ABSTRACT
This study is on micro-credit and Small and medium scale enterprises (SMEs): loans accessibility, and profit impact on SMEs. My main aim of carrying out this research is to investigate if micro finance institutions issue out loans to SMEs, and the impact of micro-credit on the profitability of SMEs and problems encountered by these institutions. Also other programs similar to micro finance and models of findings in other countries were pointed out. In the review of related literature area, such as their objectives, their past performances were carried out thoroughly using primary data (questionnaires).Collected data where analyzed, summarized, and interpreted accordingly with the aid of descriptive statistical techniques such as total score and simple percentage, using pie charts and tables. Chi square technique was adopted. Based on the findings of this study, the researcher found out that SMEs have greater access to micro-credit, and MFIs has contributed to Business, Financial and Managerial Training of SMEs. Also, SMEs face challenges such as Inability to provide the collateral securities in cases where they are demanded, and high interest rate. Finally, the researcher recommended that credits should client-oriented and not product- oriented, proper and extensive monitoring activities should be provided for clients who are granted loan, and business and financial training should be provided by MFIs on a regular basis.
ABSTRACT
This study shows how to monitor the movement of cattle using wireless sensor nodes powered by a renewable energy source capable...
ABSTRACT
The property industry in Nigeria has been confronted with pressure due to population growth and urbanization ch...
Abstract: This study explores strategies for promoting lifelong learning habits in vocation...
ABSTRACT
This study investigated the impact of cooperative learning strategy on proces...
Abstract: THE PERCEPTION OF INVESTIGATIVE INTERVIEWING TECHNIQUES AMONG FORENSIC ACCOUNTANTS
This study investigates the perception of in...
Background to the Study
Literature is a carrier and reflector of society which captures the life and essence of a people’s existenc...
ABSTRACT
Crime is a public wrong. It is an act strongly disapproved by society. Crime includes...
Huge amount of hydrocarbon in place is left unrecovered. Integrated reservoir management, inaddition to the u...
Abstract
The study examined effect of pricing strategy on sales performance, a study of Unilever Nigeri...
ABSTRACT
Nigerian environment has been threatened as a result of human activities and natural disasters. This is worsened by the ignoranc...