ABSTRACT
The study examined the impact of liquidity management on the financial performance of commercial banks in Nigeria. The study adopts the use of primary data from 5 commercial banks still operating within (2012-2016), which are Zenith Bank, United Bank for Africa, Wema Bank, Access Bank and Union Bank. The study employed the survey design and the purposive sampling technique to select 450 staff across management, senior and junior level. A well-constructed questionnaire, which was adjudged valid and reliable, was used for collection of data from the respondents. The data obtained through the administration of the questionnaires was analyzed using the Pearson correlation analysis. The results showed that there is positive and significant relationship between liquidity ration and financial performance (r=0.772; p<0.05); a positive and significant relationship exists between cash reserve ratio and financial performance (r=.896; p<0.05); a positive and significant relationship exists between loan to deposit ration and financial performance (r=0.772; p<0.05). The study concludes that there is a significant relationship between liquidity ratio, cash reserve ration and loan to deposit and financial performance in commercial bank of Nigeria. The study suggested that commercial banks should ensure that expenditure are properly managed in a manner that it will raise the company’s liquidity performance capacity; commercial banks should direct its expenditure towards the productive departments as it would reduce the cost of doubt and risk; there is need for efficient management of liquidity ratio, cash reserve ratio and loan to deposit in such a way to stimulate the company to grow.
ABSTRACT: GOVERNMENTAL ACCOUNTING FOR INTERNATIONAL AID AND DEVELOPMENT PROJECTS
This study investigates governmental accounting for inte...
ABSTRACT
The term unemployment can be defined as an economic condition marked by the fact that individuals actively seeking jobs remain u...
The Plasmodium parasite, which is responsible for malaria, as well as nematode worms, such as Wuchereria bancrofti, which are responsible for filar...
ABSTRACT
The Coastal and Inland Shipping (Cabotage) Act1 was enacted on 30th April 2003 to reform maritime business within the coast of N...
EXCERPT FROM THE STUDY
EXCERPT FROM THE STUDY
Bank customers in Nigeria have a collective sign-of- relief when the Automated Teller Machine (ATM) was introduced...
ABSTRACT
The exudate from cashew tree, referred to as cashew gum (CG) had been investigated for use as binder in conventional tablet form...
THE IMPACT OF DIGITAL TRANSFORMATION ON BUSINESS AGILITY
The study aims to: (1) investigate the impact of digital transformation on busin...
ABSTRACT
This research project was embarked upon to evaluate the role of public relations in the bankin...
Abstract:
This study aims to (1) evaluate the impact of strategic innovation management on business perfor...