOCAL GOVERNMENT AREA, NIGER STATE
Background to the study
Small and medium-scale enterprises (SMEs) are viewed as tools for alleviating poverty in Nigeria and enhancing the country's economy.
Economic development is a long-term process in which an economy's actual...
44. SMALL AND MEDIUM-SCALE ENTERPRISES (SMES) CREDIT FINANCING, FINANCIAL DEVELOPMENT AND ECONOMIC DEVELOPMENT IN NIGERIA
Background of the Study
The importance of small and medium enterprises (SMEs) in achieving economic growth, particularly in developing countries like Nigeria, cannot be overstated. Small and medium-sized enterprises (SMEs) continue to be the bedrock and...
45. PERCEPTION OF CENTRAL BANK OF NIGERIA CASHLESS POLICY BY BANK CUSTOMERS
BACKGROUND OF THE STUDY
The United States of America was the country that started the trend of electronic payment many years ago. Since then, it has spread to other industrialized countries such as the United Kingdom, France, Sweden, an...
46. THE EFFECT OF POST COVID-19 ON THE INTERNAL CONTROL SYSTEM IN BANKING INDUSTRY (GUARANTEE TRUST BANK)
BACKGROUND OF THE STUDY
The word "audit" originates from the Latin word "audire," which literally translates to "to hear in the holding days." The practice of conducting an audit can be traced all the way back to ancient ti...
47. BANKING DISTRESS IN NIGERIA CAUSES AND IMPLICATIONS
ABSTRACT
Is a condition when the Banking system as a whole has negative capital and current profit are insufficient to cover losses to such an extent, that the banking system is unable to generate internally positive capital.
However, Banking...
48. THE EFFECT OF DEREGULATION OF THE BANKING SYSTEM ON PROFITABILITY OF BANKS
Abstract
The study examines the effect of deregulation of banking system on profitability of bank using (UBA) as a case study. In this study, prior literature as it relates to the subject matter were reviewed. Data was collected through administering of constructed ques...
49. IMPLICATION OF ELECTRONIC BANKING AND CUSTOMERS’ SATISFACTION IN NIGERIA BANKS
ABSTRACT
The main focus of this study is to examine impact of e-banking on customers’ satisfaction using Access bank Plc Jos, Plateau State as case stu...
50. MARKET INTEREST RATES AND COMMERCIAL BANK PROFITABILITY: (A CASE STUDY OF FIRST BANK OF NIGERIA PLC (2000 – 2004)
Abstract
This study examined how interest rates affect the profitability of Commercial banks in Nigeria. The study was based on country aggregate level annual data that covered a period of thirteen years 2000 to 2004 and made use of multivariate regression analysis under an e...
