0704-883-0675     |      dataprojectng@gmail.com

CREDIT MANAGEMENT AND THE INCIDENCE OF BAD DEBT IN NIGERIA MONEY-DEPOSIT BANKS. (A CASE STUDY OF UNION BANK OF NIGERIA PLC)

  • Project Research
  • 1-5 Chapters
  • Abstract : Available
  • Table of Content: Available
  • Reference Style: APA
  • Recommended for : Student Researchers
  • NGN 3000

                                              ABSTRACT

This research work was undertaken to assess the credit management and the incidence of Bad debts in Money-Deposit Banks.This work was intended to achieve the following objectives: to appraise and determine the lending procedure of banks, to highlight the extent to which improper project evaluation influence  bad debt of Money-Deposit Banks. Relevant data were collected from both primary and secondary sources. Questionnaire was the main primary data collected instrument employed while data from various relevant publications constituted the sources of secondary data. Upon the analysis of data, the following conclusions were drawn; that sound lending requires a clear-well articulated and easy accessible policy document which spells out the philosophy of lending. On the basis of the above findings, it was recommended that banks should ensure that loans given out to customers should be backed by adequate collateral security. Finally, it is the opinion of the researcher that the management of the Money-Deposit Banks should prevent the incidence of bad debts in Nigerian Banks.

 

 

 

 




FIND OTHER RELATED TOPICS


Related Project Materials

IMPACT OF EARLY CHILDHOOD EDUCATION IN NIGERIA

BACKGROUND OF THE STUDY

The development of the fetus begins immediately upon conception. The usual peri...

Read more
THE EFFECTIVENESS OF MONETARY POLICY IN ACHIEVING PRICE STABILITY IN NIGERIAN ECONOMY

EXCERPT FROM THE STUDY

Monetary policy is the set of measures taken by the&...

Read more
THE ROLE OF INDUSTRY CERTIFICATIONS IN ENHANCING EMPLOYABILITY

Abstract: This study investigates the role of industry certifications in enhancing employab...

Read more
PEACEKEEPING IN AFRICA: A CASE STUDY OF ECOMOG INTERVENTION IN LIBERIA

ABSTRACT

Peacekeeping operations have assumed a centre stage in the operation of Internati...

Read more
ANALYSIS OF PROBLEMS OF STUDENT TEACHERS DURING TEACHING PRACTICE IN NIGERIA

ABSTRACT

This study was carried out to analyze of problems of student teachers during teaching pra...

Read more
AN ANALYSIS OF TRADE UNION AND ITS IMPACT ON WORKERS COMMITMENT AND ORGANIZATIONAL PRODUCTIVITY

BACKGROUND OF THE STUDY

The term "trade union" refers to an organizatio...

Read more
INFLUENCE OF EARLY CHILDHOOD EDUCATION ON TIME MANAGEMENT SKILLS

ABSTRACT: The influence of early childhood education on time management sk...

Read more
SHELVING OF LIBRARY MATERIAL IN COLLEGE LIBRARIES  

ABSTRACT

This research work examined shelving of library materials in college libraries with Imo State Polytechnic, Umua...

Read more
ORGANIZATIONAL STRATEGY AND EMPLOYEE PERFORMANCE IN BANKING SECTOR: A CASE STUDY OF ECOBANK PLC, LAGOS TAFAWA BALEWA SQUARE (TBS)

Background of the study

Organizational strategy refers to the comprehensive plan crafted by an organiza...

Read more
design and manufacture of fuel less generator

STATEMENT OF THE PROBLEM

In this country, Nigeria, just like most developing countries in the world, we are faced with t...

Read more
Share this page with your friends




whatsapp