17 | Student Researchers |
Background of the study
The National Health Insurance Scheme (NHIS) was established in Nigeria in 2005 with the aim of providing accessible, affordable, and qualitative healthcare services to all Nigerians, including civil servants. However, despite the implementation of the NHIS, there are concerns about the level of knowledge and utilization of the scheme among civil servants, particularly in institutions like the Federal Medical Centre, Anyigba (...
Available | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
Background of the study
Regulation of Nigeria’s insurance industry has become substantially intensified in the last two decades. This paper critically evaluates the philosophy and challenges of insurance regulation in the context of post-authoritarian governance and increasing economic liberalization in Africa’s potential largest insurance market. The last two decades has witnessed among others, government regulatory intervention through the establishmen...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
Background of the study
Regulation of Nigeria’s insurance industry has become substantially intensified in the last two decades. This paper critically evaluates the philosophy and challenges of insurance regulation in the context of post-authoritarian governance and increasing economic liberalization in Africa’s potential largest insurance market. The last two decades has witnessed among others, government regulatory intervention through the estab...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
Abstract
In establishing the burden of costs, the principle underlying the calculation of differentiated premium in the insurance portfolio is characterized by a pricing process that involves the classification of all risks regarding factors of influence. This classification is based on known observable characteristics of the insured. However, there are many other important factors that are unobservable by the insurer which cannot be taken into account a-priori when pricing motor li...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
BACKGROUND OF THE STUDY
“Risk is a phenomenon which has been in existence since the beginning of the world. Risk exists whenever the future is unknown” (Lemon 1989: 17). This means that the word implies some element of doubt about future and the outcome may be worse than what it had been at the moment. This man in his daily operations could be viewed as a risk...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
BACKGROUND TO THE STUDY
Insurance is a provision of a system of compensation for loss, damage, sickness, death and other unbearable circumstances in return for regular payment of a pre-determined premium (Ekanem, 2011). Insurance companies are important for both businesses and individuals as they indemnify the losses and put them in the same positions as they were before the occurrence of the loss. Insurers also provide economic and social benefits in the society i.e. prevention of...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
Abstract
Evaluation of the impact risk survey in the manufacturing firm in Nigeria. The research was aimed at evaluation the impact of risk survey in manufacturing firms in Nigeria with a case study of Emenite Limited which is the researchers’ topic, objective of this study is to determine how risk managers survey their risk and how it is being control in manufacturing firm, and also these underwriting consideration in risk survey. The research method us...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
Background of the study
A communicable disease is an illness caused by a specific infectious agent or it's toxic products(1) .It arises through transmission of that agent or its products from an infected person or animal to a susceptible host either direct or indirectly through an intermediate plant or animal host ,vector or the inanimate environment (2). Infectious disease can be a major cause of ill...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
ABSTRACT
Risk if not well managed could lead to collapse for most organisations especially those whose core business deals with day to day handling of risk. Risk management should, therefore, be at the core of an organization’s operations by integrating risk management practices into processes, systems and culture of the entire organization. This involves identifying and analysing risks, developing and implementing risk handling techniques and monitoring the p...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
ABSTRACT
This study investigates the determinants of the effect of consumer behaviour on insurance business in Nigeria. It analyze the interpretation of data collection from respondents. The research questionnaire were draw to get data from banking, civil service, self-employed, married/single and divorced. The result of the questionnaire were used for positive correlation co-efficient which means that consumer perception about risk infl...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
ABSTRACT
The study examined the impact of capital structure on the profitability of selected quoted insurance companies in Nigeria between 2011 and 2016. The data were obtained from the published financial reports of selected firms. The panel data analysis was employed in the study.
The findings showed that: Total debt ratio (β= 0.07; p>0.05) and debt-to-equity ratio (β= 0.01; p>0.05) had insignificant positive impact on return on asset of...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
Abstract
Out-of-pocket payment dominates the bulk of health care financing in Osun State as in other parts of Nigeria. Pre-payment plans which have been identified to turn the unexpected health expenditures into predictable form of payments have not received desirable consideration. Given the importance of such prepayment scheme, the aim of this study is to assess willingness to pay for community based health care financing scheme among rural and urban households in...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
Abstract
The aim of this project is to review and evaluate both physical, social and economic effect of the acturist analysis of Nigeria Reinsurance management in development of an economy. Using expo-facto research design and inferential statistic analysis; the study tested the sign of the significant relationship between dependent variable (profitability (ROA)) and set of independent variable (Net Retention ratio, Net Claim ratio, Net Commission ratio, and Ratio o...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
ABSTRACT
The main purpose and focus of this study was to investigate and bring to limelight the roles of insurance company in management of risk in medium scale organization. The researcher used Usmer water ventures located at No. 2 Hospital Lane Uyo, Akwa Ibom State for her study. In order to achieve the objectives of the study, seven (7) research questions and five (5) hypothesis were formulated to give a proper guide to the study, literatures that were...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
ABSTRACT
Insurance by nature, is not a modernday concept. It has a development history of so many – centuries. The art of insurance has grown as a result of individual, corporate bodies and government need for the fortunes of lives and business. Therefore, the types and classes of account were those which were expected to show to the venturers, i.e. the owner of business, government and individuals.
It is base...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
Abstract
The purpose of this research work was to identify the impact of insurance services in the Nigerian economy. This is because most of Nigerians looks at insurance industry as a weak and poor industry with little or no impact in the Nigerian economy. However, the researcher carefully x-ray the implication of effective contribution of insurance services to the Nigerian economy and also review the relationship between insurance industry and othe...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
Abstract
The main purpose of this research work is to examine the historical background of the Nigerian insurance industry with emphasis on the development of modern insurance industry in Nigeria, the role and performances of the insurance industry as well as the clarification of insurance business in Nigeria and to ascertain whether the growth of insurance industry has been consistent with the social economic development of the country. Examination of the scope and structure of the in...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
ABSTRACT
This research work is on the topic, “The Management of Pension Scheme in Nigeria (Problems and Prospects). The project is aimed at examining the challenges faced by management of pension scheme in Nigeria and achievement or prospects recorded so far. The writer in reviewing literature of this work employed a historical method. In chapter three the researcher made use of survey research plan in which questionnaires were split into section, strat...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
Abstract
This study is titled the implications of ownership structure of insurance companies on policy holders patronage. I looked into the problem that often associates with ownership structure of insurance companies in Nigeria like lack of fund for expansion in order to carryout its day to day activities, bad records of some past insurance companies in Nigeria, the background of the company and lack of governments total supervision over the compan...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
ABSTRACT
This project work is aimed at giving an insight of what the prudential guidelines on insurance companies hold for the industry in the nearest future. It is centered on the impact of issued guideline by the various regulatory bodies like the insurance. Decree of 1976 and 1991 and the establishment of the various bodies like the NISB and others. It also examine the performance appraisal of the insurance companies with a vi...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
ABSTRACT
Claims settlement, which dates as far back as the history of insurance, is the only reason the consumer (insured) buys an insurance product. The fast administration of Claims is therefore not only a legal obligation of an insurance firm, but a strong public relations and marketing strategy. The response to claims has rather been poor in Nigeria and this is of great concern, since a thriving economy depends to a large extent on...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
Abstract
Management Information systems have become an integral part of every corporate organization, especially the insurance industry in facilitating organizational performance, planning process and the prospect of achieving organizational goals and objectives. The enormous numbers of employees engaged in the insurance sector coupled with numerous customers made decision taking and dissemination of information by the management time consuming ther...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
BACKGROUND TO THE STUDY
Insurance is a provision of a system of compensation for loss, damage, sickness, death and other unbearable circumstances in return for regular payment of a pre-determined premium. Insurance companies are important for both businesses and individuals as they indemnify the losses and put them in the same positions as they were before the occurrence of the loss. Insurers also provide economic and social benefits in the society i.e. prevention o...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
ABSTRACT
This research work, the researcher examined the problems and prospects of marketing of life assurance policies in Nigeria. The information for the study was collected using primary and secondary methods of data collection. For the primary data collection, questionnaire was used while existing literature relevant to the topic was consulted for the secondary data. The sample size was determined using Taro Yamani formula the percentage method was used for...
APA | 1-5 Chapters | 50 Pages |
17 | Student Researchers |
GENERAL OVERVIEW OF THE STUDY
The uncertainty which doubt the future is a significant that normally bring in the element of risk in any business arrangement. The existence of risk in any concern simply means that certain loss must arise if the risky event happens. A contract of insurance broadly happens. A contract of insurance, broadly speaking is a contract in which one party called the insurer agrees to pay a given sum of money upon the happening of a particular...
APA | 1-5 Chapters | 50 Pages |