1. A SURVEY OF ACCOUNTING SYSTEM IN COMMUNITY BANKING
BACKGROUND OF THE STUDY
From the smallest receipts and payments of a small club to the published accounts of huge public enterprises, accountancy encompasses the installation of bookkeeping and accounting systems, the writing up of accounts, and the creati...
2. AN EVALUATION OF COMPETITIVE STRATEGY AND ITS IMPACT ON AND ORGANIZATIONAL PERFORMANCE IN THE NIGERIAN BANKING INDUSTRY
BACKGROUND OF THE STUDY
The name Bank is derived from the Italian word banco, which means "desk/bench" and was used by Florentine bankers during the Renaissance to execute this transaction over a desk covered by a green tablecloth. However, th...
3. AN INVESTIGATION OF ELECTRONIC BANKING AND ITS IMPLICATIONS IN NIGERIA BANKS
Background to the study
Electronic banking in Nigeria has been considered by many, particularly economists, as having significant ramifications for the Nigerian economy, particularly the banking industry, over time. Nigeria's economy has benefited g...
4. EVALUATION OF THE ROLE OF CENTRAL BANK OF NIGERIA IN ENSURING EFFICIENT AND EFFECTIVE BANKING OPERATION IN NIGERIA
BACKGROUND OF THE STUDY
The need for supervision and control of commercial banks activities is to ensure that they adhere to the stipulated monetary policies, rules and regulations as well. The last three decades has seen industrialized countries around...
5. THE EFFECT OF E-NAIRA PLATFORM ON NIGERIA COMMERCIAL BANKS
Background Of The Study
Nigeria's financial landscape has never been static. New services and products are offered on a regular basis, changing the way Nigerians engage with financial institutions and the Nigerian monetary and payment system (Adelma...
6. THE EXTENT OF LIABILITY OF BANKS FOR E-BANKING FRAUD
Background to the study
With the global use of progressively more sophisticated internet and information technology (Papazoglou, 2003), electronic banking is developing as a key channel for banking businesses (Wei et al., 2012). Globally, remote banking...
7. THE IMPACT OF E-NAIRA ON DEPOSIT MONEY BANK
Background of the study
Banks are a vital part of every economy. It is the driving force behind society and economic progress. The importance of banking services to any economy's growth and development cannot be overstated. Prior to the introduction...
8. THE INFLUENCE OF E-NAIRA AND SMALL BANKS SURVIVAL
Background of the study
A bank is a financial organization that collects deposits and puts those deposits into lending activities, either directly or through capital markets (Uremadu, S. 2012). Customers with capital shortages are linked to customers wi...
9. THE IMPACT OF CASHLESS POLICY ON ECONOMIC GROWTH OF NIGERIA
Background Of The Study
The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of development where the use and demand for physical cash is gradually declining. These recent evolution of tec...
10. EVALUATION OF THE ROLE OF CENTRAL BANK OF NIGERIA IN ENSURING EFFICIENT AND EFFECTIVE BANKING OPERATION IN NIGERIA
BACKGROUND OF THE STUDY
The need for supervision and control of commercial banks activities is to ensure that they adhere to the stipulated monetary policies, rules and regulations as well. The last three decades has seen industrialized countries around...
11. CASHLESS POLICY AND ITS IMPACT ON ECONOMIC GROWTH OF NIGERIA
Background Of The Study
The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of development where the use and demand for physical cash is gradually declining. These recent evolution of tec...
12. EFFECT OF AUTOMATED TELLER MACHINE ON THE PERFORMANCE OF NIGERIAN BANKS
EXCERPT FROM THE STUDY
Bank customers in Nigeria have a collective sign-of- relief when the Automated Teller Machine (ATM) was introduced as an instrument to aid banking operations in 2006. The introduction of the ATM by financial institutions changed the face of banking in Nigeria but...
13. DETECTION AND PREVENTION OF FINANCIAL FRAUD IN NIGERIAN BANKS
BACKGROUND OF STUDY
Nigerian banking sector continues to be a vital part of the economy. Even since the inception of the nation’s first bank in the 19th century, banks have recorded tremendous growth. In spite of the hardship in the economy, people still rush to w...
14. AN EXAMINATION INTO THE FUNCTIONS OF ELECTRONIC BANKING ON THE DEVELOPMENT OF NIGERIAN ECONOMY
Background Of The Study
Before the emergence of modern banking system, banking operation was manually done which lead to a slowdown in settlement of transactions. This manual system involves posting transactions from one ledger to another which human ha...
15. ASSESSMENT OF MONETARY POLICIES EFFECT ON NIGERIA COMMERCIAL BANK (A CASE STUDY OF ZENITH BANK PLC)
BACKGROUND OF THE STUDY
Credit has remained the backbone of banking operations, hence the majority of banking activities are focused on lending. It is because it provides the majority of the profits. Today, its importance in commercial banking activities stems from the...
16. EVALUATION OF THE ROLE OF NIGERIA AGRICULTURAL CO-OPERATIVE AND RURAL DEVELOPMENT BANK ON NIGERIA ECONOMY
BACKGROUND OF THE STUDY
Banking in Nigeria has seen remarkable changes in the last decade, and the business has developed much above hopeful forecasts. Over time, the number of banks rose, as did the diversity of banks. According to Ironsi (2018), banki...
17. CONTRIBUTION OF COMMUNITY BANKS IN THE DEVELOPMENT OF RURAL AREA OF ANAMBRA STATE, A STUDY OF FOUR DIFFERENT BANKS
Background Of The Study
The activity that is referred to as "banking" refers to the procedure by which individuals who need money for immediate and justifiable reasons are able to borrow such money in a timely manner. To put it another way, ba...
18. EXAMINATION OF MONETARY POLICY AND FINANCIAL PERFORMANCE OF DEPOSIT MONEY BANK IN NIGERIA
ABSTRACT
This research examined the effect of Monetary Policy on the financial performance of Deposit Money Banks in Nigeria. Specifically, the study establishes the effect of Central Bank Rate (CBR) on the...
19. MARKETING CONCEPT AND IT'S APPLICATION IN CUSTOMER SERVICES
ABSTRACT
The need for marketing in banking was not recognized because for a very long time, banking was a seller’s market while most customers had the impression that they were privileged to enjoy the services of a bank. In addition, bankers have...
20. THE IMPACT OF INFORMATION TECHNOLOGY ON BANKING OPERATIONS IN NIGERIA
ABSTRACT
As information technology is the modern trend on banking today, it’s very imperative for banks to access its impact operational performance so as to justify if the capital invested on it is justifiable or not, analyze their problem and profit possible...
21. ASSESSING THE LEVERAGE EFFECT OF E-MARKETING ON PERFORMANCE OF COMMERCIAL BANKS
Abstract
This study examines the leverage effect of E-marketing on performance of commercial banks in Nigeria. The main objective is to investigate how the adoption of internet marketing enhances banking services in Nigeria. The study is a survey...
22. ROLE OF MARKETING IN NIGERIA BANKING SECTOR
ABSTRACT
This study was carried out to examine role of marketing in nigeria banking sector with special reference to GT Bank, Lagos State. Specifically, the study aims to bring about a deeper understanding and insight into the practices of relationship marketing a...
23. THE ROLE OF COMMERCIAL BANKS IN THE DEVELOPMENT OF MONEY AND CAPITAL MARKET IN NIGERIA
Abstract
The study examined the role of commercial banks towards the development of money and capital market in Nigeria. A total for five management staff from seven (7) banks making about thirty (30) respondents were sampled and published data were collected from centr...
24. THE EFFECT OF MONETARY POLICIES OF THE CENTRAL BANK OF NIGERIA (CBN) ON DEPOSIT MONEY BANK
ABSTRACT
The role of Central Bank of Nigeria as the apex regulatory authority in the financial system cannot be over emphasized, most especially through the use of the monetary policy to regulate the supply of money in banking operations. The purpose o...
25. ASCERTAINING THE IMPACTS OF 2019 CBN CASHLESS POLICY DIRECTIVE ON MARKET ORGANIZATIONS (A STUDY OF ONITSHA MAIN MARKET)
Abstract
Before the emergence of modern banking system, banking operation was manually done which lead to a slowdown in settlement of transactions, which massively affected market operations. This manual system involves posting transactions from one ledger to another w...
26. THE PROBLEM OF BANKING SYSTEMS IN NIGERIA
ABSTRACT
Banking in Nigeria has gone through various changes within this decade. The industry has grown beyond optimistic expectation. Over the period, the number of banks expanded five fold, banking operations were substantially deregulated, competitions increased and...
27. THE IMPACT OF INFORMATION AND COMMUNICATION TECHNOLOGY ON MODERN BANKING OPERATIONS IN NIGERIA A CASE STUDY OF TEN SELECTED UNITED BANK FOR AFRICA (UBA) PLC. IN DELTA STATE.
STATEMENT OF PROBLEM
Businesses need to continuously find better and fast ways to adapt to the competitive market place in order to compete in today’s high technology and fast pace environment. Learning organizations provide a framework that encourages finding bet...
28. DESIGN AND IMPLEMENTATION OF A COMPUTERISED BANKING SYSTEM (A CASE STUDY OF UNITED BANK FOR AFRICA)
THE OVERVIEW OF THE STUDY
Banking has come a long way from the time of ledger cards and other manual filing systems. Most banks today are computerized to handle their daily voluminous tasks of information retrieval, storage, and processing. Irresp...
29. IMPACT OF INFORMATION AND COMMUNICATION TECHNOLOGY ON BANKING SECTOR
Abstract
The banking industry of the 21st century operates in a complex and competitive environment characterized by ever-changing economic and financial environment with information and communication technology (ICT) at the center of this change. As Information Technol...
30. THE EFFECTS OF COMPUTERIZED ACCOUNTING SYSTEM ON THE PERFORMANCE OF BANKING INDUSTRY IN NIGERIA
ABSTRACT
The research topic of this study is “The Effect of Computerized Accounting System on the Performance of in Banking Industry – a study of selected banks in Enugu Metropolis. The purpose is to know whether the application of Computerized Accounting System superceeds t...
31. AN EVALUATION OF THE IMPACT OF SUPERVISION AND CONTROL OF THE CENTRAL BANK ON THE PERFORMANCE OF COMMERCIAL BANKS
ABSTRACT
This research project tends to evaluate the impact of supervision and control of the Central Bank on the performance of commercial banks. Access Bank Nig Plc Lagos Branch was used as the case study. To aid this research both primary and secondary data were collected. The instru...
32. THE IMPACT OF TRAINING AND DEVELOPMENT OF HUMAN RESOURCE AS A CRITICAL FACTOR IN THE BANKING SECTOR
ABSTRACT
This research work on the impact of training and development of human resource as a critical factor in banking sector a case study of First bank of Nigerian plc main branch Enugu. The main objective of the study is to evaluate the effect of training and development of human res...
33. MONETARY POLICY AND SECTORIAL PERFORMANCE IN NIGERIA
Background to the study
Monetary polices in Nigeria and the United Kingdom, the central bank of Nigeria and the bank of England act as advisers to the government over monetary polices. The authorities take the final decision on the matters. In Germany,...
34. AN ASSESSMENT OF THE EFFECT OF E-NAIRA PLATFORM ON NIGERIA COMMERCIAL BANKS
Background Of The Study
Nigeria's financial landscape has never been static. New services and products are offered on a regular basis, changing the way Nigerians engage with financial institutions and the Nigerian monetary and payment system (Adelma...
35. AN EVALUATION OF ELECTRICITY INFRASTRUCTURE AS AN IMPEDIMENT TO DIGITAL ECONOMY AND ECONOMIC GROWTH IN LAGOS STATE
BACKGROUND OF THE STUDY
One of the key developments which has immensely impacted on the economic growth pattern in the world in the new “millennium has been the strides in the domain of the Information Technology sector. Information technology has drastically chan...
36. THE ROLE OF INTERNATIONAL ACCOUNTING FOR MULTINATIONAL BANKS AND FINANCIAL INSTITUTIONS
ABSTRACT
This research investigates THE ROLE OF INTERNATIONAL ACCOUNTING FOR MULTINATIONAL BANKS AND FINANCIAL INSTITUTIONS, aiming to enhance financial transparency, regulatory compliance, and risk management. A survey design was chosen to collect data from a large sample of profession...
37. An Examination of Artificial Intelligence Applications in Fraud Detection in Nigerian Banking Systems: A Case Study of Zenith Bank, Kaduna State
1.1 Background of the Study
The increasing sophistication of financial fraud poses significant challenges to banking systems worldwide. In Nigeria, fraudulent activities such as identity theft, account takeovers, and unauthorized transactions have escalated, necessitating advanced tools...
38. The Role of Central Bank of Nigeria in Promoting IFRS Compliance
Background of the Study
The Central Bank of Nigeria (CBN) plays a crucial role in the country’s financial regulatory environment, overseeing the banking sector and ensuring financial stability. As part of Nigeria’s transition to International Financial Reportin...
39. The Role of IFRS in Enhancing Credit Risk Management in Nigerian Banking Sector
Background of the Study
Credit risk management is a crucial aspect of banking operations, as banks need to assess, manage, and mitigate the risks associated with lending. The adoption of International Financial Reporting Standards (IFRS) has provided a standardized appr...
40. The Relationship Between IFRS Adoption and Financial Stability in Nigerian Banks
Background of the Study
Financial stability is essential for the sustainability and growth of banks, and it is closely tied to effective financial reporting and risk management. The adoption of International Financial Reporting Standards (IFRS) is expected to enhance fi...
41. An Examination of Forensic Accounting’s Role in Curbing Money Laundering in Nigeria: A Study of Zenith Bank Plc
Background of the Study
Money laundering is a significant issue that impacts the integrity of financial systems globally, with Nigeria being no exception. The country has long struggled with the illicit movement of funds, often linked to corrupt practices, drug traffick...
42. The Impact of Ethical Lapses on Auditor Independence in Nigeria: A Study of First Bank of Nigeria Plc
Background of the Study
Auditor independence is a cornerstone of credible and reliable financial reporting. Ethical lapses, such as conflicts of interest, financial incentives, and undue influence, threaten the objectivity and impartiality of auditors. These lapses can...
43. The Impact of Corporate Communication on Stakeholder Engagement in the Banking Sector: A Study of Lokoja Local Government Area, Kogi State
Chapter One: Introduction
1.1 Background of the Study
In the banking sector, effective communication with stakeholders—such as customers, employees, shareholders, regulators, and the genera...
44. An Examination of Loan Recovery Strategies in Nigerian Commercial Banks: Evidence from UBA
Background of the Study
Loan recovery is a critical aspect of banking operations, directly impacting profitability and financial stability. In Nigeria, commercial banks like United Bank for Africa (UBA) face significant challenges in recovering non-performing loans (NPLs), which remain...
45. The Financial Implications of Blockchain Adoption in Nigerian Banking Systems: A Study of Zenith Bank
Background of the Study
Blockchain technology has gained significant attention for its potential to revolutionize financial systems by providing secure, transparent, and decentralized solutions for various banking processes. In Nigeria, Zenith Bank, one of the largest commercial banks,...
46. The Impact of Risk Management Practices on Financial Performance in Nigerian Banks: A Case Study of Access Bank Plc
Background of the Study
Risk management is a critical component of modern banking operations, enabling financial institutions to identify, assess, and mitigate potential threats to their stability and profitability. Nigerian banks, like their global counterparts, face d...
47. The Impact of ATM Service Downtime on Customer Satisfaction in Nigerian Banks: A Case Study of First Bank Nigeria
Background of the Study
Automated Teller Machines (ATMs) play a vital role in providing financial services to customers, offering convenience, accessibility, and flexibility in banking operations. In Nigeria, ATMs have become indispensable for cash withdrawals, balance inquiries, and ot...
48. An Examination of ATM Fraud and its Implications on Bank Profitability: A Case Study of Access Bank Nigeria
Background of the Study
The proliferation of Automated Teller Machines (ATMs) has revolutionized banking operations globally by enabling faster and more accessible financial transactions. However, the increasing adoption of ATMs has also brought a surge in fraudulent activities, such as...
49. An Evaluation of the Role of Financial Technology in Improving Banking Efficiency in First Bank Plc, Sokoto State
Background of the Study
Financial technology (FinTech) refers to the use of technology to provide financial services, including banking, payments, investment management, and lending. The rise of FinTech has transformed the banking sector by improving efficiency, reducing costs, and incr...
50. The Influence of Financial Innovation on Banking Sector Efficiency: A Study of Access Bank in Niger State
Background of the Study
Financial innovation refers to the development and adoption of new financial products, services, or technologies that improve the efficiency, accessibility, and competitiveness of the financial sector (Olowu & Adeyemi, 2023). In recent years, the banking sect...
