0704-883-0675     |      dataprojectng@gmail.com

DESIGN AND IMPLEMENTATION OF A COMPUTERIZED LOAN MANAGEMENT SYSTEM FOR REJECTING OR APPROVING LOAN REQUEST USING CREDIT RISK AND EVALUATION MODELS.

  • Project Research
  • 1-5 Chapters
  • Abstract : Available
  • Table of Content: Available
  • Reference Style: APA
  • Recommended for : Student Researchers
  • NGN 3000

ABSTRACT

Over the past few years, the financial sector have dedicated numerous resources to developing internal models to better quantify their financial risks and attain economic capital. These endeavors have been supported and recognized by bank regulators. Over time, banks have extended these efforts into the field of giving out loans to qualified customers. The loans are given out based on certain conditions like collateral and other factors, these factors may include checking if the customer is loan worthy, or through customers’ salary structures. These strict conditions must be clearly met by the customer seeking loan offer from the bank or they won’t be qualified for the loan they are requesting for. In this research, a computerized loan management system for rejecting or approving loan request using credit risk and evaluation models is to be designed, to solve the enormous challenges financial institutions face in giving out loans. The concept of giving out loans by banks was well understood and the pros and cons were ascertained, this helped in building the system to meet credit risk and evaluation models. The computerized system will provide less risk for the banks when reviewing customers loan request, the system will ascertain if the customer is loan worthy or not automatically. The newly developed system is automated, effective, comprehensive, interactive, and gives the financial institution less credit risk.

 

 

 





Related Project Materials

CORPORATE GOVERNANCE AND CORPORATE SOCIAL RESPONSIBILITY: MODERATING ROLES OF FIRM SIZE IN NIGERIA

ABSTRACT

The study examines corporate governance and corporate social responsibility, the moderating role of firm size among non-financia...

Read more
THE IMPACT OF INFORMATION TECHNOLOGY IN MARKETING OF BANKING SERVICES

BACKGROUND OF THE STUDY

        Bank as a financial institution is p...

Read more
ASSESSING THE BENEFITS OF EARLY CHILDHOOD SPORTS PROGRAMS ON PHYSICAL DEVELOPMENT

ABSTRACT: This study Assessed the Benefits of Early Childhood Sports Programs on Physical Development. The o...

Read more
A CRITICAL REVIEW OF TEACHERS’ QUALIFICATION AND  SCHOOL ENVIRONMENT; ITS IMPACT ON JUNIOR STUDENT PERFORMANCE IN BASIC  SCIENCE

Statement of the Problem

There are contemporary problems in the teaching and learning of Integrated Sci...

Read more
SUSTAINABLE USE OF CALCIUM CARBIDE RESIDUE TO ENHANCE THE STRENGTH OF CEMENT STABILIZED CLAY SOIL IN ROAD CONSTRUCTION

ABSTRACT

Clayey soil collected along Gwagwalada – Garki road was characterized and classified as A-7-6 soil according to American A...

Read more
EFFECT OF CLASS SIZE ON STUDENTS’ ACADEMIC PERFORMANCE IN SOCIAL STUDIES

Background to the Study

According to Adeyemi and Adu (2010), it is widely accepted that education is on...

Read more
THE EFFECT OF STAFF WELFARE SCHEME ON EMPLOYEE PRODUCTIVITY

 

ABSTRACT

The Nigerian Local Government system has been fraught with a lot of problems since its incepti...

Read more
ATTITUDES OF LIBRARIANS TOWARD MARKETING INFORMATION RESOURCES AND SERVICES IN UNIVERSITY LIBRARIES IN NIGERIA

ABSTRACT

The study examined the attitudes of librarians toward marketing information resources and services in university libraries in No...

Read more
EFFECT OF RATIONAL EMOTIVE BEHAVIOUR THERAPY ON THE LEVEL OF GENERAL AND EXAMINATION ANXIETIES AMONG STUDENTS

ABSTRACT

 This study will critically analyze published research on the effectiveness of Rational Emotive Education...

Read more
IMPACT OF MOTOR DEVELOPMENT IN CHILDREN WITH CEREBRAL PALSY ON THE QUALITY OF LIFE AND GENERAL HEALTH STATUS OF CAREGIVERS

ABSTRACT

Cerebral Palsy (CP) is a neuropaediatric condition which occurs as a result of damage to an immature brain resulting in abnormal...

Read more
Share this page with your friends




whatsapp