A CRITICAL ANALYSIS OF THE EFFECTIVENESS OF POS AND AVAILABILITY OF FUND DURING THE COVID-19 LOCKDOWN IN NIGERIA
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ABSTRACT
This study was carried out on examine the effectiveness of POS and availability of fund during the covid-19 lockdown in Nigeria using Enugu, Enugu state as case study. To carry out the study, 2 research questions were posed. The study adopted a descriptive survey design. The study was carried out in Enugu state. The population of the study comprised of all the bank service users in Enugu, Enugu State. The population size of the study was 222 participants. The instrument for data collection in this study was structured questionnaire. Data collected were analyzed using frequency Table. The major findings of the study disclosed that there enough POS cash on hand during the lock-down and there access to POS vendors during the Corona virus lock-down. Based on the findings in the phase of a pandemic as deadly as Covid-19, the government specifically local governments that are closer to the people, should design an all-encompassing palliative care policy to cover vulnerable Nigerians including those on contract job, self-employment, or poor income earners in both private and public offices since access to banks and POS are restricted and implies that they many not be able to afford daily necessary needs.
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