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1. E-NAIRA AND IT’S IMPLICATIONS ON THE FINTECH SECTOR

10 Student Researchers Quantitative

Background of the study

Financial service delivery is progressively merging with developing technologies in Nigeria, resulting in the already well-known 'financial technology.' Fintech was not a thing a few years ago, or rather, there was a significant gap between the supply of financial services and technological advancements. However, things are done differently in the financial market nowadays, and practically every entrepreneur is talking about Fintech....

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2. EVALUATION OF THE ROLE OF CENTRAL BANK OF NIGERIA IN ENSURING EFFICIENT AND EFFECTIVE BANKING OPERATION IN NIGERIA

10 Student Researchers Quantitative

BACKGROUND OF THE STUDY

The need for supervision and control of commercial banks activities is to ensure that they adhere to the stipulated monetary policies, rules and regulations as well. The last three decades has seen industrialized countries around the world face multitude of shocks, which led to the inflationary experience of many countries during the 1970s, to the exchange rate crises during the early 1990s (Yamin, 2004). The monetary experie...

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3. THE BENEFIT OF E-NAIRA TO UNBANKED NIGERIANS

10 Student Researchers Quantitative

Background of the study

Many millions, if not billion of people will be able to use a range of convenient, accessible, and dependable financial instruments for the first time in the not-too-distant future, regardless of their proximity to traditional financial institutions. According to Global Findex database (2017), nearly 1.7 billion individuals remain unbanked without an account at a financial institution or through a mobile money...

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4. THE EFFECT OF E-NAIRA PLATFORM ON NIGERIA COMMERCIAL BANKS

10 Student Researchers Quantitative

Background Of The Study

Nigeria's financial landscape has never been static. New services and products are offered on a regular basis, changing the way Nigerians engage with financial institutions and the Nigerian monetary and payment system (Adelman 2015). Prior to the introduction of electronic devices in the delivery of banking services in Nigeria, banking operations were and continue to be plagued by ineptitude, time-consuming bureaucracy, b...

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5. THE EXTENT OF LIABILITY OF BANKS FOR E-BANKING FRAUD

10 Student Researchers Quantitative

Background to the study

With the global use of progressively more sophisticated internet and information technology (Papazoglou, 2003), electronic banking is developing as a key channel for banking businesses (Wei et al., 2012). Globally, remote banking is regarded as a characteristic of the new economy, which involves electronic transactions between banks and their customers (Banstola, 2007). Electronic banking, generally referred to as e- banking,...

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6. THE IMPACT OF ENAIRA IN TRACKING MONEY LAUNDERING AND FRAUD IN NIGERIA

10 Student Researchers Quantitative

Background of the study 

The promotion of cashless policies has become a driving factor for global economies to investigate currency digitalization as it fast tracks online transactions. Various uses of e-transaction, including as e-banking, e-ordering, and online publishing/online retailing, are constantly influencing trends and possibilities for business over the Internet. A more developed and mature electronic environme...

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7. THE IMPACT OF E-NAIRA ON DEPOSIT MONEY BANK

10 Student Researchers Quantitative

Background of the study

Banks are a vital part of every economy. It is the driving force behind society and economic progress. The importance of banking services to any economy's growth and development cannot be overstated. Prior to the introduction of electronic devices in the delivery of financial services in Nigeria, incompetence, time-consuming bureaucracy, bottlenecks, lengthy lines, crowds, and other public complaints plagued banking opera...

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8. THE INFLUENCE OF E-NAIRA AND SMALL BANKS SURVIVAL

10 Student Researchers Quantitative

Background of the study

A bank is a financial organization that collects deposits and puts those deposits into lending activities, either directly or through capital markets (Uremadu, S. 2012). Customers with capital shortages are linked to customers with capital surpluses by a bank holding funds in trust for them. Because of their critical position in the financial system and the economy as a whole, banks are extensively regulated. The majority of...

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9. THE RELATIONSHIP BETWEEN E-NAIRA AND E-BANKING

10 Student Researchers Quantitative

Background of the study

The notion of electronic banking was born as a result of technological improvement in the banking system. Customers no longer need to visit a physical financial institution to complete a transaction; instead, they can do it from the comfort of their own home using internet and mobile technologies. E-banking is a contemporary, completely automated service that delivers traditional banking products to consumers using informatio...

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10. THE CONTRIBUTION OF FINANCIAL INSTITUTION IN THE DEVELOPMENT OF NIGERIA ECONOMY

10 Student Researchers Quantitative

BACKGROUND OF THE STUDY

Having chosen this topic to write on, my objectives is to find out the roles played by our financial institutions in our present economic situation whether they being followed in this time of economic recession their effects on the economy and the extents to which they have gone in helping to revamp  the economy. Financial institutions.

The historical background or theses financial institution are made up of banking and non-ba...

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11. THE CONTRIBUTION OF FINANCIAL INSTITUTION IN THE DEVELOPMENT OF NIGERIA ECONOMY

10 Student Researchers Quantitative

BACKGROUND OF THE STUDY

Having chosen this topic to write on, my objectives is to find out the roles played by our financial institutions in our present economic situation whether they being followed in this time of economic recession their effects on the economy and the extents to which they have gone in helping to revamp  the economy. Financial institutions.

The historical background or theses financial institution are made up of banking and non-ba...

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12. THE IMPACT OF MORTGAGE BANKING IN NIGERIANS ECONOMIC DEVELOPMENT PROGRAMMES

10 Student Researchers Quantitative

BACKGROUND OF THE STUDY

FEDERAL MORTGAGE BANK OF NIGERIA (FMB)

Housing is one of the Importance factors that determine Urban forms and constitutes the single most serious problem facing large cities in Nigeria today.

In the 1950s and 1960s, the need to finance housing in Nigeria remained so small mainly because of low urbanization level.  The byoyancy of the Nigeria economy in the 1970s and...

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13. EVALUATION OF THE ROLE OF CENTRAL BANK OF NIGERIA IN ENSURING EFFICIENT AND EFFECTIVE BANKING OPERATION IN NIGERIA

10 Student Researchers Quantitative

BACKGROUND OF THE STUDY

The need for supervision and control of commercial banks activities is to ensure that they adhere to the stipulated monetary policies, rules and regulations as well. The last three decades has seen industrialized countries around the world face multitude of shocks, which led to the inflationary experience of many countries during the 1970s, to the exchange rate crises during the early 1990s (Yamin, 2004). The monetary experie...

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14. IMPACT OF SERVICE QUALITY ON CUSTOMER RETENTION IN THE NIGERIAN BANKING SECTOR

10 Student Researchers Quantitative

ABSTRACT:- The study examined the impact of service quality on customer retention in the Nigerian banking sector. Staff of selected branches of First Bank Plc. in Aba-Owerri Road, Aba, Abia State served as the sample population. The study adopted the survey research design using primary source of data with questionnaire as instrument of data collection. A total of 100 copies of questionnaire were administered, out of which 82 questionnaires were dul...

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15. MICRO FINANCIAL INSTITUTIONS AND THEIR IMPACT ON THE GROWTH OF SMALL AND MEDIUM SCALE BUSINESS

10 Student Researchers Quantitative

Background to the Study

The development of the various sectors of any economy is the basis for its survival, different measures have been   put in place by the Federal Government of Nigeria in order to achieve this objective, such as, the establishment of  the Finance and Research Institution in 2001, provision of direct financial assistance to small business  organization, the Small and Medium Industries  Equity Investment Scheme  (SMIEIS)...

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16. EVALUATION OF MORTGAGE BANKING AND ITS IMPACT ON NIGERIANS ECONOMIC DEVELOPMENT PROGRAMMES

10 Student Researchers Quantitative

BACKGROUND OF THE STUDY

Housing is one of the Importance factors that determine Urban forms and constitutes the single most serious problem facing large cities in Nigeria today.

In the 1950s and 1960s, the need to finance housing in Nigeria remained so small mainly because of low urbanization level.  The byoyancy of the Nigeria economy in the 1970s and the uneven spatial distribution of industrial development accelerated the rate of u...

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17. A SURVEY ON DEPOSIT MONEY BANKS AND THEIR IMPACTS ON THE GROWTH OF MICRO INDUSTRIES IN NIGERIA

10 Student Researchers Quantitative

EXCERPT FROM THE STUDY

Micro, small, and medium firms, which are typically risk-appraised by lenders as the "lower end" of the credit market, sometimes experience discrimination from formal credit providers, resulting in strict credit restriction and hefty risk-premium charges, if they are able to acquire credit at all. The restrictive situation stems from their inability to back up lending offers with traditional preferred securities such as mortgages, la...

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18. CUSTOMER ORIENTATION IN BANKING INDUSTRY

10 Student Researchers Quantitative

EXCERPT FROM THE STUDY

Contemporary banks increasingly realize that customer orientation is a very important factor for their success in increasing their business performance in respect of customer treatment, customer focused bank structure and supporting customer with bank technology. Customer orientation focused on a strategy that can help them build strong relationships with their customers and increase their profits through the right management system and the application of cust...

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19. EFFECT OF AUTOMATED TELLER MACHINE ON THE PERFORMANCE OF NIGERIAN BANKS

10 Student Researchers Quantitative

EXCERPT FROM THE STUDY

Bank customers in Nigeria have a collective sign-of- relief when the Automated Teller Machine (ATM) was introduced as an instrument to aid banking operations in 2006. The introduction of the ATM by financial institutions changed the face of banking in Nigeria but with some inherent challenges.

According to Edwin (2009) in his paper, Automated Teller Machine and Electronic Payment System in Nigeria, “ATM played a key role in any retail banks&rsq...

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20. INFORMATION TECHNOLOGY AND ITS IMPACT ON CUSTOMERS SATISFACTION AND PROFITABILITY IN NIGERIA BANKS

10 Student Researchers Quantitative

EXCERPT FROM THE STUDY

Goldberg describes information technology as a series of machines that can execute sequence of instructions. The sequence of instructions is a programmed made particularly flexible and not rigid and can be changed depending on the information being processed. Information technology can be defined as modern handling information via electronic means, which involves its access, storage, processing, transportation or...

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21. MICROFINANCE BANK AND ITS IMPACT ON SMALL AND MEDIUM ENTERPRISES IN NIGERIA

10 Student Researchers Quantitative

EXCERPT FROM THE STUDY

The idea of creating Micro Finance Institutions (MFIs) is to provide an easy accessibility of SMEs to finance/ fund particularly those which cannot access formal bank loans. Microfinance banks serve as a means to empower the poor and provide valuable tool to assist the economic development process. Kolawole (2013) is of opinion that the promotion of micro enterprises in developing countries is justified because of their abilities to foster eco...

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22. AN ASSESSMENT OF PUBLIC RELATIONS STRATEGIES IN THE NIGERIA FINANCIAL INSTITUTIONS

10 Student Researchers Quantitative

ABSTRACT

The research work titled an assessment of public relations strategies in the Nigerian financial institution which focused on UBA bank Gboko is aimed at evaluating the duty of public relations in the banking sector which the researcher employed some research method in explaining the method which the research is been carried out. Public Relations is the art and social science of analyzing trends, predicting their organizational consequen...

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23. CREDIT MANAGEMENT IN THE BANKING SECTOR AND ECONOMIC GROWTH OF NIGERIA

10 Student Researchers Quantitative

ABSTRACT

In Nigeria, the banking sector is an important part of the financial system, the banking sector dominate the Nigeria financial system as it accounts for about 90% of the total assets in the system. This study is carried out to examine credit management in the banking industry and economic growth in Nigeria. Statistical Package for Social Science (SPSS) and Chi-square were applied to validate the result spanning across 2000-2013. The study relies on pu...

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24. DETECTION AND PREVENTION OF FINANCIAL FRAUD IN NIGERIAN BANKS

10 Student Researchers Quantitative

BACKGROUND OF STUDY

Nigerian banking sector continues to be a vital part of the economy. Even since the inception of the nation’s first bank in the 19th century, banks have recorded tremendous growth. In spite of the hardship in the economy, people still rush to work in banks compared to other sectors with the belief of finding greener pastures there. With such negative motives as making money fast in minds, some people go to banks and when they can’t ma...

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25. BUDGETARY CONTROL: AN EFFECTIVE TOOL FOR PLANNING AND CONTROL IN THE BANKING INDUSTRY

10 Student Researchers Quantitative

ABSTRACT

This study was carried out to examine budgetary control as an effective tool for planning and control in the banking industry using guarantee trust bank (GTB) as a case study. Specifically, the study determines whether budgets are set and pursued in banking industries. The study also, investigate the management control practice in terms of budgets being tool for management control. The study further,  identify the reason...

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26. BUSINESS COMBINATION AND FINANCIAL PERFORMANCE OF BANKS IN NIGERIA BANKING INDUSTRY

10 Student Researchers Quantitative

ABSTRACT

In this research work titled “Business combinations and financial performance of banks in Nigeria banking industry” the researcher examined the relationship between total asset of Nigerian banks on the return on asset of the bank. The relationship between volume of shares of banks on the return on asset of the banks. The association between earning per share and return on asset of Nigerian banks. And also the relationship betwee...

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27. THE EXTENT OF LIABILITY OF BANKS FOR E-BANKING FRAUD

10 Student Researchers Quantitative

ABSTRACT

In this study, our focus was on the extent of liability of banks for e-banking fraud, Enugu State as case study. The study is was specifically focused on examining the e-banking fraud risks that are of high concern in the Nigerian banking sector; investigating the perceived factors that have considerable influence on the increase in e-banking fraud in Nigeria; examining the current significant mechanisms for e-banking fraud prevention in th...

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28. EVALUATING THE IMPACT OF BANK DISTRESS ON THE PROFIT GROWTH OF DEPOSIT MONEY BANKS

10 Student Researchers Quantitative

ABSTRACT

This work “Evaluating the impact of Bank Distress on the profit growth of Deposit Money Banks. The causes of bank distress in Nigeria and the possible prevention strategies or failure resolution options of bank distress. The review of related literature was done to give an in depth knowledge of the topic to the researchers. Both primary and secondary sources of data were used by the researchers.  Simple statistical tools like chi...

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29. EXAMINATION OF COVID-19 SAFETY COMPLIANCE LEVEL IN THE BANKING SECTOR

10 Student Researchers Quantitative

ABSTRACT

This study was carried out to examine covid-19 safety compliance level in the banking sectors using First bank plc and Access bank plc in Asaba, Delta state as a case study. Specifically, the study was aimed at assessing the different established covid-19 safety prevention measures; investigate the various covid-19 safety measures banking sectors adhere to; and determine the level of covid-19 safety compliance in banking sect...

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30. EFFECT OF AUTOMATED CLEARING SYSTEM ON BANK PERFORMANCE IN BANKING

10 Student Researchers Quantitative

GENERAL DESCRIPTION OF THE STUDY

The cheque clearing system is the means whereby bank exchange cheque drawn each others through clearing system. Clearing system on the other hand is the medium through which proceeds of cheques and other payment instrument are transferred from the paying bank to collecting bank.

The Nigerian automated clearing system (NACS) which book-off on October 21, 2002 as a result of the time function that affects cle...

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31. EFFECT OF COVID-19 ON BANKING SYSTEM IN NIGERIA

10 Student Researchers Quantitative

BACKGROUND OF THE STUDY

A pandemic is a disease outbreak that spreads across countries or continents. It affects more people and takes more lives than an epidemic, which according to the World Health Organization (WHO) declared COVID-19 to be a pandemic when it became clear that the illness was severe and that it was spreading quickly over a wide area.

The shocking and sudden outbreak of the Coronavirus pandemic (Covid-19) in late 2019 and...

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32. EFFECT OF COVID-19 ON THE BANKING SECTOR

10 Student Researchers Quantitative

BACKGROUND OF STUDY

The COVID-19 outbreak is a global pandemic. It originated in December 2019 in the Chinese city of Wuhan, and has rapidly impacted to a greater extent in most parts of the world (James 2020). COVID-19 has affected and continues to affect all global areas and regions due to its highly infectious nature (Ayomide 2020).

COVID-19 popularly known as Coronaviruses (CoV-19) are a large family of viruses that causes health abnor...

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33. EFFECT OF WORKFORCE DIVERSITY ON EMPLOYEE PERFORMANCE IN NIGERIAN BANKING INDUSTRY

10 Student Researchers Quantitative

ABSTRACT

The purpose of this paper is to examine the effects of workforce diversity on employee performance. The survey research design method was adopted for the paper. The instrument used to gather relevant data for the study was the questionnaire. The study centred on the Nigerian Banking Sector to examine the level of diversity practiced in terms of gender, age, ethnicity and educational in Nigerian Organizations. First Bank of Nigeria Plc, Ota,...

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34. EFFECTIVENESS OF HUMAN RELATIONS IN THE BANKING INDUSTRY

10 Student Researchers Quantitative

ABSTRACT

This study was carried out to examine the “Effectiveness Of Human Relations In The Banking Industry” using Guaranty Trust Bank Plc Kaduna, as a case study. Specifically, the study was aimed at finding out how human relations has improved the level of standard of performance, find out how human relations has assisted in achieving effectiveness in management, discover, the effect of supervision and or group performance of man...

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35. EFFECTS OF BANK DISTRESS ON THE SAVING HABITS OF THE RURAL DWELLERS

10 Student Researchers Quantitative

ABSTRACT

This research work examined the “Effect of Bank distress on the saving habit of the rural dwellers”  it investigated the causes and characteristic of bank distress in the Nigerian economy. Many related literature were reviewed as the researchers collected data for this work. In remote communities where banking habit was poorly developed the exercise of changing bank notes in 1984 forced people to travel scores of mills...

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36. EFFECT OF COVID-19 ON THE BANKING SECTOR

10 Student Researchers Quantitative

ABSTRACT

This study was carried out on the effect of corona virus (covid-19) on the Nigeria bank sector. The Covid-19 pandemic has generated shocks that have caused economic fluctuations globally, calling for an understanding of the behaviour of macroeconomic variables. This study presents an early review of the macroeconomic impact of the Covid-19 pandemic in Nigeria. The study adopted the survey research design and randomly enrolled participa...

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37. EFFECT OF COVID-19 ON BANKING SYSTEM IN NIGERIA

10 Student Researchers Quantitative

ABSTRACT

This study was carried out on the  effect of covid-19 on banking system in Nigeria using access bank Yaba branch Lagos state as case study. To achieve this 4 research questions were formulated.  The survey design was adopted and the simple random sampling techniques were employed in this study. The population size comprise of the entire Staff of Access bank Yaba branch Lagos state. In determining the sample size, the researcher pu...

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38. APPRAISAL OF THE EFFECTIVENESS OF RURAL BANKING PROGRAMME

10 Student Researchers Quantitative

Background of the study

Globally, majority of nations populace reside in rural locale. As stated in United Nations (2022) report, the world population is currently estimated to be over 7.3 billion of which about 56 percent resides in rural areas struck with poverty and low standard of living. At the beginning of this millennium, poverty was estimated to affect 1.5billion people in the world. (UNDP, 2008). intriguingly, Afric...

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39. BANK CREDIT FACILITY AND CUSTOMERS’ SATISFACTION

10 Student Researchers Quantitative

Background to the Study

The banking system is a very strong element of the entire edifice of the nation. A bank is simply an institution that provides the minimum banking services and which is licensed by the federal government as a banking institution. Such minimum banking services includes;

(a) Acceptance of deposit from the general public

(b) Making payments to the depositors on demand to the extent of the money available in t...

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40. ASSESSMENT OF COMMUNICATION AS A TOOL FOR EFFECTIVE MANAGEMENT IN THE BANKING INDUSTRY

10 Student Researchers Quantitative

Background Of The Study

Despite the vital role communication plays in the day-to-day running of an organization there are still numerous cases of ineffective communication in many organization.

The causes of communication problems in the organization could be attributed to the following factors of variables. When the management of an organisation are friendly and have a good working report, communication tends to be effective but as s...

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41. CREDIT MANAGEMENT, CREDIT POLICY AND THE PERFORMING OF BANK IN AKURE, ONDO STATE NIGERIA

10 Student Researchers Quantitative

 BACKGROUND OF THE STUDY

Credit is one of the many factors that can be used by a firm to influence demand for its products. According to Horne & Wachowicz (1998), firms can only benefit from credit if the profitability generated from increased sales exceeds the added costs of receivables. Myers & Brealey (2003) define credit as a process whereby possession of goods or services is allowed without spot payment upon a contractual agreement...

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42. DETERMINANTS OF AUDIT FEES IN THE BANKING INDUSTRY

10 Student Researchers Quantitative

Background to the Study

According to Swanson (2008), it is as important for corporations to know that their corporate structure and strategic decisions affect audit fees as it is for the auditor to adequately understand and evaluate the liability risk associated with that audit engagement. Auditors accept engagements to perform services and issue an opinion on the representations of the financial statements. There is, however, a great deal of risk a...

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43. A CRITICAL ANALYSIS OF FACTORS RESPONSIBLE FOR FINANCIAL DISTRESS IN NIGERIA BANKING SECTOR

10 Student Researchers Quantitative

Background of the study

In a development economy, where it is believed that adequate financial resources are a pre-requisite for industrial transformation, the importance of capital as a necessary though not sufficient condition for economic growth is recognized. However, this does not negate the fact that capital is a necessary condition for economic growth. Experiences in various nations, most notably Japan, India, and Germany, have proven that banks, if properly...

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44. AN ASSESSMENT OF BANK INSPECTION AND ENFORCMENT OF BANKING REGULATION IN ZENITH BANK, UBA OR FBN ETC

10 Student Researchers Quantitative

Background of the study

In a banking environment that is becoming increasingly competitive, which is characterized by frequent changes in the regulatory environment, high cost of operations, dim misting spreads on profit from business as a result of sharp practices and the restriction imposed by unstable political and economic climates, dim misting spreads on profit from business as a result of sharp practices and the restriction imposed by unstable political and ec...

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45. AN ASSESSMENT ON THE EFFECT OF AUTOMATED TELLER MACHINE (ATM) ON CUSTOMER SATISFACTION IN ACCESS BANK NIGERIA PLC, KADUNA

10 Student Researchers Quantitative

Background of the Study

Automated Teller Machines, sometimes known as ATMs, are machines that allow clients of banks to do financial transactions. Typically, a user will insert a specific plastic card that is encoded with information on a magnetic strip into the ATM. This card may be used to withdraw cash. The strip has an identifying code on it, and that code is modem-sent to the main computer at the bank. A personal identification number, commonly known as a PIN,...

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46. AN EVALUATION OF MONETARY POLICY AND ITS IMPACT ON BANKING ACHIEVEMENT IN NIGERIA

10 Student Researchers Quantitative

Background to the study

ACHIEVEMENT in the banking industry is influenced by a variety of external variables. Within the scope of this study, profitability will serve as the ACHIEVEMENT indicator for financial institutions. The regulatory framework within which banks operate is the primary element that has a direct influence on profitability. This structure may be broken down into two major categories, which are the monetary policies and the banking...

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47. AN EXAMINATION INTO THE FUNCTIONS OF ELECTRONIC BANKING ON THE DEVELOPMENT OF NIGERIAN ECONOMY

10 Student Researchers Quantitative

Background Of The Study

Before the emergence of modern banking system, banking operation was manually done which lead to a slowdown in settlement of transactions. This manual system involves posting transactions from one ledger to another which human handles. Figures or counting of money which should be done through computers or electronic machine were computed and counted manually which were not 100% accurate thereby resulting to human errors. Most...

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48. AN EXAMINATION ON THE IMPACT OF TAX MONITORING IN THE PREVENTION AND DETECTION OF TAX FRAUD IN NIGERIA

10 Student Researchers Quantitative

BACKGROUND OF THE STUDY

Taxation is not a novel concept either in Nigeria or anywhere else in the globe. Taxation was practised in Nigeria long before the arrival of colonial men or the British. In fact, it predates both of these groups. The process through which the government imposes a mandatory charge on all of the income, commodities, services, and assets of people, partnerships, trusts, executorships, and businesses may be referred to as taxati...

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49. AN INVESTIGATION INTO THE CHALLENGES AND PROSPECTS OF FINANCING HEALTH CARE DELIVERY IN NIGERIA

10 Student Researchers Qualitative

ants to find out the problem and prospect of financing Health care delivery in Nigeria. To achieve this objective, the right atmosphere must be provided, co-ordinated and directed for effective result. The objective of health care is the attainment of good health to all sundry and effective medical attention to the people. The extent by which this is implemented is very vital to this study that is where finance comes in. The researcher used two distinct types of data collection instruments on...

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50. COMPUTERIZATION'S INFLUENCE ON THE MICROFINANCE BANKING INDUSTRY

10 Student Researchers Quantitative

Background of the Study

The utilisation of computers in the preparation of various sorts of accounts, the processing of client statements of accounts, money transfers, and cash dispensing versions have all contributed to the influence that microfinance banks have had on the urban environment of Nsukka. Transactions in banking that were formerly carried out manually, before the introduction of computers into the financial sector, are now routinely ca...

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51. THE EFFECT OF AUTOMATED TELLER MACHINE ON CUSTOMER SATISFACTION IN NIGERIN BANKS

10 Student Researchers Quantitative

​​​​​​​Background of the Study

Automated Teller Machines, sometimes known as ATMs, are machines that allow clients of banks to do financial transactions. Typically, a user will insert a specific plastic card that is encoded with information on a magnetic strip into the ATM. This card may be used to withdraw cash. The strip has an identifying code on it, and that code is modem-sent to the main computer at the bank (Adams, 2021). The user is required to enter a person...

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52. IMPACT OF BANK CHARGES ON CUSTOMER SAVING HABIT A CASE STUDY OF UNION BANK PLC

10 Student Researchers Quantitative

BACKGROUND OF THE STUDY

CBN is solely responsible for regulating the operations of financial firms and actively encourages the growth of financial institutions that are either specialized or connected to development. The Securities and Exchange Commission (SEC) functions as the primary regulatory body for the financial market. Self-regulation, also known as user regulation, is practiced by the Nigerian Stock Exchange (NSE), which is an entity. The c...

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53. EVALUATION OF THE ROLE OF NIGERIA AGRICULTURAL CO-OPERATIVE AND RURAL DEVELOPMENT BANK ON NIGERIA ECONOMY

10 Student Researchers Quantitative

BACKGROUND OF THE STUDY

Banking in Nigeria has seen remarkable changes in the last decade, and the business has developed much above hopeful forecasts. Over time, the number of banks rose, as did the diversity of banks. According to Ironsi (2018), banking operations were significantly deregulated, competition intensified, and banks were compelled to be more inventive and service oriented. Nigerian Agricultural, Cooperative, and Rural Development Ban...

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54. IMPACT OF TOTAL QUALITY MANAGEMENT ON CUSTOMERS' SATISFACTION AND BANK PROFITABILITY

10 Student Researchers Quantitative

BACKGROUND OF STUDY

It was once thought that a country's economy is centred on its banking sector. The banking industry plays a critical role in every country's economic growth. The banking sector's primary and most essential function is financial intermediation, in which banks operate as financial intermediaries, mobilizing cash from surplus units and making them accessible for use by the economy's deficit units. According to banks have duties...

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55. THE ACCURACY OF MORTGAGE VALUATION AS A LENDING REQUIREMENT FOR SELECTED BANKS IN KADUNA METROPOLIS

10 Student Researchers Quantitative

​​​​​​​Background of the study

Landed property is frequently a significant percentage of a company's assets that are eligible as collateral security for corporate loans. Real estate values are critical for financial institutions, particularly banks, for two reasons, according to Babawale (2016). For starters, values are typically necessary during the underwriting or renegotiating of mortgage loan advances, and valuations should provide an accept...

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56. CONTRIBUTION OF COMMUNITY BANKS IN THE DEVELOPMENT OF RURAL AREA OF ANAMBRA STATE, A STUDY OF FOUR DIFFERENT BANKS

10 Student Researchers Quantitative

Background Of The Study

The activity that is referred to as "banking" refers to the procedure by which individuals who need money for immediate and justifiable reasons are able to borrow such money in a timely manner. To put it another way, banking may be seen as the act of mediating between units of spending that are in deficit and units of spending that are in surplus. A financial institution that has been granted permission to act as an...

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57. DETERMINANTS OF BANK CUSTOMERS' PATRONAGE OF POINT OF SALE (POS) SERVICES IN EKWULOBIA, ANAMBRA STATE

10 Student Researchers Quantitative

BACKGROUND OF THE STUDY

On the convergence curve of information and communication technology, the world's financial institutions and telecommunication firms are about to enter a new cycle. A novel and potential application of the e-payment system for the next generation is the point of sale (POS) terminal. Monetary authorities in every system have been keeping a close eye on the function and relevance of efficient payment systems and have been w...

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58. IMPACT OF DEPOSIT MONEY BANKS ON THE GROWTH OF MICRO ENTREPRISES IN BIDA LOCAL GOVERNMENT AREA, NIGER STATE

10 Student Researchers Quantitative

Background to the study

Small and medium-scale enterprises (SMEs) are viewed as tools for alleviating poverty in Nigeria and enhancing the country's economy.

Economic development is a long-term process in which an economy's actual national income grows. Economic development also refers to poor nations achieving higher levels of real per capita income and better living circumstances for their citizens. For affluent nations, mai...

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59. INFLUENCE OF INVENTORY MANAGEMENT ON FINANCIAL PERFORMANCE OF THE NIGERIAN MONEY DEPOSIT BANKS

10 Student Researchers Quantitative

Background to the Study

Inventory is a stock pile of products that a company offers for sale in various components that make up the product, such as raw material stock, goods in process, finished goods in stores, and spares (Helen, 2016).

Inventory Management is defined by Stevenson (2020) as a framework used by businesses to control their inventory interest. According to Mohammad (2018), when determining a firm's inventory level, a ma...

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60. MOTIVATION AND EMPLOYEE PERFORMANCE IN THE BANKING SECTOR.( A CASE STUDY OF ZENITH BANK PLC)

10 Student Researchers Quantitative

​​​​​​​BACKGROUND OF THE STUDY

In the world today, business is the most essential word used by all. It enable leaving every good business today tries to satisfy it customers in order to achieve its specific goals. This objective cannot be achieved without essential human and material resources tools needed to achieve this objective (Adler 2016). The efficiency of job performance of this human resources (manpower) cannot be over emphasized. Seve...

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61. PERCEPTION OF CENTRAL BANK OF NIGERIA CASHLESS POLICY BY BANK CUSTOMERS

10 Student Researchers Quantitative

BACKGROUND OF THE STUDY

The United States of America was the country that started the trend of electronic payment many years ago. Since then, it has spread to other industrialized countries such as the United Kingdom, France, Sweden, and Canada, amongst others. It is now essential for many African countries, including Nigeria, to participate in this system of electronic payments while simultaneously decreasing their reliance on cash...

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62. THE EFFECT OF POST COVID-19 ON THE INTERNAL CONTROL SYSTEM IN BANKING INDUSTRY (GUARANTEE TRUST BANK)

10 Student Researchers Quantitative

BACKGROUND OF THE STUDY

The word "audit" originates from the Latin word "audire," which literally translates to "to hear in the holding days." The practice of conducting an audit can be traced all the way back to ancient times, when landowners would work their land out to tenant farmers so that they wouldn't have to get involved in the day-to-day operations of farming. At that time, audits were used to ensure that t...

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63. APPLICATION OF PUBLIC RELATIONS STRATEGY IN BANKING SECTOR

10 Student Researchers

ABSTRACT

This study examines the application of public relations strategy in banking sector. Specifically, the study examines the extent to which the public relation department of UBABANK has been able to influence the opinion and altitude of the customers potential its products, examines whether the UBANK has a poor public relation image, determines to know how the public relation programme of UBABANK is able to win public (customers...

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64. BANKING DISTRESS IN NIGERIA CAUSES AND IMPLICATIONS

10 Student Researchers

ABSTRACT

Is a condition when the Banking system as a whole has negative capital and current profit are insufficient to cover losses to such an extent, that the banking system is unable to generate internally positive capital.

However, Banking distress has been a talk of the town, and it has became so rampant that even the customers to banks are after and so conscious of bank distress, which may or may not occur.  Bank distress has bee...

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65. THE APPRAISAL OF FRAUD CONTROL TECHNIQUES IN NIGERIA COMMERCIAL BANK

10 Student Researchers

ABSTRACT

Appraisal of fraud control techniques in Nigeria commercial banks (a case study of first bank Nigeria plc) is principally the basis of this research work conducted to showcase the level of efficiency and inefficiency in Nigeria commercial bank. In doing this work, the efficient and effective control techniques in Nigeria commercial bank (first bank) should not be over looked. This is because; management role is very significant to the well being of function...

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66. THE EFFECT OF DEREGULATION OF THE BANKING SYSTEM ON PROFITABILITY OF BANKS  

10 Student Researchers

Abstract

The study examines the effect of deregulation of banking system on profitability of bank using (UBA) as a case study. In this study, prior literature as it relates to the subject matter were reviewed. Data was collected through administering of constructed questions. A number of persons were selected to represent the sample size of the study. Data were analyzed using the simple percentage method and the test of hypothesis was done using the chi-square stati...

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67. INFORMATION TECHNOLOGY AND CORPORATE PERFORMANCE IN BANKING INDUSTRY

10 Student Researchers

ABSTRACT

This research work tried to investigate the Information Technology and Corporate Performance in Banking Industry. One important question, which often confronts an ideal organization, is how to impact Information Technology control system, deal with and lead people in achieving organizational goals, aims and objectives. Therefore, the ability to use Information Technology and Corporate Performance and lend is vital to managerial success. It...

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68. EXAMINATION OF MONETARY POLICY AND FINANCIAL PERFORMANCE OF DEPOSIT MONEY BANK IN NIGERIA

10 Student Researchers

ABSTRACT

 

This research examined the effect of Monetary Policy on the financial performance of Deposit Money Banks in Nigeria. Specifically, the study establishes the effect of Central Bank Rate (CBR) on the financial performance of Deposit Money Banks, it also establish the effect of Reserve Ratio Requirement on the financial performance of Deposit Money&...

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69. IMPACT OF FINANCIAL CONSTRAINTS ON FIRMS INVESTMENT DECISION MAKING IN NIGERIA

10 Student Researchers

Abstract

Several investment decisions are made by organizations and firms without due analyses and end up causing such organizations or firms investment not to return its due benefits or rewards to the investor(s). To this end, the study is on the impact of financial constraints on firms investment decision making in Nigeria was carried out. Data were collected from one hundred and fifty (150) respondents being our sampling size to whom questionnair...

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70. IMPLICATION OF ELECTRONIC BANKING AND CUSTOMERS’ SATISFACTION IN NIGERIA BANKS

10 Student Researchers

ABSTRACT

The main focus of this study is to examine  impact of e-banking on customers’ satisfaction using Access bank Plc Jos, Plateau State as case study. The study also identified the various types of electronic banking, established ...

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71. MISMANAGEMENT IN FINANCIAL INSTITUTION (BANK) EFFECT AND SOLUTION

10 Student Researchers

STATEMENT OF THE PROBLEM

The master key to the success of any institution (financial and non – financial) according to Henri Fayol in principles of management 1. is the effective management system.

This could be achieved through the handwork of the director, managing director, management staff and all other workers in the organization. The major role lies on the head of the board of directive (BOD) and managing director.

Ma...

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72. THE EFFECT OF QUALITY SERVICE DELIVERY ON CUSTOMERS PATRONAGE IN FIRST BANK PLC, KADUNA

10 Student Researchers

ABSTRACT

This research work revealed the effect of quality service delivery on customers’ patronage in First Bank Plc, Kaduna. The bank has failed to take note of the importance of customers satisfaction and cost of banking service is high in the sense that there is high interest rate on loan and time spend in transacting business in the bank is longed. The main objective of the study is to find out the types of service offered by first bank to their customer...

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73. THE IMPACT OF BANKING SERVICES ON CUSTOMER SATISFACTION

10 Student Researchers

ABSTRACT

In banking, qualify of customer services plays a crucial role in the context of sustaining business growth. The relationship between a bank and its customers must be a permanent and enduring one, which needs to be maintained with good banking services. In this project, an attempt has been made to ascertained the level of satisfaction .of customers as regards banking services in Nigeria. It highlights the banks marketing strategies. The satisfaction leve...

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74. THE IMPACT OF BANKING SERVICES ON CUSTOMER SATISFACTION

10 Student Researchers

ABSTRACT

In banking, qualify of customer services plays a crucial role in the context of sustaining business growth. The relationship between a bank and its customers must be a permanent and enduring one, which needs to be maintained with good banking services. In this project, an attempt has been made to ascertained the level of satisfaction .of customers as regards banking services in Nigeria. It highlights the banks marketing strategies. The satisfaction leve...

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75. LIQUIDITY MANAGEMENT IN BANKS: A STUDY OF SELECTED COMMERCIAL BANKS IN NIGERIA (2000-2009)

10 Student Researchers

ABSTRACT

This study sought to examine the challenges of Liquidity Management in Nigeria’s Commercial banks. The study identified some of the notorious factors responsible for most banks’ liquidity problems such as high ratio of Non-performing loans (NPL), excessive risks concentration, fluctuations in statutory Reserve requirements; Assets mismatch in portfolio selection, and Poor Corporate Governance. In order to tackle the magn...

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76. MICRO FINANCE BANK AND ECONOMIC GROWTH IN NIGERIA

10 Student Researchers

ABSTRACT

This study was carried out to examine micro finance bank and economic growth in Nigeria with special reference to LAPO Ondo state. Specifically, the study investigate the impact of micro finance bank and economic growth in Nigeria. The study also will explicate in detail ways in which micro finance banks can contribute in developing rural areas and improving the life of the poor people. Lastly, the study will investigate the ways...

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77. THE EFFECTS OF CREDIT MANAGEMENT ON PROFITABILITY OF BANKS IN NIGERIA

10 Student Researchers

ABSTRACT

This research work is determine, “The effect of credit management on profitability of Bank in Nigeria using First Bank of Nigeria plc as a case study. It is also examine the performance of banks based on its ability to generate income through the provision of various credit management service to customers. The project employed the use of questionnaire to sources of data which is administered to the banks staff as well as personnel interview and ob...

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78. THE EFFECTS OF INTERNATIONAL FINANCIAL REPORTING STANDARDS (IFRS) IN NIGERIA: A TEST OF FINANCIAL STATEMENT QUALITY

10 Student Researchers

ABSTRACT

The IFRS adoption is already an issue of global relevance among various countries of the world due to the quest for uniformity, reliability and comparability of financial statements of companies. This research paper investigated the effect of IFRS adoption on Financial Statements. The population consists of quoted companies in Nigeria Stock Exchange (Preparers) and Investment Analysts (Users). Simple Random sampling method was adopted and primary data used...

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79. PEOPLE’S PERCEPTION OF TELEVANGELISM IN NIGERIA

10 Student Researchers

ABSTRACT

The researcher measured People’s Perception of Televangelism in Enugu Urban. To ensure the accuracy of data generated, Survey research method was adopted. The researcher framed questionnaires comprising open ended and close ended questions and administered them to a chosen population sample as instruments of data collection. The researcher adopted chi-square formula to test the hypothesis and measured the audience response to research...

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80. THE EFFECT OF ELECTRONIC PAYMENT SYSTEM ON CUSTOMER SATISFACTION IN NIGERIA BANKING SYSTEM

10 Student Researchers

ABSTRACT

This study was carried out to examine the effect of electronic payment system on customer satisfaction in Nigeria banking system with special reference to Access bank plc of Nigeria. Specifically, the study aims to   evaluate the effects of electronic payment system on banks customers,  assess the impact of electronic payment system on the bank’s service delivery, examine the effect of electronic pay...

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81. THE EFFECTIVENESS OF MONETARY POLICY ON THE BANKING SECTOR IN NIGERIA

10 Student Researchers

Abstract

This study investigates the impact of monetary policy on Banking sector performance in Nigeria. This is to ascertain the factors that influence the banking sector performance using bank’s deposit liabilities as proxy for bank performance. The study period covers 36 years from 1970 to 2006, using selected indicator and employing the OLS regression technique. We tested the null hypothesis of no significant relationship between bank deposit liabilities and chosen indices...

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82. THE IMPACT OF QUALITY LENDING ON BANKS PROFITABILITY

10 Student Researchers

ABSTRACT

This research presents the investigation into the impact of quality lending on banks profitability, GT bank in Otta Ogun state was used as the location for the study and a total of 40 staff was sampled. Data was gathered using a self -constructed questionnaire and the result gotten was analyzed using the simple percentage method, chi square was also used for the testing of the hypothesis. The validity and reliability of instrument were asce...

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83. THE IMPACT OF AUTOMATED TELLER MACHINE (ATM) ON CUSTOMER SATISFACTION IN ACCESS BANK NIGERIA PLC, KADUNA

10 Student Researchers

Background of the Study

Automated Teller Machines (ATM) are devices used by bank customers to process account transactions. Typically, a user inserts into the ATM a special plastic card that is encoded with information on a magnetic strip. The strip contains an identification code that is transmitted to the bank’s central computer by modem. To prevent unauthorized transactions, a personal identification number (PIN) must also be used by the user using a keypad...

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84. THE IMPACT OF BANK FAILURE IN NIGERIA ECONOMY (A CASE STUDY OF SAVANNAH BANK OF NIGERIA PLC)

10 Student Researchers

ABSTRACT

The aim of this research study is to analyze and ascertain the extent to which fraud and poor management contributed to bank failure through a careful analysis of banking industry with a particular reference to the presently embattled Savannah Bank of Nigeria Plc. whose operating license was recently revoked.

Chapter one examined the historical development of banking in Nigeria, recognizing the catalytic roles of the business of banking in the economy, together wi...

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85. THE IMPACT OF BANKING SERVICES ON CUSTOMER SATISFACTION

10 Student Researchers

ABSTRACT

In banking, qualify of customer services plays a crucial role in the context of sustaining business growth. The relationship between a bank and its customers must be a permanent and enduring one, which needs to be maintained with good banking services. In this project, an attempt has been made to ascertained the level of satisfaction .of customers as regards banking services in Nigeria. It highlights the banks marketing strategies. The satisfaction leve...

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86. PERFORMANCE ASSESSMENT AND INVESTMENT DECISIONS IN NIGERIA COMMERCIAL BANK: A CASE STUDY OF FIRST BANK

10 Student Researchers

STATEMENT OF THE PROBLEM

Many empirical studies have investigated the existence of a relationship between the performance evaluation or assessment and investment decision.  None have concentrated on the use of decision analysis in the investment decision-making processes of organisations.  However, several have explored the effects of comprehensiveness, rationality, formality and consensus in the decision-making process on organisational p...

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87. THE IMPACT OF E-PAYMENT SYSTEM IN OPERATION EFFICIENCY IN NIGERIA BANKS

10 Student Researchers

ABSTRACT

The purpose of this study is to ascertain the impact of Information Technology on Banks. E –payment system in Nigeria banks. And the help to findings through questionnaire and chi-square method. The questionnaire is between the customers and the staff of the bank and other to discover whether the system is useful or not. Hypothesis is also let us have the real deal of the test. The hypothesis talk about Null hypothesis (Ho) and alternative hypothesis...

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88. THE ROLE OF MICRO-FINANCE BANKS IN THE DEVELOPMENT OF RURAL AREAS

10 Student Researchers

ABSTRACT

The role of micro-finance banks in the development of rural areas using Oko Micro-Finance Bank 2004-2014. This study aim at describing the role of micro-finance banks in the development of rural areas. To this effect, a case study was used which is Oko Micro-Finance Bank 2004-2014. This study aim at unearthing the powerful strategy for alleviating poverty in general and rural poverty in developing country, to analyze the strengths, wea...

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89. THE INFLUENCE OF THE REDUCTION IN OIL PRICE AND THE DEVALUATION OF NAIRA ON THE NIGERIA ECONOMIC GROWTH

10 Student Researchers

 

ABSTRACT

This study examined “influence of Oil Price reduction and Naira devaluation on Nigeria Economic Growth”. The study made use of Generalized Auto-Regressive Conditional Heteroskedasticity GARCH (1,1) model to estimate effect of oil price fluctuation on economic growth in Nigeria. The data used was Quarterly data covering the period from 1986 - 2019 sourced from Central Bank of Nigeria Statistical Bulletin and OPEC database 2018. T...

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90. THE IMPACT OF INFORMATION TECHNOLOGY ON BANKING OPERATIONS IN NIGERIA

10 Student Researchers

ABSTRACT

As information technology is the modern trend on banking today, it’s very imperative for banks to access its impact operational performance so as to justify if the capital invested on it is justifiable or not, analyze their problem and profit possible solutions. The objective of this study is to examine how the adoption of information technology affects the operations commercial banks and the effects information technology on banks, customer relat...

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91. THE IMPORTANCE OF FINANCIAL INSTITUTION IN THE DEVELOPMENT OF SMALL SCALE INDUSTRIES

10 Student Researchers

ABSTRACT

This extended essay aims to appraise the importance of financial institution in the development of small scale industries in Nigeria. The aim is to ascertain the importance of financial institution and how these financial institution support the growth and development of small scale industry. And the problems of small scale industries that makes them efficient and how they are solve through the hedge provided by financial institution through quality loan at...

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92. BANKING REGULATION AND THE PERFORMANCE OF THE NIGERIA BANKING INDUSTRY (1990-2006)

10 Student Researchers

ABSTRACT

 This study is intended to evaluation the effect of banking regulation on the performance of the Nigeria banking system from 1999-2006. Since bank failure and distress may result in server monetary contraction and dislocation of the real economy making people to loss confidence in the banking system. This brings about supervision and regulation of banks in order to improve the performance of the banking industry The objective of undertaking this resear...

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93. CAPITAL MARKET AND THE PERFORMANCE OF NIGERIA INDUSTRIAL SECTOR (A CASE STUDY OF SELECTED COMPANIES)

10 Student Researchers

ABSTRACT

This study examines the causal relationship between capital market and performance of the industrial sector in Nigeria from 1985 to 2015. The paper derives its theoretical basis from the finance-led growth hypothesis and the endogenous growth theory. For empirical analysis, the Phillips-Perron unit root is adopted to determine the time series characteristics of the variables, while causality is examined by employing the Granger causality test approach. The...

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95. CHECKING DISTRESS IN THE NIGERIAN BANKING SECTOR THE ROLE OF ACCOUNTANTS AND AUDITORS

10 Student Researchers

Abstract

This study was conducted to ascertain the role of accountants and auditors in checking distress in Nigeria banks. To achieve this objective, the following Nigerian bank were used as study area before their acquisition by more viable banks- First bank. Primary data were collected by using validated questionnaires and secondary data collection was by oral interviews and examination of some bank documents. Two hundred and fifty questionnaires were distributed...

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96. CORPORATE GOVERNANCE AND FINANCIAL PERFORMANCE OF BANKS: A STUDY OF LISTED BANKS IN NIGERIA

10 Student Researchers

 

ABSTRACT

An international wave of mergers and acquisitions has swept the banking industry as boundaries between financial sectors and products have blurred dramatically. There is therefore the need for countries to have sound resilient banking systems with good corporate governance, which will strengthen and upgrade the institution to survive in an increasingly open environment. In Nigeria, the Central Bank unveiled new banking guidelines designed t...

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97. CORPORATE GOVERNANCE AND THE FINANCIAL PERFORMANCE OF PENSION FUND ADMINISTRATORS IN NIGERIA

10 Student Researchers

 

ABSTRACT

This study was designed to empirically investigate the effect of corporate governance on the financial performance of pension fund administrators in Nigeria within the period of 2004 – 2014. The study employed the use of secondary data sourced from the websites and audited financial statements of pension fund administrators in Nigeria. For the purpose of the study, board size and board composition were used as the proxy for corporate...

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98. CORPORATE GOVERNANCE PRACTICES AND BANK PERFORMANCE IN NIGERIA

10 Student Researchers

 

ABSTRACT

In the immediate past two decades the financial services industry has experienced fluctuating fortunes leading to high profile cases of corporate failure and consequent near loss of public confidence and hence, the banking reform kick starts in 2004. The industry’s problems in Nigeria are consequences (directly or indirectly) of bad corporate governance. The lack of effective corporate governance in Nigeria has worked to the decrement...

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99. CORPORATE GOVERNANCE AND PERFORMANCE OF BANKS IN NIGERIA

10 Student Researchers

ABSTRACT

 

An international wave of mergers and acquisitions has swept the banking industry as boundaries between financial sectors and products have blurred dramatically. There is therefore the need for countries to have sound resilient banking systems with good corporate governance, which will strengthen and upgrade the institution to survive in an increasingly open environment. In Nigeria, the Central Bank unveiled new banking guidelines designed t...

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100. CREDIT MANAGEMENT AND INCIDENCE OF BAD DEBTS IN NIGERIA COMMERCIAL BANKS  

10 Student Researchers

Abstract

This research work is on credit management and incidence of bad debts in Nigeria commercial banks a case study of African continental bank of Nigeria. On the course of this research work four research objectives, questions and hypothesis were formulated. The research adopted Chi-square and case study design as the research design for this work, Taro formula was used to determine the sample size of the population and thus the findings shows...

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101. CREDIT RISK ON BANKS PERFORMANCE IN NIGERIA

10 Student Researchers

ABSTRACT

The aim of this study is to examine the pattern of credit risk and the consequential effect of bad, doubtful and uncollectible debts. In most banks, colossal debt burden has continued to mount pressure on their ability to balance liquidity in value asset and liabilities. Accordingly, a survey of 40 respondents made up of CBN regulator, NDIC supervisor and UBA operator was carried out, simple percentage frequency tabulated were used as the statistical te...

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102. EFFECT OF AUTOMATED TELLER MACHINE ON THE PERFORMANCE OF NIGERIAN BANKS

10 Student Researchers

Abstract

This study investigates the effects of ATM on the performance of Nigerian banks. Available studies have concentrated on the significant dimensions of ATM (automated teller machine) service quality and its effect on customer satisfaction with a bias against ATM producers. This study examines the effect of Automated Teller Machine on the performance of the Nigeria bank in the banking industry in Nigeria. The objective of the study was to determine the contrib...

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103. EFFECT OF BANK CHARGES ON CUSTOMER SAVING CULTURE A CASE STUDY OF UNION BANK PLC

10 Student Researchers

Abstract

This research work assess the effect of bank charges on saving culture a case study of union bank Enugu. On this research work we determine the relationships between banks and their clients suggest that there are many factors that are at play in determining the relationship between banks and their clients. Thus the following objectives were formulated to ascertain those factors that affect bank savings in Nigeria, to identify the various ir...

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104. EFFECT OF BANK CONSOLIDATION ON PERFORMANCE OF SMALL AND MEDIUM SCALE ENTERPRISES IN NIGERIA

10 Student Researchers

ABSTRACT

 

The central tenet of banking sector consolidation was to develop a strong, reliable and diversified banking sector that is capable of playing effective developmental roles in the economy, such as funding of small and medium scale enterprises and becoming a competent and competitive player in the African regional and global financial system. In essence, the reform was expected to create big banks by increasing bank capital base through the c...

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105. EFFECT OF INNOVATION TOWARDS MEETING CUSTOMER SATISFACTION IN NIGERIA BANKING SECTOR

10 Student Researchers

ABSTRACT

This research examined the effect of motivation in meeting customer’s satisfaction in the banking sector. The research adopted survey research design. Data were gathered through primary source with the aid of a well-structured questionnaire. Simple random sampling technique was adopted in the selection of sample; this was used to eliminate biasness in the selection process of the respondents.

Data garnered were presented on table using perce...

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106. EFFECT OF MACROECONOMIC DETERMINANT OF CAPITAL MARKET PERFORMANCES IN NIGERIA

10 Student Researchers

Abstract

In the face of capital deficiency in financing long term development, the capital-deficient economies have heavily resorted to foreign capital as the primary means to achieve rapid economic growth. In the presence of the aforementioned problems this study empirically examined the impact of selected macroeconomic variables (Exchange rate, Interest rate and Inflation) on capital inflows. The study in specific terms employs a vector error...

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107. EFFECTIVE CREDIT ADMINISTRATION AS AN ANTIDOTE TO CORPORATE FAILURE

10 Student Researchers

ABSTRACT

One of the major problems confronting the Nigerian banking industry today is the increasing incidence of loan defaults and consequent loan losses which manifested on the profitability of the banks, with huge uncollectible loans and advances. This study therefore, examines the effects of credit administration as an antidote to corporate failure. We used three Banks for our analysis in order to get answers to our research Question. From the study the results...

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108. A CRITICAL ANALYSIS OF THE ROLE OF BANK OF INDUSTRY TOWARDS THE DEVELOPMENT OF SMALL AND MEDIUM SCALE ENTERPRISES IN NIGERIA

10 Student Researchers

ABSTRACT

This study covered a critical analysis of the role of bank of industry towards the development of small and medium scale enterprises in Nigeria where many Small and Medium Scale Enterprises are springing up and more microfinance banks are being established. The study presented here makes a contribution to this field of research by providing a first view on microfinance banks and Small and Medium Scale Enterprises in order to examine the impact of microfinan...

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109. AN ASSESSMENT OF THE IMPLICATION OF ELECTRONIC BANKING IN NIGERIAN BANKS

10 Student Researchers

ABSTRACT

Business today is conducted in an age of highly complex technology imposing on banking officials the need to implement sophisticated banking systems which accord with present day needs. Consequently paper based transactions are now being replaced by electronic based transactions. This study was carried out to assess the implication of electronic banking on the Nigeria banks. The specific objectives was to assess how electronic banking impac...

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110. EFFECTS OF MICROFINANCING ON MICRO AND SMALL ENTERPRISES (MSEs)

10 Student Researchers

ABSTRACT

This  research  work  investigated the effects of micro-financing on  Micro and Small  Enterprises  (MSEs)  in South-west Nigeria. The study  examined how micro-finance and  non-financial micro-financing activities and features such as group membership, pre-loan  training, cross guaranteeship, loan size, technical and managerial training, among others,  impact on  the  survival, growth, produ...

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111. ASSESSING THE IMPACT OF ELECTRONIC BANKING ON SMES

10 Student Researchers

ABSTRACT

The use of electronic banking has become widespread in Nigeria with SMEs adopting it as customers’ relations strategy for improved operations and service delivery.

The major focus of this paper is on assessing the impact of electronic banking on the small medium enterprises. Chi-square test was used to test the Hypothesis formed.

The results of the findings and the hypotheses tested showed that the result from this investigation pr...

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112. ASSESSMENT OF CORPORATE SOCIAL RESPONSIBILITY ON FINANCIAL PRODUCTIVITY OF MICROFINANCE BANKS

10 Student Researchers

ABSTRACT

This study investigated the impact of corporate social responsibility practices on financial productivity of micro finance bank in Nigeria. The study used generalized least square multiple regression to analyze the secondary data extracted from the annual reports and accounts of Seedvest Micro finance Bank, Ibadan. for the period of ten years from 2006 to 2016. The study found that environmental manageme...

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113. ASSESSMENT OF EMPLOYMENT REQUIREMENTS IN THE BANKING SECTOR AND ITS IMPACT ON UNEMPLOYMENT IN NIGERIA

10 Student Researchers

ABSTRACT

The study was carried out to assess employment requirements in the banking sector and its impact on unemployment in Nigeria. Descriptive design was adopted for the study, and also four research questions and two null hypotheses were posited. The population of Bank executives and employers in Commercial banks stood at 2,960 and 4,040, respectively. Proportionate sampling techniques were used in selecting the samples of 148 Bank executives an...

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114. ASSESSMENT OF THE IMPACT OF CORPORATE SOCIAL RESPONSIBILITY ON FINANCIAL PERFORMANCE OF THE BANKING INSTITUTION

10 Student Researchers

ABSTRACT

This study was carried out on the impact of corporate social responsibility on financial performance of the banking institution. Although an enormous body of literature has emerged concerning the nexus between corporate social responsibility and profitability, actual empirical research designed to test the multitude of definitions, propositions, concepts and theories that have been advanced has produced mix results. In addition, much of the research done i...

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115. EXAMINATION OF MONETARY POLICY AND FINANCIAL PERFORMANCE OF DEPOSIT MONEY BANK IN NIGERIA  

10 Student Researchers

ABSTRACT

This study examined the effect of monetary policy on the financial performance of deposit money banks in Nigeria. Using a time series data for 35 years for the period 1981 to 2015, all deposit money banks as captured by the Central Bank of Nigeria Statistical Bulletin (2015) were considered. The effect of liquidity ratio, lending rate, loan to deposit ratio and cash reserve ratio were examined on the financial performance of deposit money banks measured by...

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116. PRUDENTIAL GUIDELINE AND THE PROFITABILITY OF DEPOSIT MONEY BANK IN NIGERIA

10 Student Researchers

ABSTRACT

 

This research project work concerns itself with the prudential guidelines and the effect on the profitability of Deposit Money Bank. The major objective is to examine the effect of prudential guideline on the profitability of Deposit Money Bank. The researcher reviewed literature adequately and accordingly. The simple chi-square(x2) was used to analyze the primary data collected. It was found that prudential guideline...

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117. A STUDY ON THE FACTORS AFFECTING E-COMMERCE ADOPTION IN NIGERIAN BANKS 

10 Student Researchers

Abstract

This study’s focuses on “Factors Affecting the Adoption of Electronic Commerce: Evidence from Nigerian Banks”. There are three reasons for concentrating on this topic: 1) Limited research on ecommerce in developing countries particularly in Africa, 2) Nigeria with a population of 135 million is a potentially lucrative market for ecommerce services, and 3) The banking sector has been most successful with ecommerce in Nigeria. Since ecommer...

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118. RISK MANAGEMENT A CRITICAL TOOL IN NIGERIA BANKING INSTITUTION

10 Student Researchers

BACKGROUND TO THE STUDY

The banking industries are susceptible to all forms of risk. It has an ageing long history in the overall operation of all banks. The Nigerian Banking Industry for the past decades has witnessed series of Banking distress and subsequent failures. Banks that had been doing well suddenly announced large losses due to credit exposures  that  turned  sour,  interest  rate  position  taken  or  der...

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119. ROLE OF COMMERCIAL BANKS IN ECONOMIC DEVELOPMENT OF DEVELOPING COUNTRIES

10 Student Researchers

Abstract

It could be affirmative to say that the index for measuring any growing economy’s advancement is the extent to which its industries both the large and small scale has been growing over time. It’s a fact that none of these industries can grow without the required financial assistance from financial institution. The main objective of this study is access the role of commercial banks in the economic development of developing countr...

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120. BANK INSPECTION AND ENFORCMENT OF BANKING REGULATION IN NIGERIAN BANKS

10 Student Researchers

ABSTRACT

Just as every sector of the economy is eager to improve her condition through various research work, it is high time for the banking sector to gear up along with others by searching deep into the effect of banking inspection on enforcing banking regulations. This idea has been conceived in for a long time through my over 3 years of experience in carrying out internal control and inspection function with the banking industry. The study suggests a forward...

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121. BANK INSPECTION AND ENFORCMENT OF BANKING REGULATION IN NIGERIAN BANKS

10 Student Researchers

ABSTRACT

Just as every sector of the economy is eager to improve her condition through various research work, it is high time for the banking sector to gear up along with others by searching deep into the effect of banking inspection on enforcing banking regulations. This idea has been conceived in for a long time through my over 3 years of experience in carrying out internal control and inspection function with the banking industry. The study suggests a forward...

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122. IMPACT OF CASHLESS POLICY ON PROFITABILITY OF COMMERCIAL BANKS IN NIGERIA

10 Student Researchers

Abstract

This research work examines the impact of cashless policy on the profitability of commercial banks in Nigeria. Thus it analyses critically to the very beginning, the introduction of cashless policy in banking business in Nigeria. The cashless system has become necessary to promote the use of electronic means of transaction towards making Nigeria a cashless economy in the nearest future, where clumsy and expensive-to handle coins and notes a...

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123. IMPACT OF COMMERCIAL BANK CREDIT ON THE PERFORMANCE OF SMALL SCALE ENTERPRISES IN NIGERIA

10 Student Researchers

ABSTRACT

Prominent among the obstacles facing the performance of manufacturing sector in Nigeria is the lack of effectively bank credits to the manufacturing sector of the economy. The banks especially the commercial ones have not been contributing effectively to the output of manufacturing sector of the economy. This study takes into cognizance the problems of manufacturing the range of one understanding of something, or awareness of something). se...

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124. IMPACT OF COMPUTERIZATION IN A BANKING INDUSTRY (A CASE STUDY OF UNITED BANK FOR AFRICA)

10 Student Researchers

ABSTRACT

This study is on impact of computerization in a banking industry (a case study of United Bank for African). The study objectives were to look into the historical development of computer to enable us appreciate the dynamic nature of computer development, to give an overview of a computer application to the numerous service being rendered in our banks, to determine if computerization affects output and efficiency in UBA bank and to determine...

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125. IMPACT OF COMPUTERIZATION IN MICROFINANCE BANK

10 Student Researchers

ABSTRACT

The study is aimed at determining the impact of computerization of microfinance bank in Nsukka urban. Cross sectional survey research design was used. The population of the study were eighty (80) was sampled for the study. Five research questions were raised to guide the study. Structured questionnaire which was validated by lectures was the instrument used for data collection statistical means were instrument used for data analysis. The re...

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126. MANAGEMENT OF BAD DEBT IN THE NIGERIA BANKING SYSTEM SCOPE AND REMEDIES

10 Student Researchers

PROPOSAL

First of all we define what we understand by management of bad debt in the Nigeria banking system scope and remedies in my own understand. I can say that it is the kind of bank that is been credited with invoice role of being in a very important source of funds.

Also as a result of this, banking institute have been an agent of economic growth and perhaps economic development.

Bank also refers to commercial banks. Commercial bank is described by the banki...

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127. PROSPECTS AND CHALLENGES OF MOBILE BANKING IN NIGERIA  

10 Student Researchers

ABSTRACT

Today, the advancement of mobile technologies has provided an opportunity for financial service providers in introducing new financial innovations. One of the emerging financial innovations introduced by financial providers is mobile banking or m-banking. This study evaluates the customer’s perspective of the adoption or introduction of m-banking in Nigeria. Questionnaires were administered to customers of banks to obtain their perspective on m-Bankin...

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128. Operationalization of the Cashless economy system in Nigeria

10 Student Researchers

                                                                                   ...

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129. ORIGIN AND DEVELOPMENT OF CO-OPERATIVE SOCIETIES IN NIGERIA

10 Student Researchers

ABSTRACT

This project was undertaken to examine the origin and development of Co-operative societies in Nigeria. Many rural areas have benefited in one way or the other with various projects executed by cooperative organizations in communities since the introduction of co-operative societies in Nigeria. In Nigeria cooperatives provide locally needed services, employment and contribute a sense of community and social cohesion. People come together in cooperative soci...

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130. OUTSOURCING STRATEGIES OF BANKS AND EMPLOYEE JOB PERFORMANCE

10 Student Researchers

Abstract

The study sought to investigate the effect of outsourcing strategies of banks and employee job performance. The study was guided by three theories; the resource based theory, transaction cost theory and the core competencies theory. The study adopted a descriptive research methodology. Data was collected with the aid of questionnaires presented to the respondents who were employees of the commercial banks. Data was analyzed using software, a regression model fitted and the...

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131. IMPACT OF ELECTRONIC PAYMENT SYSTEM ON CUSTOMER SATISFACTION

10 Student Researchers

ABSTRACT

The study examined the impact of electronic payment system on customer satisfaction in Nigeria. Particularly, the study investigated the extent to which electronic payment systems such as internet banking, mobile banking, ATM and POS system influence customer satisfaction in Nigeria using a case study of students of Redeemers University.

 It can be deduced from the review of literature that e-payment systems promote service d...

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132. IMPACT OF INFORMATION AND COMMUNICATION TECHNOLOGY ON THE FINANCIAL PERFORMANCE OF SELECTED DEPOSIT MONEY BANKS IN NIGERIA

10 Student Researchers

ABSTRACT

This research project had the purpose of finding the impact of information communication technology on financial performance of deposit money banks in Nigeria. Information and communication technology is important to the banking industry in Nigeria. The banking sector is vital for the growth of economy of a nation. Qualitative research design was employed in this study. The population of study was the 43 registered deposit money banks...

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133. PERCEPTION OF BANK CUSTOMERS ON CBN'S CASHLESS POLICY IN NIGERIA

10 Student Researchers

Abstract

The study was carried out on perception of bank customers on CBN's cashless policy in Nigeria. The Central Bank of Nigeria (CBN) has been active in the inauguration of policies and schemes to foster the implementation of the cashless policy in Nigeria. However the current transition to cashless economy raises a lot of concerns with no substantial evidence yet to justify its implementation. This study was carried out in order to appraise the implementati...

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134. IMPACT OF LIQUIDITY AND PROFITABILITY AS A SURVIVAL STRATEGY FOR BANKS IN NIGERIA

10 Student Researchers

ABSTRACT

This study investigates the impact of Liquidity and profitability as a survival strategy for banks in Nigeria and selected Skye bank of Nigeria PLC as the case study. It evaluates the relevance of Liquidity and profitability in the banking industry and how it is managed. It also laid emphasis on risk associated with banking business and how is been managed. The task of assets and Liabilities committee of the bank, relationship between Liqui...

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135. IMPACT OF LIQUIDITY MANAGEMENT ON THE FINANCIAL PERFORMANCE OF DEPOSIT MONEY BANKS IN NIGERIA

10 Student Researchers

ABSTRACT

The study examined the impact of liquidity management on the financial performance of commercial banks in Nigeria. The study adopts the use of primary data from 5 commercial banks still operating within (2012-2016), which are Zenith Bank, United Bank for Africa, Wema Bank, Access Bank and Union Bank. The study employed the survey design and the purposive sampling technique to select 450 staff across management, senior and junior level. A we...

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136. IMPACT OF MICRO-FINANCE BANKS ON SMEs IN NIGERIA

10 Student Researchers

ABSTRACT

The critical causes on why financing small and medium scale industries by microfinance banks in Nigeria have not been very effective were evaluated. Not only are the SMEs starved with financial back-up, they are also faced with other external problems such as high interest rates, inconsistency in government industrial policies, lack of infrastructural facilities and internally; poor management practices, high rate of business failure, poor accounting standa...

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137. IMPACT OF REWARD SYSTEM IN THE BANKING SECTOR OF NIGERIA

10 Student Researchers

ABSTRACT

This study examines the relationship between rewards system and employee performance in Auchi Microfinance bank, Auchi, Edo state, Nigeria. The study adopted a descriptive survey research design. The study also used purposive sampling techniques and sample was collected through a structured survey questionnaire distributed to the bank. The total number of 240 copies of the questionnaire were printed and administered to prospective respondents in the bank th...

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138. PROBLEMS FACING SMALL AND MEDIUM SCALE ENTERPRISES IN OBTAINING BANK LOANS

10 Student Researchers

ABSTRACT     

This research work aims at investigating the problems encountered by small and medium scale enterprises in obtaining bank loans with particular reference to Union Bank Nig. Plc, Ogui Road, Enugu.It is a common knowledge that Banks often favour the large –scale industries in credit extension scheme.  This is because of their higher equity base, availability of collaterals and lower risk.  Further still, they have a mo...

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139. PROBLEMS OF NEW BANKS IN NIGERIA

10 Student Researchers

Abstract

The purpose of the study was to identify challenges facing New banks in Nigeria. A descriptive survey design was applied to a population of 48 banks operating in Nigeria. The target population composed of the management staff currently employed at the head offices of the various New banks in Nigeria. The population was composed of Senior, Middle and Junior or Entry level Management staff. The study concludes that t...

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140. IMPACT OF TAXATION POLICIES ON THE PERFORMANCE OF THE BANKING SECTOR IN THE FCT

10 Student Researchers

BACKGROUND OF THE STUDY

The desire to build a civilized country with a strong and sound economy is the desire of every country, including Nigeria. Tax payment is the demonstration of such desire, although some income earners see it as a means of exploitation by the government. Tax payment is a voluntarily contribution imposed by the government on personal income earners, companies, investors, exporters, importers etc. Revenue r...

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141. THE IMPACT OF STOCK EXCHANGE MARKET ON THE GENERATION OF CAPITAL FOR COMMERCIAL BANKS

10 Student Researchers

ABSTRACT

The stock exchange in Nigeria has been enmeshed in a series of  controversies in recent time, therefore this study examined the impact of the stock exchange  on the generation of capital for commercial  banks in Abeokuta metropolis. This descriptive survey research design was adopted and the sample size comprised 50 bankers crown from different commercial banks in Abeokuta metropolis wing the simple random sampling techn...

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142. THE IMPACT OF TAXATION POLICIES ON THE PERFORMANCE OF THE BANKING SECTOR IN FCT ABUJA

10 Student Researchers

Abstract

Banks play a very important role in development of the Nigerian economy. The Banking sector's importance in the economic development of  any  country  in  recent years cannot be underrated especially with regard to  creation  of  employment, innovation, uplifting the people’s standard of living and financial contribution to the growth of the country’s  GDP.  The s...

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143. THE IMPORTANCE OF MARKETING RESEARCH IN THE NIGERIAN BANKING INDUSTRY

10 Student Researchers

Background to the Study

Today’s world is characterized by major changes in market and economic conditions, coupled with rapid advances in technologies. Banks invest in marketing research on Product and service development (new product/service) to ensure future success in the market. However, most marketing research on new products development are often more likely to fail than to succeed, addressing changing tastes with n...

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144. IMPACT OF BANK COMPETITION ON THE NIGERIAN BANKING SYSTEM

10 Student Researchers

ABSTRACT

This study seeks to determine the relationship between bank competition and banking system stability in the Nigerian banking industry. Annual data were employed in the course of this research. The sources of the data employed were the Central Bank of Nigeria and Nigeria Stock Exchange Fact Book. Three macroeconomic variables and the entire banks quoted in the Nigerian Stock Exchange. The dependent variable for the study is Z-Index. While concentration ratio...

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145. ROLE OF MANAGEMENT IN MOTIVATING WORKERS IN THE BANKING SECTOR

10 Student Researchers

ABSTRACT

This project work was carried out to determine the role of management in motivating workers in banking sector, using first Bank Nig. Plc, Okpara Avenue, Enugu State as a case study. The purpose of this study is to find out how workers in the banking sector derive motivation, taking into consideration the impact of management influence and the effect of this on productivity. Also research questions and hypothesis were stated to be used in generalization towa...

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146. ROLE OF MONEY DEPOSIT BANKS IN FINANCING SMALL SCALE INDUSTRIES IN NIGERIA (A CASE STUDY OF FIRST BANK OF NIGERIA PLC)

10 Student Researchers

ABSTRACT

An appraisal Of Money deposit Banks in Financial Small Scale Industry in Nigeria. A case study of First bank of Nigeria plc. This study is to ascertain the extent to which Money deposit banks have helped to finance small scale industries in Sokoto. To achieve this study adopted a survey research which employed the use of simple random sampling technique was employed and SMEs where selected which constitute the sample size of the research. Structured qu...

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147. PURCHASING OF BANKING AND FINANCIAL SERVICE

10 Student Researchers

ABSTRACT

This study was carried out on the purchasing of banking and financial services in Nigeria, using Eco Bank as case study. To achieve this, five significant research objectives were formulated.  The survey design was adopted and the simple random sampling techniques were employed in this study. The population size comprise of all the customers and staff of Eco Bank, Lagos State. In determining the sample size, the researcher conveniently selected 70 resp...

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148. ROLE OF ELECTRONIC BANKING ON THE GROWTH OF NIGERIAN ECONOMY

10 Student Researchers

ABSTRACT

This research work is on ROLE OF ELECTRONIC BANKING ON THE GROWTH OF NIGERIAN ECONOMY using UBA Plc as a case study. The major objective of the study was to examine the relationship that exist between the adoption of electronic banking services and profitability of the Bank. The study made use of both primary and secondary sources of data collection. Quota sampling technique was used to select data necessary for this research work. The study revealed that e...

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149. STUDY OF THE IMPACT OF UNIVERSAL BANKING IN NIGERIA FINANCIAL SYSTEM

10 Student Researchers

ABSTRACT

The study of the impact of universal Banking is one of the critical for banks Nigeria to attain greater light. This borders most no the effect of the New concept in Nigeria banking system that tends to remove the functional barriers between commercial and Merchant banks, and consequently empowers the bank to undertake part from their conventional banking business, capital market operations and insurance services.

The chapter I stresses on the intr...

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150. TAX AS A MEANS OF INCOME REDISTRIBUTION IN NIGERIA

10 Student Researchers

Background of study

As everybody has own aim to acquire income and show how he or she has income over the other, the emergency of tax began to arose as a way whereby some part of the individual, companies and co-operate organization an taxed an little portion refrained to the cost of the stages.

Thus by the process of taxing or cutting some be of income form an individual, companies or co-operate organization, the remaining are the accused...

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151. THE ROLE OF CENTRAL BANK OF NIGERIAN IN THE MANAGEMENT OF THE NATIONS FOREIGN DEBT

10 Student Researchers

ABSTRACT

The central bank of Nigerian (C.B.N) started full-scale operation on 1st July 1959, and since its inception like most of the central bank the world over, performs certain national and international functions one of which is the management of foreign debt. So this project examines the role of CBN in the management of foreign debt.

A lot of problems engulfed the central bank of Nigeria which trying to carry out this function ranging from inadequate reserves to over...

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152. THE ROLE OF COMMERCIAL BANK IN INDUSTRIAL DEVELOPMENT OF ONITSHA

10 Student Researchers

ABSTRACT

The ability of any nation to sustain growth and development to a large extent depends on a number of factors, of which banking is once.  Hence, it becomes imperative to note that banking started not as a chance phenomenon rather, for the basic social and economic needs of the Society.

            The purpose of this study is to carry out a research on the role of commercial Banks in Indus...

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153. THE ROLE OF COMMERCIAL BANKS IN ACHIEVING STABILITY IN FOREIGN EXCHANGE

10 Student Researchers

Abstract

This research project work was undertaken with a purpose of determining and evaluation of the effect of the Role of Commercial Bank in Achieving Stability in Foreign Exchange. The effect of the Role of Commercial Bank on the behavioral aspect of management information system are Aggression Avoidance and Projection on the other hand other operational pressures are maintaining the system.  Personal problems in the book-keeping department maintaining boo...

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154. THE ROLE OF COMMERCIAL BANKS IN ECONOMIC GROWTH IN NIGERIA

10 Student Researchers

ABSTRACT

The project set out to examine the role of commercial banks in economic growth of Nigeria from 1980–2008. The variables used for this study are commercial bank loans and advances, interest rate on the loans, gross fixed capital formation. The main objective of the study is to examine the role of commercial bank to economic growth in Nigeria. The methodology involves the use of ordinary least squares (OLS) using E-VIEWS econometric package. These inclu...

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155. THE ROLE OF COMMERCIAL BANKS IN FINANCING SMALL SCALE INDUSTRIES

10 Student Researchers

ABSTRACT

The topic of dissertation is The Role Of Commercial Banks In Financial Small Scale Industry In Nigeria. A case study of union bank of Nigeria plc.The major objective of the study is to ascertain the extent to which union bank of Nigeria plc has helped to financial small scale industries Instrument of data collection is questionnaires and research questions which formed the source of primary data, while materials from various published articles, textbooks, j...

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156. THE ROLE OF COMMERCIAL BANKS IN SMALL SCALE ENTREPRENEURIAL DEVELOPMENT IN ENUGU STATE

10 Student Researchers

ABSTRACT

The subject matter of this research work is to evaluate the extent to which Small Scale entrepreneurs in Enugu have been able to obtain loans and raise finance from Nigerian Commercial Banks as a major source of finance to the economy. The main objective of the study is to establish the role of Commercial Banks in financing Small Scale Enterprises (SSEs) in Enugu

.A review of literature was done to ensure the conclusion of the study. Based on the anal...

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157. THE EFFECT OF QUALITY SERVICE DELIVERY ON CUSTOMERS PATRONAGE IN THE BANKING INDUSTRY OF NIGERIA (FIRST BANK PLC,)

10 Student Researchers

ABSTRACT

This research work revealed the effect of quality service delivery on customers’ patronage in First Bank Plc, Kaduna. The bank has failed to take note of the importance of customers satisfaction and cost of banking service is high in the sense that there is high interest rate on loan and time spend in transacting business in the bank is longed. The main objective of the study is to find out the types of service offered by first bank to their customer...

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158. THE IMPACT OF CREDIT RISK ON BANK PERFORMANCE IN NIGERIA

10 Student Researchers

Abstract

This study intends to examine the impact of credit risk on bank performance in Nigeria for the period 2004-2014. The pervasive incidence of non-performing loan is one of the prime causes of failure in the banking system. The internal exams to ascertain if loans are with collateralized and self-liquidating could not be held accountable. Financial report of 10 commercial banks were used to analyse for 10 years (2004-2014), particularly from t...

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159. THE IMPACT OF ELECTRONIC BANKING ON COMMERCIAL BANKS OPERATIONS

10 Student Researchers

ABSTRACT

This study was on electronic banking and the purpose of carrying out this research was to assess the impact of electronic banking on commercial banks operations.  In the review of related literature. I covered such areas as the meaning of electronic banking, origin of electronic banking the meaning of computers, the relevance banking products and its relevance to electronic banking.  Finally, I talked on problem and solutions associated with elect...

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160. THE IMPACT OF INFORMATION TECHNOLOGY IN MARKETING OF BANKING SERVICES

10 Student Researchers

BACKGROUND OF THE STUDY

        Bank as a financial institution is primarily concerned with the mobilization of savings and the profitable application of funds.

        According to Ogbu Andrew C. one of the bank official, in an interview help with him at U.B.A Bank on march 15 2009 He sad that the major object of U.B.A bank is the number of customers and the credibility...

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161. THE IMPACT OF LIQUIDITY MANAGEMENT ON COMMERCIAL BANK PROFITABILITY

10 Student Researchers

ABSTRACT

This study examined The Impact of Liquidity Management on Commercial Bank Profitability a case study of oceanic bank international plc. Effurun, Delta State. This study revealed that commercial banks are faced with two conflicting objectives namely: liquidity optimization and profitability optimization to contend with. The researcher also showed that the problem of these two conflicting objectives became too comple...

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162. THE IMPACT OF MICROFINANCE BANK ON THE PERFORMANCE OF SMALL SCALE BUSINESSES

10 Student Researchers

ABSTRACT

The critical causes on why financing small and medium scale industries by microfinance banks in Nigeria have not been very effective were evaluated. Not only are the SMEs starved with financial back-up, they are also faced with other external problems such as high interest rates, inconsistency in government industrial policies, lack of infrastructural facilities and internally; poor management practices, high rate of business failure, poor accounting standa...

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163. THE IMPACT OF MICRO-FINANCE ON SMALL SCALE BUSINESS IN NIGERIA

10 Student Researchers

Abstract

This study examines the performance of Micro finance Institutions (MFIS) in Lagos State, based on the development of small and medium Scale Industry. The findings indicate that the operations of MFIs have grown phenomenally in the last three years, driven largely by expanding informal sector activities, the conversion of the community banks to micro finance banks and the reluctance of banks to fund the emerging micro enterprises. The study...

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164. THE IMPACT OF MONEY DEPOSIT BANKS ON THE ECONOMIC DEVELOPMENT OF NIGERIA

10 Student Researchers

ABSTRACT

This study sets out to investigate the impact of deposit money banks on economic development in Nigeria. Using quarterly data on GDP as well as various deposit money banks development indicators, covering the period March 2005 to December 2016, the study employed the Auto-Regression Distributive Lag (ARDL) methodology in determining existence of the short-run and long-run relationships. Furthermore, the study employed the Granger causality test in determin...

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165. THE IMPACT OF MOTIVATION ON STAFF PERFORMANCE IN THE BANKING INDUSTRY IN NIGERIA

10 Student Researchers

ABSTRACT

This study looked into the impact of motivation on staff performance in the banking industry in Nigeria. In carrying out this work, important research questions were asked. Relevant literatures were reviewed with the aim of author dictating the issue under study. The researcher used descriptive research design for the project. The respondents responses were analysed using frequency table, one of the findings showed that...

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166. THE USE OF INFORMATION AND COMMUNICATION TECHNOLOGY TO EFFECT SERVICE DELIVERY BY BANKS IN NIGERIA

10 Student Researchers

Abstract

This research was carried out to examine the effect of service delivery by banks in Nigeria through the use of (ICT). There have been series of assumption that the use of information and communication technology has greatly enhanced the output of the banking sector in Nigeria. It is in a bid to confirm these assumptions that the researcher carried out this study. Questionnaire was the instrument used to collect data from respondents with a sample size of on...

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167. THE ROLES OF PROMOTIONAL TOOLS AS A MEANS OF CREATING CUSTOMERS’ PATRONAGE IN BANKING INDUSTRY

10 Student Researchers

Abstract

This study focused on the roles of promotional tools as a means of creating customers patronage in banking industry using UBA bank, Gboko Branch as a case study. The study specifically was aimed at investigating the use of promotional tools in the industry; investigating the impact of promotional tools in banking industry, on the customers of the Banks; examining the extent to which promotional tools can assist the growth of the industry in Nigeria; challen...

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168. TWENTY-FIVE YEARS OF MERCHANT BANKING IN NIGERIA

10 Student Researchers

ABSTRACT

This study investigates the twenty five years of merchant banking in Nigeria. It evaluates the operation of merchant bank on economic development in Nigeria. The data used in this study were collected from the period of 1995 to 2020. Augmented Dickey Fuller (ADF) and Philip Perron unit root test, ordinary  least square and granger causality test have been used. Unit root test confirms the stationary of  all variables at first difference. Regression results indicat...

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169. THE SIGNIFICANCE OF EXTERNAL AUDITING IN THE BANKING INDUSTRY (A STUDY OF FIRST BANK OF NIGERIA PLC IN LAGOS)

10 Student Researchers

ABSTRACT

The aim of the study was to examine the significance of external auditing in the banking industry. External Audit is the process of engaging a professional expert empowered to examine these financial statements, to determine whether all the accounting principles are followed and if the account shows a true and fair view of state of affairs. Survey research design was used. The population comprises the entire workers of First Bank of Nigeria Plc in Lagos. Th...

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170. A CRITICAL ASSESSMENT OF THE SURGE OF CRYPTOCURRENCIES AND ITS USAGE IN AFRICA(A CASE STUDY OF SELECTED FINTECH COMPANIES IN NIGERIA)

10 Student Researchers

ABSTRACT

This study was carried out to critically assess the surge of cryptocurrencies and its usage in africa using selected Fintech companies in Nigeria. To achieve this 2 research hypothesis were formulated.  The survey design was adopted and the simple random sampling techniques were employed in this study. The population size comprise of the staff of four selected Fintech companies in Lagos State. In determining the sample size, the researcher conveniently...

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171. AN ASSESSMENT OF CORPORATE SOCIAL RESPONSIBILITY ON ORGANISATIONAL PERFORMANCE IN THE BANKING INDUSTRY (A CASE STUDY OF UNITED TRADING COMPANY NIGERIA PLC.)

10 Student Researchers

ABSTRACT

This research study has comprehensively delved into the effect social responsibility on organizational performance with First Bank Plc as a case study. The objective of this study is to examine whether social responsibility enhances customer's patronage and to examine whether social responsibility has effect on the profit of the organisation. The survey research method was employed in this study and the questionnaire was the main research instrument use...

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172. THE CONTRIBUTION OF BANK OF INDUSTRY (BOI) TO INDUSTRIAL DEVELOPMENT IN NIGERIA

10 Student Researchers

 ABSTRACT

 Industrial Development has been a major cornerstone of economic development of any nation.  The success of such a programme can be attributed to the methods and modes of financing the policy.  The study is therefore focused on industrial Development financing in Nigeria.  Since NIODB is at the apex of industrial development financing, this study is essential concerned with the contribution Bank Of Industry (BOI)...

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173. THE EFFECT OF BANKING REGULATION AND RESERVE ON THE PERFORMANCE OF COMMERCIAL BANK

10 Student Researchers

ABSTRACT

It was in the year 1892 that banking activities first started in Nigeria with the opening of a branch of the African Banking corporation in Lagos. It is in the light of these that this work has attempted to showcases the effects of banking regulations and reserves on the performance of commercial banks.  The objective was to access the effects of banking regulation and reserves on the performance of commercial ban...

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174. THE EFFECT OF MICROFINANCE BANKS SERVICES ON AGRICULTURAL PRODUCTION OF MEMBERS OF COOPERATIVE SOCIETIES

10 Student Researchers

STATEMENT OF RESEARCH PROBLEM

According to Anyanwu etal (1997:14) “the agricultural sector has been recognized for a long time as an important sector to Nigeria economy and development is one of the crucial requirements for the overall economic growth.

He noted further that the declined in agricultural activities might appear natural in any development process, it is obvious tha...

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175. THE EFFECT OF MONETARY POLICIES OF THE CENTRAL BANK OF NIGERIA (CBN) ON DEPOSIT MONEY BANK

10 Student Researchers

ABSTRACT

The role of Central Bank of Nigeria as the apex regulatory authority in the financial system cannot be over emphasized, most especially through the use of the monetary policy to regulate the supply of money in banking operations. The purpose of this research is to find the effect of the monetary policy on banking operations in its bid to regulate the supply of money in the Nigeria economy with special regards to deposit creation and credit...

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176. THE EFFECT OF MONETARY POLICY ON THE FINANCE OF FOREIGN TRADE

10 Student Researchers

ABSTRACT

The purpose of this study is to determine the impact of monetary policy on foreign trade financing. To do this data were collected from both primary and secondary source. Primary sources include CBN Officials while secondary sources include textbooks, journals etc. the major instrument for data collected is the questionnaire, the data are presented in table and analyzed with chi-square. Having analyzed the data, the following finding were m...

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177. A STUDY ON THE IMPACT OF BUDGETARY CONTROLS ON THE PERFORMANCE OF AN ORGANIZATION (A case study of Fidelity Bank plc)

10 Student Researchers

Background of the study

Following the uncertainties prevailing in the Nigerian business environment today, managers and stakeholders must be poised and prepared to compete favourably under these rapidly shifting conditions. In order to survive under these environmental complexities and vagueness managers and stakeholders of both private and public sectors need sharp tools, proven management techniques to forecast the major changes which are likely to affect the busi...

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178. AUDIT INDEPENDENCE ENHANCING ACCOUNTABILITY AND TRANSPARENCY IN CORPORATE ORGANIZATION

10 Student Researchers

Abstract

The need to focus on corporate governance has increased particularly in the wake of economic collapse and financial crises. Additionally, scholars have found that corporate governance influences a firm’s performance. Corporate failures and scandals have imposed the demand for reforms and for improved regulations particularly on governance matters. The purpose of the study was to identify ways of enhancing corporate governance through auditing. In the...

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179. COMPUTERIZATION OF CUSTOMER SERVICES IN NIEGRIAN BANKS

10 Student Researchers

 

ABSTRACT

 

This write  up is an attempt to throw more light on the computerization of customers services in Nigeria banks  have been poor this  is because customers claim  that the bank services is slow and their   time is mostly wasted. But on the side of the bank. They have to ensure that the transaction are properly recorded with the sole purpose  of having  a satisfactory record to dis-aviod...

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180. EFFECTS OF FOREIGN DIRECT INVESTMENT ON COMMERCIAL BANKS IN NIGERIA (2010-2021)

10 Student Researchers

Background of the study

Various classifications have been made on Foreign Direct Investment (FDI). For instance, FDI has been described as investment made so as to acquire a lasting management interest (for example, 10 percent of voting stock) and at least 10 percent of equity shares in an enterprise operating in another country other than that of the investor’s country (Mwillima, 2003). Policy makers believe that FDI produces positive effects...

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181. THE IMPACT OF CORPORATE GOVERNANCE AND RISK MANAGEMENT ON BANK PERFORMANCE

10 Student Researchers

Abstract

The focus of this research is on the impact of corporate governance and risk management on the performance of Nigerian banks. The major objective of this study is to understand the relationship between risk exposure, risk management, corporate governance and banks’ operational efficiency. Five research questions were designed in the following order: Do commercial banks formulate and implement risk management policies and strategies in their organizat...

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182. THE PROBLEM OF BANKING SYSTEMS IN NIGERIA

10 Student Researchers

ABSTRACT

Banking in Nigeria has gone through various changes within this decade. The industry has grown beyond optimistic expectation. Over the period, the number of banks expanded five fold, banking operations were substantially deregulated, competitions increased and banks were forced to be more innovative and service oriented.

Banking system is expected to offer effective and efficient services to its customers and the economy as a whole.

It i...

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183. BANK SERVICE DELIVERY AND CUSTOMERS SATISFACTION NIGERIAN BANKS

10 Student Researchers

Abstract

This study is on bank service delivery and customers satisfaction in Nigerian banks. The total population for the study is 200 staff of selected banks in Oredo local government of Edo state. The researcher used questionnaires as the instrument for the data collection. Descriptive Survey research design was adopted for this study. A total of 133 respondents made up human resource managers, accountants, customer care officers and marketers was used for the st...

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184. AN APPRAISAL OF OPERATIONAL PROBLEMS FACING MICRO FINANCE BANKS IN DELTA STATE

10 Student Researchers

BACKGROUND OF THE STUDY

Nigeria is an immensely endowed country in both natural and human resources, with the population of over 140 million people who are largely engaged in the farming sector and small scale business. This sector is primarily dominated by micro, small and medium scale enterprises (MSMEs) and both peasant farmers who require financial assistance to boost their business and improve their livelihood.

The history of microfin...

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185. The impact of microfinance banks on the growth of small and medium scale enterprises in illorin metropolis

10 Student Researchers

Abstract

 

In today’s knowledge on economy, firm performance and competitive advantage are derived more from what a firm knows and the human capital that permits the firm to use what it knows. Thus human capital has been identified as one of the most critical agents of SMEs performance while human capital development has been recognized as one of the most vital tools for improving SMEs performance. This research therefore offers a field  of...

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186. EFFECT OF DEPOSIT MONEY BANKS’ CREDIT ON THE PERFORMANCE OF MICRO, SMALL AND MEDIUM ENTERPRISES IN NIGERIA

10 Student Researchers

Abstract

 

Banks are the most important example of a class of institutions called financial intermediaries, firms that extend credit to borrowers using funds raised from savers.       However, credit is not an end in itself; it is a means to an end. The ultimate goal is to affect productivity. For both developing and developed countries, micro, small and medium scale enterprises (MSMEs) play important roles in...

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187. THE EFFECT OF LOAN MANAGEMENT IN RELATION TO BANK'S PROFITABILITY

10 Student Researchers

Statement of the problem

        The bank’s ability to generate significant profit from loans and advances is constrained by the regulatory authority (CBN). In view of this, the bank must as well achieve their objective of profitability through the institution of sound credit appraisal framework in their lending operations.

        The problem encountere...

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188. THE IMPACT OF MICROFINANCE BANKS IN POVERTY REDUCTION

10 Student Researchers

ABSTRACT 

Poverty reduction is a function of many factors which include funding by microfinance banks. The effort to transform innovations into economic goods certainly would require reasonable level of funding which appears elusive due to global economic recession. Accessing credit from conventional money deposit banks has proved irrational due to its attendant cost, hence the need for micro financing which is deliberate initiative to enhance the per...

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189. THE IMPACT OF CBN CASHLESS POLICY ON THE DEVELOPMENT OF THE BANKING SECTOR OF NIGERIA

10 Student Researchers

STATEMENT OF THE PROBLEM

As more payment systems have been introduced, pundits have been predicting the emergence of a ‘cash less society’. Today, we still pay with cash and checks, but several other payment instruments, such as credit and debit cards, are widely used. The use of paper money is more declining, but at a rather slow pace. As it were, Nigeria is a country heavily dominated by cash and there are some factors that negatively affect the choice...

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190. CREDIT MANAGEMENT AND THE INCIDENCE OF BAD DEBT IN NIGERIA MONEY-DEPOSIT BANKS. (A CASE STUDY OF UNION BANK OF NIGERIA PLC)

10 Student Researchers

                                              ABSTRACT

This research work was undertaken to assess the credit management and the incidence of Bad debts in Money-Deposit Banks.This work was intended to achieve the following objectives: to apprais...

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191. INTERNAL CONTROL AS AN EFFECTIVE MANAGEMENT TOOL IN THE BANKING INDUSTRY

10 Student Researchers

ABSTRACT

  This project was carried out with the sole aim of studying an evaluating the internal control system in a banking industry- using first Bank of Nigeria PLC, Enugu main as a case study.

    The project is written in five chapters: chapter one is the introduction which include the background of the study etc. chapter two enumerated literature Review, where the earlier views on internal controls were reviewed to avoid duplication chapt...

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192. IMPACT OF SERVICE QUALITY ON CUSTOMER RETENTION IN THE NIGERIAN BANKING SECTOR  

10 Student Researchers

ABSTRACT

The study examined the impact of service quality on customer retention in the Nigerian banking sector. Staff of selected branches of First Bank Plc. in Aba-Owerri Road, Aba, Abia State served as the sample population. The study adopted the survey research design using primary source of data with questionnaire as instrument of data collection. A total of 100 copies of questionnaire were administered, out of which 82 questionnaires were duly filled and return...

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193. THE ROLE OF BANK OF INDUSTRY IN THE DEVELOPMENT OF SMALL AND MEDIUM ENTERPRISES (SMES) IN KADUNA

10 Student Researchers

ABSTRACT

This research work is conducted on the role of bank of industry in the development of small and medium enterprises (SMEs). The aims and objectives of the study is to analyze the various role played by bank of industry in developing small and medium enterprises as well as the activities of government policies, such as provision of infrastructural facilities provision of local finance facilities, funding of industries and institutions like SSICS, CIRD and...

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194. IMPACT OF BAD DEBT IN COMMERCIAL BANK LENDING IN NIGERIA

10 Student Researchers

ABSTRACT

In carry out this research, Attempts was made to evaluate the causes and the effect of bad bests in banks’ lending. To fulfill this task, we established the objectives of this study which included the identification of the causes of bad debt or the banks and the economy at large recommendation of possible solutions. In conclusion on the objectives, primarily data was collected through field survey of the study population of 30 respondents of which 20...

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195. THE IMPACT OF INFORMATION AND COMMUNICATION TECHNOLOGY ON MODERN BANKING OPERATIONS IN NIGERIA A CASE STUDY OF TEN SELECTED UNITED BANK FOR AFRICA (UBA) PLC. IN DELTA STATE.

10 Student Researchers

STATEMENT OF PROBLEM

Businesses need to continuously find better and fast ways to adapt to the competitive market place in order to compete in today’s high technology and fast pace environment. Learning organizations provide a framework that encourages finding better and fast ways to adapt in today’s high technology and fast paced world by:

  1. Looking at the whole pants, a systematic perspective.
  2. Detecting and correcting errors....

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196. THE IMPACT OF MICROFINANCE BANK ON ECONOMIC GROWTH OF NIGERIA

10 Student Researchers

Abstract

This study is on the impact of microfinance bank on economic growth of Nigeria. The total population for the study is 200 staff of community bank, Enugu state. The researcher used questionnaires as the instrument for the data collection. Descriptive Survey research design was adopted for this study. A total of 133 respondents made up managers, customer care officers, marketers and junior staff was used for the study. The data collected were presented i...

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197. THE IMPACT OF INTERNET BANKING ON PROFITABILITY OF COMMERCIAL BANKS IN NIGERIA (A CASE STUDY OF FIDELITY BANK PLC)

10 Student Researchers

 STATEMENT OF THE PROBLEM

The vast majority of the recent literature on electronic money and banking suffers from a narrow focus. It generally ignores internet banking entirely and equates electronic money with the substitution of currency through electronic gadget such as smart cards and virtual currency. For example, Freedman, (2000) proposes that internet banking and electronic money consist of three devices; access devices, stored value cards, and network m...

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198. THE EFFECTIVENESS AND CHALLENGES OF CBN CASHLESS POLICY ON RURAL BUSINESS DEVELOPMENT

10 Student Researchers

Abstract

This study is on the effectiveness and challenges of CBN cashless policy on rural business development. The total population for the study is 200 staff of CBN in Enugu State. The researcher used questionnaires as the instrument for the data collection. Descriptive Survey research design was adopted for this study. A total of 133 respondents made up human resource managers, accountants, customer care officers and junior staff was used for the study. The data...

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199. THE PROBLEM AND PROSPECT OF FINANCING SMALL SCALE INDUSTRIES IN NIGERIA

10 Student Researchers

ABSTRACT

This study examines the problems associated with financing Small scale industries in Nigeria. The study adopted a descriptive survey. The choice of the two areas was guided by the fact that they have large clusters of small and medium enterprises in the state. Questionnaires were administered on the management of Bencos business. The data generated from the survey of the study were tested using the Chi- Square (X2 ). Simple tabulation was used to present th...

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200. THE ROLE OF ELECTRONIC BANKING IN DEVELOPMENT OF BANKING INDUSTRIES IN NIGERIA. (A CASE STUDY OF GUARANTY TRUST BANK PLC OGUI ROAD, ENUGU)

10 Student Researchers

ABSTRACT

The primary aim of this project tilted role of electronic banking in the development of banking industries in Nigeria  which is being taking with all seriousness as it presents a mechanism of extending banking services of wilder segment of the people at a lower cost. More importantly, it encourages innovations and competition by making available different types of sophisticated products and equipment that are geared towards providing maximum satisfacti...

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201. IMPACT OF INDUSTRIAL TRAINING ON BANKING FINANCE STUDENT

10 Student Researchers

Abstract

This research was carried out to find out the Impact of Industrial Training on Banking and Finance Students of I.M.T. Enugu. The project was divided into four chapters. Chapter one dealt with Background of the study scope of the study and limitation of the study. Chapter two looked at the methodology used for the research, while chapter three gave a vertical analysis of the Related Literature Review, Historical Background of Industrial Training Fund and Dev...

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202. biometric authentication of an automated teller machine using finger print and password

10 Student Researchers

Statement of the Problem

The existing system is plagued with the following problems;

 

  1. Traditional authentication systems cannot discriminate between an impostor who fraudulently obtains the access privileges and the real owner.
  2.  Passwords and PINs can be illicitly acquired by direct covert observation.
  3.  Easily guessed PIN's and passwords e.g. birthday, 1234 etc.
  4. Malware can be placed at...

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203. EVALUATION OF THE RELATIONSHIP BETWEEN E-BANKING AND CYBER CRIME (A CASE STUDY OF FIDELITY BANK PLC)

10 Student Researchers

ABSTRACT

The study evaluates the impact of the relationship between e-banking and cyber crime, the study has the following objectives,to evaluate the relationship between e-banking and cyber crime, to identify factors militating against effective e-banking services, to determine the solution to the issues of cybercrimes that are related to e-banking.

Concerning methodology for this study, data was obtained from primary source that is questionnaire and seco...

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204. PROBLEMS AND PROSPECT OF ELECTRONIC BANKING IN NIGERIA

10 Student Researchers

ABSTRACT

 

This research work is an attempt to find out the “problem and prospects of electronic banking in Nigeria”. The research geared toward explaining what Electronic Banking is all about and when it was introduce into Nigeria.  The research also explained the services and the features of electronic Banking in Nigeria.  Though some of the information is between the bankers and their customers, the researcher was able to fin...

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205. ASSESSMENT OF THE ROLE OF MICRO-FINANCE BANKS IN BUSINESS DEVELOPMENT IN ADAMAWA STATE

10 Student Researchers

Background of the Study

With all the measures implemented to encourage new business, help existing businesses grow and to ultimately improve the economy, there is still a growing concern of business development. As a means to address this concern, microfinance banks were introduced to cater especially for the poor low income earners who are underserved by conventional commercial banks. According to Echo Microfinance, microfinance banks are institutions licensed by the Central Bank o...

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206. IMPACT OF INFORMATION AND COMMUNICATION TECHNOLOGY ON BANKING SECTOR  

10 Student Researchers

Abstract

The banking industry of the 21st century operates in a complex and competitive environment characterized by ever-changing economic and financial environment with information and communication technology (ICT) at the center of this change. As Information Technology is vital in banking operations today, it becomes imperative for banks to realize its impact on operational performance in order to justify capital investments. The objective of this work was to ex...

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207. THE IMPACT OF TECHNOLOGY BASED SELF SERVICE BANKING SERVICE QUALITY ON CUSTOMER SATISFACTION: A CASE STUDY OF THE NIGERIAN BANKING SECTOR

10 Student Researchers

ABSTRACT

The purpose of the research is to determine the impact of Technology Based Self-Service Banking (TBSSB) on customers’ satisfaction in the Nigerian Banking Sector. Focus is given to five selected banks within Yola metropolis, in Adamawa state. The research determines the degree of impact of speed of delivery, convenience, efficiency, reliability & security as well as their influence on customer satisfaction. In this context, the speed of delivery, convenience, effi...

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208. INFLUENCE OF BOND MARKET ON THE NIGERIAN ECONOMY

10 Student Researchers

ABSTRACT

This study evaluated the influence of Nigerian bond market on the Nigerian economy, using data covering the period of 30 years ranging from 1990-2019. An autoregressive distributed lag model and the ECM approach were devised so as to identify both the long and short term influence of bonds market activities on economic performance. For a more accurate analysis, Econometric Views (E-Views) version 9.0 was used to run the regression analysis. Prequel to the regression result,...

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209. LOAN GRANTING AND ITS RECOVERY PROBLEMS ON COMMERCIAL BANKS

10 Student Researchers

ABSTRACT

This research work was undertaken to assess the Loan granting and its recovery problems on Commercial Banks. The research was intended to achieve the following objectives: To find out the several problems facing loan recovery, the effects of loan default on commercial banks and the measures that will be used in reducing the incidence of loan default. Relevant data were collected from both primary and secondary sources. Questionnaires were the main primary data collection in...

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210. NON-OIL EXPORTS AND THE GROWTH OF THE NIGERIAN ECONOMY

10 Student Researchers

ABSTRACT

This study critically investigated the impact of non-oil exports on the growth of the Nigerian economy from 1990-2020 using a disaggregated approach. Specifically, the study investigated the impact of agricultural product export, manufacturing product export, solid mineral export, services product export on real gross domestic product per capital growth rate. Data for the study were sourced from World Bank Data Bank (2020); International Monetary Fund (2020); and Central Ba...

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211. THE ROLE OF COMMERCIAL BANKS IN SMALL SCALE ENTREPRENEURIAL DEVELOPMENT IN ENUGU STATE

10 Student Researchers

ABSTRACT

The subject matter of this research work is to evaluate the extent to which Small Scale entrepreneurs in Enugu have been able to obtain loans and raise finance from Nigerian Commercial Banks as a major source of finance to the economy. The main objective of the study is to establish the role of Commercial Banks in financing Small Scale Enterprises (SSEs) in Enugu .A review of literature was done to ensure the conclusion of the study. Based on the analysis, Commercial Banks...

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212. THE ROLE OF FINANCIAL INSTITUTIONS IN EXPORT FINACNING IN NIGERIA FROM 2006 – 2012

10 Student Researchers

ABSTRACT

The primary objectives of this study was to examine how the financial institution export finance in Nigeria using First Bank of Nigeria Plc Onitsha branch as a case study. In carrying out this study, I used survey method in which I used the questionnaire to collect data. The target population was the staff of first bank of Nigeria Plc Onitsha Branch from which a sample of 80 was drawn. I used research questions and formulated research hypotheses. The relevant literature was...

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213. THE ROLE OF MICROFINANCE BANKS IN THE ALLEVIATION OF POVERTY IN NIGERIA

10 Student Researchers

ABSTRACT

This study explores the immense role of the microfinance banks in the alleviation of poverty in Nigeria. The researcher revealed that the rate at which rural dwellers deposit their money in their pillows rather than in microfinance banks is high. Data were collected through primary and secondary sources. As regarded to primary sources, questionnaires and interviewed were used. The chi-square (x²) method was used for testing of hypotheses. Responses to the questionnaire...

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214. FINANCIAL PERFORMANCE AND DIVIDEND POLICY OF DEPOSIT MONEY BANKS IN NIGERIA

10 Student Researchers

ABSTRACT

This study investigated the relationship between financial performance and dividend policy for a sample of fifteen deposit money banks quoted on the Nigeria Stock Exchange between 2010 and 2019. The statistical methods used for the analysis are descriptive statistics, correlation results, and panel least square. The study revealed that there is a positive but no significant relationship between financial performance and dividend payout ratio; and there is a positive but not...

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215. FISCAL POLICY AND ECONOMIC GROWTH IN NIGERIA

10 Student Researchers

ABSTRACT

The study evaluated the relationship between fiscal policy and economic growth in Nigeria using time series data spanning from 1981 to 2019. The specific objectives include: to ascertain the extent of relationship between oil revenue and economic growth in Nigeria; to determine the degree of relationship between non-oil revenue and economic growth in Nigeria; to evaluate the extent of relationship between capital expenditure and economic growth in Nigeria; to find out the e...

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216. TAX REVENUE AND ECONOMIC GROWTH IN COTE D’IVOIRE, GHANA AND NIGERIA

10 Student Researchers

ABSTRACT

This work examined the effect of tax revenue on economic growth in Cote d’Ivoire, Ghana and Nigeria from 2026 to 2020. Specifically, the study sought to; determine the effect of value added tax on economic growth; investigate the effect of personal income tax on economic growth; ascertain the effect of petroleum profit tax on economic growth; examine the effect of company income tax on economic growth; and evaluate the effect of custom and excise duties on economic gr...

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217. E-Banking Service Delivery and Customer Satisfaction in commercial banks in Lagos metropolis, Nigeria

10 Student Researchers

Statement of the Problem

Effective service delivery in the service industry and the banking sector in particular, is the ultimate goal and objective so that customer retention can be evidently possible. More often than not, it can be quite an issue. It is therefore expedient that banks strive hard to ensure that their teeming customers are satisfied with their service delivery. Traditional banking practice in Nigeria in the time past was done without much regards to...

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218. MONETARY POLICY AND THE BANKING PERFORMANCE IN NIGERIA

10 Student Researchers

Background to the study

There are several factors that affect the performance of banks. In this research work profitability shall be used as the performance indicator of banks. The mostly direct factors that affect profitability are the· regulatory framework under which banks operate. This framework can be divided into two broad aspects: monetary and banking policies. In all economies, these policies are norm...

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219. AN ASSESSMENT OF THE DETERMINANTS OF COMMERCIAL BANK DEPOSITS IN NIGERIA 1989-2007 ( A CASE STUDY OF FIRST BANK OF NIGERIA PLC)

10 Student Researchers Quantitative

Background of study

The importance of banks and other financial institutions in a developing country like Nigeria can not be overstated. Banks act as a middleman, directing funds from the fund surplus to the fund deficit sectors of the economy, which is extremely beneficial to the economy's growth. To fulfill its goals, the banking industry must adopt well-articulated norms and policies aimed at maximizing the use of limited resources. The goal...

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220. AN ASSESSMENT OF THE EFFECT OF E-NAIRA PLATFORM ON NIGERIA COMMERCIAL BANKS

10 Student Researchers Quantitative

Background Of The Study

Nigeria's financial landscape has never been static. New services and products are offered on a regular basis, changing the way Nigerians engage with financial institutions and the Nigerian monetary and payment system (Adelman 2015). Prior to the introduction of electronic devices in the delivery of banking services in Nigeria, banking operations were and continue to be plagued by ineptitude, time-consuming bureaucracy, b...

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221. COOPERATE SOCIAL RESPONSIBILITY AND FINANCIAL PERFORMANCE OF MONEY DEPOSIT BANK IN NIGERIA

10 Student Researchers

​​​​​​​Background to the Study

Competition from nonbank financial institutions, technological advancements, rising non- performing assets, rising consumer expectations, rising profitability req...

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222. IMPACT OF CO-OPERATIVE FINANCING IN RURAL DEVELOPMENT (A STUDY OF OCHANJA MARKET IN ONITSHA ANAMBRA STATE)

10 Student Researchers Quantitative

Background of the study

Cooperative financing represents a critical mechanism in the economic development of rural areas, often facilitating access to financial resources for underserved populations. This study focuses on the impact of cooperative financing on rural development, with a specific emphasis on Ochanja market in Onitsha, Anambra State, Nigeria. Cooperative financial institutions, including savings and credit cooperatives, have shown sign...

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