1. FINANCIAL STATEMENT ANALYSIS AS A BANK LENDING DECISION
ABSTRACT
Commercial banks perform numerous functions. One of the most profitable investments of the commercial banks is granting of loans and advances to those customers that need such including business organization as loans are always needed to...
2. FRAUDS IN NIGERIA BANKS :ANALYSIS AND SOLUTIONS
BACKGROUND TO THE STUDY
The commercial world today has been devastated by random breaches of business ethics. This has resulted to rampant occurrence of white collar crimes committed mostly by top and highly educated professional personnel, these crimes are sometimes eu...
3. CREDIT MANAGEMENT, CREDIT POLICY AND THE PERFORMING OF BANK IN AKURE, ONDO STATE NIGERIA
BACKGROUND OF THE STUDY
Credit is one of the many factors that can be used by a firm to influence demand for its products. According to Horne & Wachowicz (1998), firms can only benefit from credit if the profitability generated from increased...
4. THE EFFECT OF BAD AND DOUBTFUL DEBT ON THE LIQUIDITY OF UBA, KADUNA STATE
ABSTRACT
The major energizer of economic and development in Nigeria since independence is the financial industry. The government has been formulating various monetary and fiscal policies commercial banks under the strict supervision of the Central Bank of Nigeria. T...
5. THE EFFECT OF CORPORATE GOVERNANCE ON THE NIGERIAN BANKING SECTOR
ABSTRACT
The study was conducted to examine the effect of corporate governance in the Nigerian Banking sector. The specific objectives of the study were to determine effect of corporate governance on bank performance and to ascertain the relationship between corporate...
6. CREDIT MANAGEMENT AND INCIDENCE OF BAD DEBTS IN NIGERIA COMMERCIAL BANKS
Abstract
This research work is on credit management and incidence of bad debts in Nigeria commercial banks a case study of African continental bank of Nigeria. On the course of this research work four research objectives, questions and hypothesis were f...
7. PROVISION FOR BAD DEBTS: A STRATEGY FOR ENHANCING BUSINESS GROWTH IN SMES
Abstract
This study presents a framework for understanding the importance of provision for bad debt as it affects the performance of small-scale enterprises. Invariably credit management involves the matter of bad debts and its management. No matter how...
8. MANAGEMENT OF BAD DEBT IN THE NIGERIA BANKING SYSTEM SCOPE AND REMEDIES
PROPOSAL
First of all we define what we understand by management of bad debt in the Nigeria banking system scope and remedies in my own understand. I can say that it is the kind of bank that is been credited with invoice role of being in a very important source of funds.
Also...
9. THE IMPACT OF EFFECTIVE CREDIT MANAGEMENT ON THE PROFITABILITY
Abstract
The study was tailored towards the management of bad debts, the causes of such bad debt and of the First Bank Nigeria Plc. The bad debts of the banks under study are seen to be averagely not to high. In the literature review, in-depth of the concept of bad...
10. THE EFFECT OF LOAN MANAGEMENT IN RELATION TO BANK'S PROFITABILITY
Statement of the problem
The bank’s ability to generate significant profit from loans and advances is constrained by the regulatory authority (CBN). In view of this, the bank must as well achieve th...
12. IMPACT OF BAD DEBT IN COMMERCIAL BANK LENDING IN NIGERIA
ABSTRACT
In carry out this research, Attempts was made to evaluate the causes and the effect of bad bests in banks’ lending. To fulfill this task, we established the objectives of this study which included the identification of the causes of bad debt or the banks...
13. AN EXAMINATION OF THE LEGAL IMPLICATIONS OF MORTGAGES AS COLLATERAL IN NIGERIA
ABSTRACT
The challenge identified by this research was the manner of collaterisation of credits by financial institutions. It was discovered that due to the volume of funds available at the disposal of financial institutions as a result of the consolidation exercise and stiff competitio...
14. AN ANALYSIS OF CREDIT MANAGEMENT IN THE BANKING INDUSTRY (A CASE STUDY FIRST BANK OF NIGERIA PLC. ENUGU.)
ABSTRACT
Credit extension is an essential function of banks and bank management strive to satisfy the legitimate credit needs of the community it tends to serve. This study is aimed at analysing the credit management in the banking industry in Nigeria with particular reference to first...
15. THE IMPACT OF CREDIT MANAGEMENT ON THE PROFITABILITY OF A MANUFACTURING FIRM
ABSTRACT
The aim of this research work is to appraise “The impact of credit management on the profitability of a manufacturing firm focused on Unilever Nigeria Plc Aba”. This is because; trade credit is a short term source of finance and sometimes take the form of bills paya...
16. THE USEFULNESS OF FORENSIC AUDIT IN THE PREVENTION AND DETECTION OF FRAUD
BACKGROUND OF THE STUDY
The incidence of fraud and misappropriation of funds in recent time poses a threat to auditing as a branch of accounting profession because of its perennial nature. This has resulted to questions as to whether auditing actually play any significant role towards t...
17. THE IMPACT OF CREDIT MANAGEMENT ON THE PROFITABILITY OF A MANUFACTURING FIRM (A CASE STUDY OF UNILEVER PLC ABA, NIGERIA)
ABSTRACT
The aim of this research work is to appraise “The impact of credit management on the profitability of a manufacturing firm focused on Unilever Nigeria Plc Aba”. This is because; trade credit is a short term source of finance and sometimes take the form of bills paya...
18. EFFECT OF CREDIT RISK ON BANKS PERFORMANCE IN NIGERIA
Background of Study
Commercial banks play a significant role in the economic development of nations through the financial services they provide. Their intermediation role can be said to be a catalyst for economic growth (Kolapo, Ayeni and Oke, 2012). Lending is no doubt...
